Hello there, Chen!
I'm a fellow user, currently working on a thesis specifically comparing SPH and SCM for lunar rover Terramechanics, so I might be able to shed some light on this.
What you are observing is indeed expected behavior due to the fundamental differences in how these methods model the soil physics:
SCM (Semi-empirical): This method relies on relations like Bekker-Wong and Janosi-Hanamoto, deduced during the 50s and 60s. In the Janosi shear equation, the shear stress asymptotically approaches a maximum value as displacement increases. Therefore, at high slip ratios (where displacement is huge), SCM predicts that the traction force saturates at the soil's shear strength limit. It is a quasi-static approximation, based off the Mohr-Coulomb yield criterion.
SPH (Physics-based / CRM): At high slip ratios (>0.8), the wheel acts less like a rolling element and more like an excavator/pump, displacing a significant mass of soil (creating the rooster tail effect). Chrono CRM-SPH use inertial rheology and very comprehensive constituive relations and are able to capture the inertial forces required to accelerate these particles and the complex soil deformation/jamming. This dynamic interaction often leads to forces that continue to increase or fluctuate significantly, unlike the capped curve of SCM. It is way more costly in computational terms, but way more precise.
So, to answer your question: trust the SPH results for high-slip dynamics. SCM is excellent for efficiency in low-slip, steady-state scenarios, but it cannot simulate the complex soil displacement and dynamic excavation that happens at high slip.
If you want to dive deeper, the Chrono team has excellent resources and plenty of articles. I highly recommend checking this Workshop presentation: https://sbel.wisc.edu/wp-content/uploads/sites/569/2023/04/TR-2023-02.pdf. If you are interested in going further into the physics, I'd advise you to read into granular media.
Hope this helps!
Best regards,
Rebeca