Glider Rental Insurance:
Walt Connelly
A rather unfortunate event at the gliderport I frequent has prompted me
to ask a few questions regarding renters insurance for gliders. The
unfortunate individual whose flying (or lack thereof) resulted in the
loss of a Schweizer 1-34 will, I understand, be responsible for the
deductible portion of the insurance. Reasonable and understandable if
you ask me.
Is there such an animal as glider rental insurance which might cover a
broad spectrum of unforeseen events? If so, what might the name of the
carrier be and perhaps a link to their website?
Thank you very much,
Walt Connelly
Neophyte Glider Pilot
--
Walt Connelly
Darryl Ramm
You best bet would be to call folks like Costello Insurance and ask
then about what specifically you are after. Many of us who insure our
own gliders also carry renters insurance through insurance purchased
by people like Costello.
Darryl
Bart
rental insurance which might cover a
> broad spectrum of unforeseen events?
Just join AOPA. Then, every couple of weeks you will receive an
envelope with "IMPORTANT NOTICE FOR RENTER PILOTS" or "ACTION NEEDED"
stamps, trying to sell you - you guessed it - renter's insurance. The
letters will not stop until you buy.
You can also check Costello at www.gliderinsurance.com. Their and AOPA
prices seem to be identical.
Bart
Frank Whiteley
Last time I checked, if you're a private owner through the SSA Hull
Plan (Costello), then you have non-owner/renter insurance up to the
hull value of your sailplane as long as it's on flying coverage. If
you put it on ground cover over the winter, that coverage stops.
Frank Whiteley
BTiz
> On Aug 15, 6:06 am, Walt Connelly > Is there such an animal as glider
> rental insurance which might cover a
>
> > broad spectrum of unforeseen events?
>
> Just join AOPA. Then, every couple of weeks you will receive an
> envelope with "IMPORTANT NOTICE FOR RENTER PILOTS" or "ACTION NEEDED"
> stamps, trying to sell you - you guessed it - renter's insurance. The
> letters will not stop until you buy.
>
> prices seem to be identical.
>
> Bart
Be careful what you buy. Some generic renter's policies do not cover
"experimental" aircraft. That means you may be covered for that 1-34
or 1-26 or Grob 103. But not for the LS4 or Janus C.
Costello's policies may be written to include experimental gliders. I
do not know.
Bart
> Be careful what you buy. Some generic renter's policies do not cover
> "experimental" aircraft. That means you may be covered for that 1-34
> or 1-26 or Grob 103. But not for the LS4 or Janus C.
> Costello's policies may be written to include experimental gliders. I
> do not know.
AOPA:
"This Insurance applies during your personal and non-commercial use of
non-owned fixed wing, non-pressurized, land aircraft having a non-
turbine single engine of 450 horsepower or less (including non-powered
sailplanes) and capacity for no more than seven ( 7 ) total passengers
and/or seats ( 1 pilot and 6 other passengers), and a 'Standard,
Experimental, Restricted or Light Sport' Aircraft Certificate, and not
furnished to you for more than thirty ( 30 ) consecutive days. Multi-
engine & Rotorwing aircraft are not included in this coverage."
B.
BTiz
My Policy has this requirement: A Standard Airworthyness Certificate.
I do not think that "Experimental" is "Standard".. but I could be
wrong... but it does specify that I am covered for SEL, MEL, LSA and
Gliders.
"Non-owned aircraft" means an aircraft you rent or borrow. Its use
must be with the owner's permission. It cannot be owned in whole or in
part by, or furnished for more than 30 consecutive days to:
a. you or your spouse;
b. parents, children, brothers or sisters of you or your spouse;
c. a corporation, partnership or other organization in which any
combination of people shown in a. and b. above own more than 20%.
It must have all of the following:
a. fixed wings;
b. a standard airworthiness certificate;
c. United States or Canadian registry.
Tony V
> My Policy has this requirement: A Standard Airworthyness Certificate.
> I do not think that "Experimental" is "Standard".. but I could be
> wrong...
You are not wrong. It sounds like experimentals are excluded.
Tony LS6-b "6N"
jcarlyle
exclusion in the <standard> policy wording (1D in the back of my
policy) that limits the insurance coverage to only those aircraft that
have a Standard Airworthiness Certificate. Since my glider has an
Experimental Airworthiness Certificate, I called up Costello.
Turns out in the Costello glider policies there is an SSA program
coverage endorsement whose provision 10 (in my policy) specifically
expands the coverage to aircraft that have Standard, Utility or
Experimental category airworthiness certificates. Also, the renters
hull damage coverage is the lesser of $75,000 or your aircraft's hull
coverage, while the renter's liability coverage is $1,000,000 just
like your own aircraft.
For what it's worth, I've had very good experience with Costello.
Their policies are cheaper than those quoted by other brokers, and
their renter's coverage and deductibles that decrease with the years
you go without claims make them even more attractive to me. I have no
connection with Costello, except as a satisfied customer.
-John