The Associated Press
Wednesday, October 28, 2009
RALEIGH, N.C. � Even Blue Cross and Blue Shield of North Carolina
acknowledges that its timing on two recent mailings was unfortunate.
The News&Observer of Raleigh reported that customers first learned their
rates will rise by an average of 11 percent next year.
Then they got a flier urging them to send an enclosed preprinted,
postage-paid note to Sen. Kay Hagan denouncing what the company says is
unfair competition that would be imposed by a government-backed
insurance plan. Congress is likely to consider that public option as it
debates the health care overhaul.
"No matter what you call it, if the federal government intervenes in the
private health insurance market, it's a slippery slope to a single-payer
system," the BCBS flier read. "Who wants that?"
Indignant Blue Cross customers, complaining that their premium dollars
are funding the campaign, have called Hagan's office to voice support
for a public option. They've marked through the Blue Cross message on
their postcards and changed it to show they support the public option,
then mailed the cards.
"I hope it backfires," said Mark Barroso, a documentary film maker in
Chatham County who is a Blue Cross customer and recipient of the
mailings. "I'm doing everything I can to make sure it does."
Beth Silberman of Durham said she "went sort of bonkers" about the
mailing. "You're hostage to them, and then they pull this," she said.
"My new premiums are funding lobbying against competition. It's pretty
disgusting."
A spokesman in Hagan's office, David Hoffman, said the postcards have
not yet begun arriving in the senator's office because of the mail
screening process, but he said lots of people have called, angry about
the insurer's tactics.
Blue Cross spokesman Lew Borman said the mailing relied on voter
registration records, not a customer list. Since the company controls
more than half of the state's health insurance market, the names on the
lists overlapped.
He declined to reveal how much money the insurer paid for the mailing.
He acknowledged the timing was unfortunate but said it was coincidental
since one mailing was tied to current events in Washington and the other
to when the insurer typically sends its annual notices about rate increases.
"We said from the beginning we were going to be involved and would tell
North Carolinians what kind of impact the health care proposals would
have, and that's what we've been doing," Borman said.
___
""No matter what you call it, if the federal government intervenes in
the private health insurance market, it's a slippery slope to a
single-payer system," the BCBS flier read. "Who wants that?"
Lots of people, especially those who are getting screwed regularly by
their health insurance companies, that's who.
>On Fri, 30 Oct 2009 10:21:46 -0400, H the K <naled...@mypacks.net>
>wrote:
>
>>NC insurer says timing of mailings unfortunate
>>
>>
>>The Associated Press
>>
>>Wednesday, October 28, 2009
>>
>>RALEIGH, N.C. � Even Blue Cross and Blue Shield of North Carolina
>>acknowledges that its timing on two recent mailings was unfortunate.
>>
>>The News&Observer of Raleigh reported that customers first learned their
>>rates will rise by an average of 11 percent next year.
>
>
>We are right in the middle of the insurance selection window. Lots of
>people are getting a package with something like that in it.
>
>IBM's retiree EPO (United) went from $860 to 988 a month.
Our provider has sent out notifications that the program we've been
part of for 5 or 6 years will no longer be offered. Of course the
replacements will either curtail coverage or offer the same at an
inflated rate.
The timing couldn't be better to help folks realize that the public
option is one of the few weapons against this legal fleecing.
More and more, I am wondering why we need the health insurance company
middleman between us and our medical providers.
Seems to me that if you eliminated over time the private health
insurers, the high profits they are skimming could be put to use
providing needed care and coverage to Americans, costs would stabilize,
and we could have serious negotiations on price with all manner of
providers.
>On 10/30/09 2:16 PM, jps wrote:
>> On Fri, 30 Oct 2009 13:15:37 -0400, gfre...@aol.com wrote:
>>
>>> On Fri, 30 Oct 2009 10:21:46 -0400, H the K<naled...@mypacks.net>
>>> wrote:
>>>
>>>> NC insurer says timing of mailings unfortunate
>>>>
>>>>
>>>> The Associated Press
>>>>
>>>> Wednesday, October 28, 2009
>>>>
>>>> RALEIGH, N.C. � Even Blue Cross and Blue Shield of North Carolina
>>>> acknowledges that its timing on two recent mailings was unfortunate.
>>>>
>>>> The News&Observer of Raleigh reported that customers first learned their
>>>> rates will rise by an average of 11 percent next year.
>>>
>>>
>>> We are right in the middle of the insurance selection window. Lots of
>>> people are getting a package with something like that in it.
>>>
>>> IBM's retiree EPO (United) went from $860 to 988 a month.
>>
>> Our provider has sent out notifications that the program we've been
>> part of for 5 or 6 years will no longer be offered. Of course the
>> replacements will either curtail coverage or offer the same at an
>> inflated rate.
>>
>> The timing couldn't be better to help folks realize that the public
>> option is one of the few weapons against this legal fleecing.
>
>
>More and more, I am wondering why we need the health insurance company
>middleman between us and our medical providers.
>
>Seems to me that if you eliminated over time the private health
>insurers, the high profits they are skimming could be put to use
>providing needed care and coverage to Americans, costs would stabilize,
>and we could have serious negotiations on price with all manner of
>providers.
Which is why health care cooperatives are becoming more popular by the
day.
>
>More and more, I am wondering why we need the health insurance company
>middleman between us and our medical providers.
>
Yesterday Lou Dobbs had a panel of eminent doctors on for about half
an hour and gave their leader the reins of the show.
Their view boiled down to:
1. Standardization/computeriztion of all insurance forms.
2. Everybody going to primary care and counseled on the lifestyle
changes to keep them healthy. Heavy cost up front, but long term
payoff.
3. Free medical school. Takes care of all doctor needs.
4. Catastrophic care taken care of by gov insurance.
They were confident that the nation's medical needs can be
accomplished for much less money and with better results than is
currently done. Many countries already do it.
They made a lot of sense.
But they seemed to be dedicated and ethical doctors.
They weren't pols on the take for campaign contributions.
--Vic
Good to see that you are wondering. That's a step in the right
direction. I was beginning to think that your mouth had completely lost
communication with your brain.
>On Fri, 30 Oct 2009 10:21:46 -0400, H the K <naled...@mypacks.net>
>wrote:
>
>>NC insurer says timing of mailings unfortunate
>>
>>
>>The Associated Press
>>
>>Wednesday, October 28, 2009
>>
>>RALEIGH, N.C. — Even Blue Cross and Blue Shield of North Carolina
>>acknowledges that its timing on two recent mailings was unfortunate.
>>
>>The News&Observer of Raleigh reported that customers first learned their
>>rates will rise by an average of 11 percent next year.
>
>
>We are right in the middle of the insurance selection window. Lots of
>people are getting a package with something like that in it.
>
>IBM's retiree EPO (United) went from $860 to 988 a month.
Ouch. A friend's main reason for working the required 10 years at his
company was to get the company Medicare supplement package.
He just found out from other retirees that they get cheaper and better
packages on the open market.
--Vic
As I stated, there doesn't seem to be a legitimate rational for many of
our current health insurance options. We seem willing to bend over
farther and farther to enrich companies that do next to nothing to
improve health.
Puts too many bueareucrats out of business at the insurance companies.
> 2. Everybody going to primary care and counseled on the lifestyle
> changes to keep them healthy. Heavy cost up front, but long term
> payoff.
What do you do about fat doctors? When I was young and was caught with
cigarettes I received a lecture from my father about the evils of
smoking, while he was somking a cigarette himself.
A fat doctor telling me to lose weight isn't going to go over too well
either.
> 3. Free medical school. Takes care of all doctor needs.
Nope. No way. Aint going to happen. Nothing is free. If you want your
medical school paid for you are going to have to obligate yourself to
service of some kind with the understanding that if you break the
agreement you are compelled to reimburse whomever paid for all of your
expenses related to medical school.
Or, you can work for minimum wage the rest of your life. Your choice.
> 4. Catastrophic care taken care of by gov insurance.
Why does the government need to be involved? Is the government going to
pay for PMI too incase you default on your mortgage?
>
> They were confident that the nation's medical needs can be
> accomplished for much less money and with better results than is
> currently done. Many countries already do it.
> They made a lot of sense.
> But they seemed to be dedicated and ethical doctors.
> They weren't pols on the take for campaign contributions.
Medical care is not a right.
That's why you need to belong to associations and trade groups.
Medical care is not a right, but it should be.
--
Nom=de=Plume
What about people who are unemployed for one reason or another?
--
Nom=de=Plume
BTW, what are their "net" profits?
>
>BTW insurance companies really don't have that high a profit margin
>when compared to other, similar sized companies.
When you're 1/6 of the economy, 3.5% goes a long way.
Probably more then tens of scores of dineros.
--Vic
Perhaps we should determine what comes out of "gross profits" to get
down to "net profits," eh? There are many ways a corporation can play
perfectly legal fun and games to lower its net profit dramatically.
He doesn't know. He's just expelling hot air through his blow hole.
Not true.
That's the trouble with assumptions made by unthinking people. I already
have put my money down. I'm willing to put more and my time.
What's your excuse?
--
Nom=de=Plume
I'm sure you've tried it.
--
Nom=de=Plume
>On 10/31/09 11:14 AM, gfre...@aol.com wrote:
Including gigantic salary and bonuses to its execs.
When I was in the hospital last week one doctor all but suggested that I
give a fake name and ss number knowing I was uninsured. He said and I
quote "everybody does it"... But no, I will be paying the 26,000 dollars
for the next twenty years because I am not a thief...
Bull fucking shit, see my
last post.. Oh yeah, it
doesn't fit your agenda so
I must have heard it on
Hannity, and of course I am
more of a liar then JPS,
Harry, Plume and the rest
of them put together. I am
so sick of this prejudice
narrow minded bullshit from
Obermann, and Maddow...
The doctors (real doctors
not a bunch of political
operatives with white coats
on) told me all about it
the last time I was in,
even suggested I do it
myself... Stop being so led
around by the fucking nose,
I am not a liar and I don't
listen to Rush and Hannity,
fuck this it's useless to
run around in circles
proving stuff to you only
to have you call it a lie
cause you have been told it
is by proven liars...
I hope you get well soon! Also, I hope you don't have to pay more than
necessary and you can afford it.
--
Nom=de=Plume
>
> When I was in the hospital last week one doctor all but suggested that I
> give a fake name and ss number knowing I was uninsured. He said and I
> quote "everybody does it"... But no, I will be paying the 26,000 dollars
> for the next twenty years because I am not a thief...
I figured you were among the uninsured. Really. But you are lying about
the doctor, of course, because reputable hospitals ask for photo IDs,
and you'd have to produce your driver's license.
Snotty was probably crying and whinning about the expense so the Doc may
have felt sorry for him.
What a dumb ass....... he should be the first one hoping and praying for
universal medical care.
Just a guess, you lost, or went without your meds.
Not a chance. I have a 24 hour pharm right up the street and would never
go without my meds, at least the beta blocker. I carry extra in the gear
bag, car, and whenever I leave the house I bring an extra 48 hours
supply.
--
Here is Harry Krause:
http://offender.fdle.state.fl.us/offender/flyer.do?personId=14243
Harry Krause
Harry is a liar, many folks don't have picture ID's and if they started
asking, the ACLU would go nuts. At Manchester Hospital, they have never
asked me for one. As to Harrys "reputable" comment, we know he doesn't
have a clue and even if he did, he wouldn't be honest about it. ECHN is
rated in the top 5% of health care companies in the US, they are pretty
reputable...
And of course, even Harry knows they don't take time to ask when someone
comes in with a possible heart attack. Either way, even if I did want to
cheat, I know a lot of folks that work there, many are related by
marrige. But the doctor in ER did note that it happens all the time, I
mean, folks giving fake names and SS numbers.
Here is my "non-reputable" hospital.. <snerk>
http://www.echn.org/about/news/releases.aspx?story=5109§ion=210
&year=2009
His BFF is SW Tom. :>)
If you're a walk in at a real hospital, you are asked for a photo ID. If
you are unconscious or in need of immediate care, they ask the person
you are with or otherwise try to positively identify you.
If they don't ask you at that hospital, you've been there so many times,
the staff knows you are a deadbeat. Since you have no income, how would
you pay for a serious hospitalization for yourself or for that kid of
yours who sooner or later is likely to have a serious motorbike accident?
Oh...I know...the state will pay for it.
This is a great quote from SW Tom's BFF:
"But the doctor in ER did note that it happens all the time, I
mean, folks giving fake names and SS numbers."
Just what percentage of the families in your area are without health
insurance, s.f.b.?
I haven't been 5'10" since the fifth grade, shit for brains. And even
that guy is taller than you are.
I wonder if he spends his weekends in tents with underaged girls, as you do.
You should contact him and ask. You two could trade tips.
>>snerk<<
The little freak is SW Tom's BFF here.
Birds of a feather?
>On 10/31/09 3:41 PM, Tosk wrote:
"Everybody does it" said Sean Hannity, Rush Limbaugh, Glenn Beck, etc.
Yeah, really. And the uninsured little shit ran up a $26,000 tab, which
he cannot pay because...well, he's unemployable. So that means his tab
will be spread out over paying customers and their insurance companies.
I wonder what he's planning to do if and when his kid has a serious
medical problem. Sell off her motorbike?
I don't think I'd have my kid on a motocross bike without insurance.
Can't believe how much my kids cost with insurance. Between
deductibles, co-pays, limits it gets expensive quickly.
Son has been through muscle tear and a bone chip, daughter through
shin splint therapy. Last year I spent $8K out of pocket for the
whole family. That's in addition to the $15K for medical and dental
coverage.
OK, for the last time, my kid is insured.. Period.. The division we
race in doesn't allow otherwise, and the local school system has the
same policy... So fuck you and your cowardly little bitch friends,
liars all of you, go fuck yourself...
Oh, and for the record, I am the only one of the four of us that is
willing to prove I have a job and run a business. Something you and
Harry, and Donnie can't and won't do... I have a payment plan worked out
with the hospital, will take a few years but I won't be living off the
taxpayers or the sweat of others like you guys... Now back to the bin
with you all... lyin' assholes, how do you sleep at night? Don't bother,
I won't see your pathetic insecure dishonest little response..
--
Pew Research annual survey of cable news audiences now shows:
FNC: 39% Republican, 33% Democratic, 22% Independent
CNN: 18% Republican, 51% Democratic, 23% Independent
MSNBC: 18% Republican, 45% Democratic, 27% Independent
The survey shows Fox News' demographic is rather balanced amongst
Republicans, Democrats and Independents.
CNN and MSNBC's audience is slanted towards the Demoncrats.
Fact is that the 33% Democrats watching Fox is way more people than
the 51% watching CNN or the 45% for MSNBC... due to the fact that
Fox has three times as many viewers.... same thing is true for
independents.
Looks like the radical libs are wrong again, who'd a thunk?
Oh, and by the way Krausie, nobody believes you had kids for candy. At
least around here, pedophiles are not allowed to put out candy, besides,
we all know you won't open your door without a gun in your hand...
Pffffttt...
--
Your excuse is bullshit? Ok then.
--
Nom=de=Plume
>>snerk<< Tork, er, Tusk, er, whatever, must have bought one of those
school accident policies...assuming they still sell them.
Heheheh.
Your hospital is going to write off that bill and also use it to sock it
to paying customers.
What are you going to do about your next trip to the hospital? Tell 'em
to put it on your tab?
No wonder you are opposed to health insurance reform. Why shouldn't you
be? After all, you're getting a free ride...on the backs of others.
He's has quite the potty mouth...considering it's Sunday & all.
His 'magic undies' must be a couple sizes too small.
No wonder he doesn't need universal health care. He ends up getting a free
ride anyway.
Which in no way conflicts with my posit. They will use the unpaid debt
Did you teach your son to treat others in a bigoted and intolerant
manner that you do? Your behavior is disgusting Don.
Pot, kettle, black.
>The up side is the pharmacy computer will have your prescription as
>soon as the doctor enters it, they won't be giving you incompatible
>drugs and billing will be easier. Your x rays and other tests will be
>available wherever you go and you might not have to get as many
>duplicate tests.
>The bad side, you will have less privacy. Your employer may be able to
>see whether you really were sick and the DMV will know what you are
>taking so that pain pill prescription might show up on the cop's
>laptop while he is following you.
> I imagine if you want to send NetDetective $69.95 you can get
>anyone's records.
Yep. There is no privacy.
BTW, employers have always had the right to make you prove you were at
the doctor when that's how it works for sick pay compensation.
The computerization of medical records is a good thing.
My doc is computerized and carries a laptop. Checking in is simple.
Insurance card and picture id, and a short form asking if any health
condition has changed since the last visit.
Took my wife to a new OB/GYN a few weeks ago and had to fill out about
8 pages of forms. Major hospital group - Lutheran General in Park
Ridge, Il. It's highly rated. I picked it because of good outcomes
for a range of ailments, and fewer scalpels sewed up in incisions.
Wrote our address and her SSN multiple times on multiple pages.
Ignoring the inefficiency of the forms, I figured it could be excused
because she was a new patient.
Then while we were doing the forms a patient came in and was given the
same form package. She protested that she had already filled them in
many times, but the front desk clerk insisted it be done.
When my wife was called to her doc I chatted with the other woman.
She was pissed about the forms. She'd been coming to this doc for 10
years and the doc had delivered her 3 children.
But she liked the doc, so she put up with it.
Behind the front desk floor-to-ceiling open-front cabinets were
visible, and I saw nurses searching them, and pulling stuff in and
out.
The file cabinets are suspended on ceiling tracks, so one layer
can be swung away to reveal another
Full of manilla folders. Manilla folders now containing my address,
phone number, group id insurance number, and SSN about 4 times
each.
Might have that 10 year patient's stuff 40 times.
Or maybe they get archived to a cave in Nevada to keep the fork lift
guys employed. Those cabinets were overflowing.
I bet they don't do that in modern countries.
But modern countries don't have a sixth of their economies tied up in
the medical and insurance industries.
--Vic
>On 10/31/09 10:36 PM, JustWaitAFrekinMinute! wrote:
How the hell are the kids insured and he isn't? If they're on his
wife's policy, then he could be too. Just saving $ by putting it on
the taxpayers? What's the deal, motoboy?
I really don't know, but I vaguely recall that when I was a kid, there
was some sort of "accident policy" your parents could buy through the
schools that paid for or helped pay for medical care related to injuries
(as opposed to illness). That's why I suggested the school accident
policy, if they still exist. Or maybe the bittykid motorbike racers
offer something.
Whatever it is, the little turd has a lot of nerve speaking out against
health care insurance reform when he has no cards in the game. You'd
think that someone who will be stiffing a hospital out of $26,000 would
be first in line to obtain a "public option" policy.
A year or two ago, when he was whining about the high cost of
prescriptions, I offered to put him in touch with someone who could take
care of that problem for him. Apparently he wasn't interested in a
"cure," but only the ability to whine about it.
He's a real piece of work.
Too fucking bad..anyone that trashes my family gets it back...and that
includes you asshole.
You don't like it... head on 'over there'.
You don't like being made fun of do you? You don't like having your
principles questioned do you? You don't like having your parental
capabilities questioned do you?
You sure can dish out the trash talk but you have a very difficult time
when it is thrown back at you.
And, just an observation. You could have said the same thing to me and
it wouldn't have bothered me because it isn't true.
Are you saying that in your family, bigoted assholedom ends with you?
Good for your wife.
Women who cancel out their husband's stupid "conservative" vote can
easily be credited with Obama's victory.
If they voted with their husbands, we'd have McCain for president and
Sarah Palin for vice president.
The laughing stock of the universe. Aliens would cease to visit.
Palin can see aliens from her porch, and I don't mean aliens from Russia.
Maybe illegal aliens working on her front yard.
> No wonder he doesn't need universal health care. He ends up getting a free
> ride anyway.
>
>
What is "free" about universal health care? We have it already. The
illegals get free health care and the rest of us pay for it.
-S
Ya think?
-S
Yes, as a matter of fact I do, Stevie.
What do you think my good fellow?
They're either deadbeats or simply cannot afford coverage. They come
in all colors, nationalities and religions.
Most of the poor in this country are working poor. You may want to
look into it before you spout your next bumper sticker.
Don, do you mean like saying nasty, untrue things about certain
posters daughters like you and Harry do? So, I guess you'll have to
take a "too fucking bad" also, huh asshole?
Got a cite for that, big boy?
-S
If you are counting the illegals as part of the "poor" then there is
your problem. If they were eliminated from our heath care system
entirely, the poor *Americans* would be a minor burden.
-S
My bet is that he will ignore it. He doesn't present himself as a very
intelligent individual.
-S
You'd also be paying three times the amount for fruits, vegetables and
a shitload of other items that are subsidized by cheap wages to low
income workers.
You pay one way or you pay the other. One way or the other, you're
gonna pay.
Capiche?
Present this...StevieO!
Ask LooneyTunes whose daughter I said nasty untrue things about.
No. Their free health care, education, and lack of income tax payments,
far outweighs the savings of their cheap labor.
-S
I'll get right on that.
-S
Cite?
Mine, and Scotty's.
I have 'em both filtered, let them yap from under their desks. Donnie
bragged about his kids management job, but refused to even say weather
it was with the Clown or the creepy King with the big plastic head. I
don't consider a successful kid as one who needs daddy to pay his bills,
beer, cars, and rent... Fuck 'em...
--
Wafa free again.
You're such a success that you can't pay your own bills...
LIAR!
~~ SNERK ~~
Could someone ask The Freak what the "weather" has to do with my sons job
It's obvious.
Folks don't usually go to the car wash when it's raining
LOL, you may be onto something there. Hey, at least this time he didn't
spell something wrong in his correction... ;) Maybe he is getting
smarter, uh, just kidding;)
--
Wafa free again.
Jobs in the Manchester area...and you might qualify for one of them:
And mine.
That's true, sorry I didn't recall until you mentioned it.
These guys are obviously cowardly little pricks, that's why they are so
tough from under their desks.
--
Wafa free again.
Why are you such a jackass Johnny?
Dig up one bad comment you claim I made about your daughter. Feel free to
go back as many years as you want.
You know that their labor savings isn't documented (much like them) but
I think you are smart enough to at least know that they are a HUGE drain
on heath care and our education system. I'm also pretty certain that
you are smart enough to know their lack of contributions in income
taxes, payroll taxes, SS, and Medicare are also HUGE. That alone should
be obvious to any reasonable person as well as the relatively minor
hourly payroll savings for their employers.
If you want to include the costs of incarceration for all of the illegal
criminals, it's even worse.
-S
Was that a question? We use punctuation here in the US. Another
example would be "son's".
-S
Sure he did.
-S
Two un-edu-ma-cated idiots, Stevie and A-Tisket-A-Tosker, discussing
grammar and spelling. And people wonder why I read this newsgroup.
> I'm also pretty certain that
> you are smart enough to know their lack of contributions in income
> taxes, payroll taxes, SS, and Medicare are also HUGE.
Unless they are self-employed, income taxes and payroll taxes are the
employers responsibility to withhold. If the employer doesn't withhold
them, blame the employer. As for SS, any monies put in are a plus, as
illegals will never be able to collect. Still, illegal immigrants are a
net fiscal drain on the economy.