I was an Installation planning rep in a place that sees almost 200
lightning strikes per square mile every year. (According to the
article in this month's EC&M)
Unplugging everything every afternoon was not an answer the customers
would accept.
We developed some pretty good lightning protection systems. You
certainly need a protective device at the service entrance but that is
just the starting point. That needs to be connected to a good
grounding electrode system with as short a wire as possible. You also
need protective devices on all the other utility inputs (cable, phone,
Sat dish etc), bonded to the same ground point, again with the
shortest wire possible. The NEC has required an available grounding
point for these devices at the service for several cycles. (1999 or
2002 as I recall). Then it is a good idea to have point of use
protectors at any equipment with more than one input (modems, TVs,
phones, cable boxes etc). This should incorporate all inputs and bond
to a single ground (the EGC).
We also bonded all equipment frames that were served from separate
panels but that is usually a commercial situation. Holiday Inn got me
on the phone to find out how we kept their pool bar PCs from being
blown up because it was a problem all over the state. It was an 8ga
copper wire pulled with the ethernet cable.
The lab at State Farm Winter Haven actually came up with that to fix a
remote printer problem.
We reduced "lightning calls" from a couple a week to one or two a
year, usually not where we had protection installed.
I also have lightning rods at the house. I don't lose stuff, even with
direct hits.
I suppose if you live in a place that doesn't have a thunderstorm
every afternoon for half the year you can just say "there is nothing
that will stop a lightning strike" and just live with stuff being
blown up now and then but that is not an acceptable answer here. It is
sort of like how most folks think about wind storm up north I guess.