Pikash: Budget Tracker

[Vince Angelo Batecan]

Pikash — Personal Finance That Works Offline

Take control of your money without giving up your privacy. Pikash tracks every transaction across your wallets, credit cards, debts, and goals — all offline-first, so it keeps working even when your connection doesn't.

Link: https://play.google.com/apps/testing/com.pikash.app

WHY PIKASH

- Offline-first by design. Your data lives on your device. Cloud sync is optional and only kicks in when you ask for it.
- Multi-currency from day one. Track wallets in any currency, with live exchange rates when you need them.
- Pikash Pro unlocks an AI assistant for natural-language entry and deeper analysis.
- Built by an indie developer who reads every piece of feedback.

WHAT YOU CAN TRACK

- Multiple wallets — cash, bank accounts, digital wallets, savings, investments
- Credit cards — billing cycles, statement balances, payment due dates, rewards
- Debts — loans, IOUs between friends and family, with APR support and payment history
- Goals — emergency funds, big purchases, travel, with auto-contribute rules
- Budgets — daily, weekly, monthly, or yearly limits with alerts at 80% and 100%
- Planned payments — recurring bills, set to auto-pay or to remind you
- Subscriptions — streaming services, gym memberships, anything billed regularly
- Tags — slice your spending however you think about it (Needs, Wants, Work, Family)

ANALYTICS

- Net worth at a glance with a 30-day trend chart on the home screen
- Monthly income vs expense trends across the last 6 months
- Daily activity, day-of-week spending patterns, expense breakdown by category
- Income source analysis and a list of your largest expenses
- End-of-period forecasting — project where your income, expenses, and net will land before the period ends, so you can course-correct in time
- Wallet balance breakdowns and net worth composition

AI ASSISTANT (PRO)

Talk to Pikash like a friend who happens to be a CPA:
- "I spent 12 on lunch"
- "Move 500 from my savings account to checking"
- "How much did I spend on transport this month?"
- "Add 1,500 monthly rent as a planned payment"

The assistant understands everyday context — restaurants, ride-sharing, groceries, transfers between accounts — and logs them on the right wallet and category. Slash commands give you keyboard shortcuts for everything the assistant can do.

NOTIFICATIONS THAT MATTER

- Upcoming planned payments so bills never sneak up on you
- Auto-payments that fired while the app was closed, surfaced when you reopen
- AI usage quota reset reminders so you know when your requests come back

PRIVACY AND SECURITY

- Biometric lock (Face ID, fingerprint, PIN) on app open
- Local SQLite database — your transactions stay on your device unless you opt in to cloud sync
- Optional encrypted backup and restore for moving between devices
- Export your data anytime as a portable backup file
- Delete your account and wipe every local trace in a single tap

MADE FOR

- Freelancers and online sellers tracking multiple income streams
- Families managing shared bills and household expenses
- Students learning to budget on a tight allowance
- Expats and travelers juggling multiple currencies
- Anyone who prefers a simple, focused finance tool over a spreadsheet

GET STARTED IN 30 SECONDS

1. Add your first wallet (cash, bank, digital wallet — whatever you use most).
2. Log a transaction or import a backup from another app.
3. Set a budget for the category you struggle with most.
4. Let Pikash quietly do the math while you live your life.

Pikash respects your time and your privacy. Your data belongs to you.

Questions, bug reports, or feature requests? Tap Settings and send feedback directly from inside the app. A human reads every message.