English Translation of Al-Quran
[02] Surah Al-Baqarah [The Cow]
Ayat 276. Allah will destroy Riba (usury) and will give increase for Sadaqat (deeds of charity, alms, etc.) And Allah likes not the disbelievers, sinners.
Tafseer of Surah Al-Baqarah Ayat 276. Allah will deprive usury of all blessing, but will give increase for deeds of charity: For He love not creatures ungrateful and wicked. Riba can be roughly translated as "usury", or unjust, exploitative gains made in trade or business under Islamic law. Riba is mentioned and condemned in several different verses in the Qur'an(3:130, 4:161, 30:39 and perhaps most commonly in 2:275-2:280). It is also mentioned in many Ahadith. While Muslims agree that Riba is prohibited, not all agree on what precisely it is, or whether its use should be punished by humans rather than Allah. It is often used as an Islamic term for interest charged on loans, and the belief this is based on — that there is a consensus among Muslims that all loan/bank interest is Riba forms the basis of a $2 trillion Islamic banking industry. However not all scholars equated Riba with all forms of interest, or agree whether its use is a major sin and against sharia (Islamic law), or simply discouraged (makruh). In addition to the unjust gains made from repayment of a loan where some kind of interest is charged — the full name of which is Riba an-Nasiya most Islamic jurists believe there is another type of Riba namely Riba al-fadl which is the simultaneous exchange of unequal quantities or qualities of a given commodity.
English Translation of Hadith
Hazrat Abu Hurairah (May Allah be pleased with him) reported: The Messenger of Allah [SAWW](PBUH) said, "Whosoever performs Qiyam during Lailat-ul-Qadr (Night of Decree), with Faith and being hopeful of Allah's reward, will have his former sins forgiven.''
[Al-Bukhari Volume 3, Book 32, Number 226]
Lesson : Qiyam here means what keeps one awake to one's capacity and for worship and makes one perform Nawafil, impels one to beg pardon for sins from Allah, urges one to praise Him. Specially, if a person performs `Isha prayer and Fajr prayer in congregation, he will hopefully attain all those distinctions which are mentioned in this Hadith.
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