Ut Dental Insurance

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Lourdes Horace

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Aug 3, 2024, 3:43:11 PM8/3/24

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The Dental Care Cost Estimator provides an estimate and does not guarantee the exact fees for dental procedures, what services your dental benefits plan will cover or your out-of-pocket costs. Estimates should not be construed as financial or medical advice. For more detailed information on your actual dental care costs, please consult your dentist or your Delta Dental.

If you are experiencing a medical or dental emergency, you should seek appropriate emergency medical or dental assistance, such as calling "911."

To begin using the Dental Care Cost Estimator tool, click the Agree button below. By clicking, you agree that you have read the information below, are accessing this information for purposes of determining treatment cost estimates for dental care services you are considering receiving, and will not use the information in this tool for a commercial or anti-competitive purpose. The costs provided in this tool are estimates only and are not a guarantee of payment or benefits. Your actual cost may be higher or lower than the estimate for various reasons.

The information and content (collectively, "Content") on this website is for your general educational information only. The Content cannot, and is not intended to, replace the relationship that you have with your health care professionals. The Content on this website is not medical advice. You should always talk to your health care professionals for information concerning diagnosis and treatment, including information regarding which drugs or treatment may be appropriate for you. None of the information on this website represents or warrants that any particular drug or treatment is safe, appropriate or effective for you. Health information changes quickly. Therefore, it is always best to confirm information with your health care professionals.

The Dental Care Cost Estimator sometimes groups together, into "treatment categories," services that are often delivered together to address a particular dental problem. The description of different treatment categories, and the inclusion of particular services in a treatment category, is not advice that any particular treatment category is the right treatment for you or that you should not obtain any particular treatment. All of those matters are things that you should decide, in consultation with your dental care professionals. This cost estimator is intended for use in the 50 states, Puerto Rico and other U.S. territories. If you live outside the U.S., you may see information on this cost estimator about products or services that are not available or authorized in your country.

Cost estimates for services provided by out-of-network dentists (available in the out-of-network estimator) are based upon submitted claims data for out-of-network providers. The data is based on actual, non-discounted charges that providers have billed.

Maximize your oral health and make the most of your dental benefits right from your mobile device by downloading the Delta Dental Mobile App. App features may vary by geographic area and individual dentist participation.

Since its inception in 2011, the Delta Dental Community Care Foundation, the philanthropic arm of Delta Dental Insurance Company, has awarded grants to support nonprofit organizations and governmental entities for charitable purposes.

Delta Dental. This website is the home of Delta Dental of California; Delta Dental Insurance Company; Delta Dental of Pennsylvania; Delta Dental of New York, Inc.; Delta Dental of the District of Columbia; Delta Dental of Delaware, Inc.; Delta Dental of West Virginia, Inc. and their affiliated companies. Delta Dental of California and Affiliates is a part of Delta Dental Plans Association. Through our national network of Delta Dental companies, we offer dental coverage in all 50 states, Puerto Rico and other U.S. territories. We offer vision coverage through DeltaVision in 15 states and the District of Columbia.

Golden Rule Insurance Company has a variety of dental plans. Options range from budget-friendly to plans with more comprehensive coverage. Compare dental plans and prices to find the right plan for you.

The cost of dental insurance depends on a variety of things. It comes down to the plan you choose and the level of coverage it offers. With some plans, you may pay more up front and less when you get services. With other plans, the opposite may be true. Here are 4 factors that can help you understand the costs:

No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or health disability. In addition, no individual will be denied coverage based on race, color, religion, national origin, sex, sexual orientation, marital status, personal appearance, political affiliation or source of income.

Products and services offered are underwritten by Golden Rule Insurance Company, Health Plan of Nevada, Inc., Oxford Health Insurance, Inc., UnitedHealthcare Life Insurance Company, UnitedHealthcare of the Mid-Atlantic, Inc., UnitedHealthcare of New York, Inc.

This policy has [exclusions] [limitations] [reduction of benefits} [terms under which the policy may be continued in force or discontinued]. For costs and complete details of 'the coverage, call [or write] your insurance agent or the company [whichever is applicable).

Dental benefits are administered by UnitedHealthcare Dental (Dental Benefit Providers, Inc.) Vision benefits are administered by UnitedHealthcare Vision (Spectera, Inc.) Hearing benefits are administered by UnitedHealthcare Hearing.

Dental insurance is a type of insurance policy for your teeth, gums and mouth. It helps lower the cost you spend on preventative care and certain treatments. While every policy is different, many dental plans cover routine checkups and cleanings, x-rays, cavity fillings, tooth extractions, crowns, bridges, implants, root canals, dental appliances and emergency treatments.

In general, preventive care like cleanings and x-rays are fully covered with no waiting period, and other, more complex treatments such as root canals and implants are covered at a percentage after the waiting period has expired.

Depending on the individual dental insurance plan you choose and the treatments you need, you might have to pay a deductible before receiving coverage. Our plans offer building benefits that increase the annual maximums and the coverage level over time for certain benefits. Our building benefit also decreases the annual deductible over time as well.

Dental insurance costs can vary depending on the type of plan and the level of coverage you choose, but these plans typically come with affordable premiums. That being said, choosing to buy dental insurance can help you reduce long-term associated costs. In addition to premiums, you may have to pay for copays, deductibles and any treatment that goes over annual coverage maximums.