Book Synopsis :
One of the main objectives of this book is to systematically explain Fintech business models around the world, as well as their financing with venture capital. Readers will get to know the business DNA of fintechs as they are all analyzed with the help of the Canvas business logic model. Each specific fintech business model is structured according to the Canvas logic to better understand and compare the new financial industry sector. Fintech examples from Europe, the U.S. and China illustrate the development of important players and the changing consumer behavior in financial services. Fintechs including alternative payments systems, robo-advisors, crowd funding, credit & factoring, social trading, personal finance management, blockchain and cryptocurrencies are analyzed regarding their relevant value drivers.Tech companies are expanding into the field of finance and of course GAFA (Google, Apple, Facebook and Amazon) are active in banking too. Google Pay users are able to pay in