In 2011, Phil Anselmo commented on the future of Down, stating: "Man, there will be a time for Down. Matter of fact we had a meeting this past week, and I know Jimmy's gotta go do an Eyehategod tour in February. But after that, I think we're looking to do some shows starting in March. Maybe local around here, maybe even some Mardi Gras gigs. But yeah, last week we sat around and they played me some new stuff they're working on, and it sounds good. Sounds like it's got a lot of promise, and really they just need me in the fuckin' practice room. So all this is going to happen this year. It has to happen. I know there's a responsibility here. Down has a fanbase and they are very very very loyal. So I don't want to let those people down. They deserve some new music, we have it. We've demoed other songs, there's songs that haven't even been released that people have never heard, so there's always Down there. For all you people out there, don't you stress. We got the Down coming."[19]
"I have to focus on this new stuff for the time being because really, to clear it up and make it loud and clear for everyone: Down, when Down got together, we knew we were a band made up of many other bands. It's always been out of brotherhood and love that when any of our 'real' bands such as C.O.C. and Eyehategod, specifically get on a roll, at the time, even Pantera, [...] we always make room for that band. A tour like for Superjoint, for what it's worth, when Superjoint is working, there's no real time for Down, of course. It's a complete and just, I think, clear, very crystal-clear understanding between all of us that the day will come when things will slow down and we'll feel primed enough and ready for it and moods will alter as they do over time, especially musically. If you play certain songs, no matter what band you're in, if you play those songs enough times and enough nights, in a row, night after night, you're going to want to change tastes here and there. Yes, we will record another Down record. Everybody's committed to it. It's just right now, everybody's committed to it."[23]
to or in a position, area, or district considered lower, especially from a geographical or cartographic standpoint, as to the south, a business district, etc.: We drove from San Francisco down to Los Angeles.
Today, Secretary of Defense Lloyd J. Austin III signed a memo directing commanding officers and supervisors at all levels to select a date within the next 60 days to conduct a one-day "stand-down" to discuss extremism in the ranks with their personnel.
In most cases, yes. Down payment and deposit are often used interchangeably. Both terms refer to the same process of providing an upfront payment as a percentage of a total sale."}},"@type": "Question","name": "Why Is It Important to Have a Down Payment?","acceptedAnswer": "@type": "Answer","text": "A down payment will reduce the loan amount, interest cost, and monthly payments. The amount of the down payment may also reduce the interest rate provided by the lender.","@type": "Question","name": "Why Do Lenders Require Down Payments?","acceptedAnswer": "@type": "Answer","text": "Downpayments reduce the risk for lenders. Not only do they reduce the amount of money that needs to be lent out; by acting as the "cost of entry" for a loan, but a downpayment can also be used to prove that the borrower is serious about a loan."]}]}] Investing Stocks Bonds ETFs Options and Derivatives Commodities Trading FinTech and Automated Investing Brokers Fundamental Analysis Technical Analysis Markets View All Simulator Login / Portfolio Trade Research My Games Leaderboard Banking Savings Accounts Certificates of Deposit (CDs) Money Market Accounts Checking Accounts View All Personal Finance Budgeting and Saving Personal Loans Insurance Mortgages Credit and Debt Student Loans Taxes Credit Cards Financial Literacy Retirement View All News Markets Companies Earnings CD Rates Mortgage Rates Economy Government Crypto ETFs Personal Finance View All Reviews Best Online Brokers Best Savings Rates Best CD Rates Best Life Insurance Best Personal Loans Best Mortgage Rates Best Money Market Accounts Best Auto Loan Rates Best Credit Repair Companies Best Credit Cards View All Academy Investing for Beginners Trading for Beginners Become a Day Trader Technical Analysis All Investing Courses All Trading Courses View All TradeSearchSearchPlease fill out this field.SearchSearchPlease fill out this field.InvestingInvesting Stocks Bonds ETFs Options and Derivatives Commodities Trading FinTech and Automated Investing Brokers Fundamental Analysis Technical Analysis Markets View All SimulatorSimulator Login / Portfolio Trade Research My Games Leaderboard BankingBanking Savings Accounts Certificates of Deposit (CDs) Money Market Accounts Checking Accounts View All Personal FinancePersonal Finance Budgeting and Saving Personal Loans Insurance Mortgages Credit and Debt Student Loans Taxes Credit Cards Financial Literacy Retirement View All NewsNews Markets Companies Earnings CD Rates Mortgage Rates Economy Government Crypto ETFs Personal Finance View All ReviewsReviews Best Online Brokers Best Savings Rates Best CD Rates Best Life Insurance Best Personal Loans Best Mortgage Rates Best Money Market Accounts Best Auto Loan Rates Best Credit Repair Companies Best Credit Cards View All AcademyAcademy Investing for Beginners Trading for Beginners Become a Day Trader Technical Analysis All Investing Courses All Trading Courses View All EconomyEconomy Government and Policy Monetary Policy Fiscal Policy Economics View All Financial Terms Newsletter About Us Follow Us Table of ContentsExpandTable of ContentsWhat Is a Down Payment?How It WorksTypesBenefits of a Large Down PaymentPaying Off a LoanFAQsThe Bottom LinePersonal FinanceMortgageDown Payment: What It Is and How Much Is RequiredBy
Upfront fees on Fannie Mae and Freddie Mac home loans changed in May 2023. Fees were increased for homebuyers with higher credit scores, such as 740 or higher, while they were decreased for homebuyers with lower credit scores, such as those below 640. Another change: Your down payment will influence what your fee is. The higher your down payment, the lower your fees, though it will still depend on your credit score. Fannie Mae provides the Loan-Level Price Adjustments on its website.
Downpayments reduce the risk for lenders. Not only do they reduce the amount of money that needs to be lent out; by acting as the "cost of entry" for a loan, but a downpayment can also be used to prove that the borrower is serious about a loan.
Why should you put your data in a table? When your data is in a table, then as you add or remove items from the list, any drop-downs you based on that table will automatically update. You don't need to do anything else.
If the list of entries for your drop-down list is on another worksheet and you want to prevent users from seeing it or making changes, consider hiding and protecting that worksheet. For more information about how to protect a worksheet, see Lock cells to protect them.
You can download an example workbook with multiple data validation examples like the one in this article. You can follow along, or create your own data validation scenarios. Download Excel data validation examples.
Start by making a list of valid entries on a sheet, and sort or rearrange the entries so that they appear in the order you want. Then you can use the entries as the source for your drop-down list of data. If the list is not large, you can easily refer to it and type the entries directly into the data validation tool.
Why should you put your data in a table? When your data is in a table, then as you add or remove items from the list, any drop-downs you based on that table automatically update. You don't need to do anything else.
If you already made a table with the drop-down entries, select in the Source box, and then select and drag the cells that contain those entries. However, do not include the header cell. Just include the cells that should appear in the drop-down. You can also just type a list of entries in the Source box, separated by a comma like this:
After you create your drop-down list, make sure it works the way you want. For example, you might want to check to see if Change the column width and row height to show all your entries. If you decide you want to change the options in your drop-down list, see Add or remove items from a drop-down list. To delete a drop-down list, see Remove a drop-down list.
A pat-down may include inspection of the head, neck, arms, torso, legs, and feet. This includes head coverings and sensitive areas such as breasts, groin, and the buttocks. You may be required to adjust clothing during the pat-down. The officer will advise you of the procedure to help you anticipate any actions before you feel them. Pat-downs require sufficient pressure to ensure detection, and areas may undergo a pat-down more than once for the TSA officer to confirm no threat items are detected.
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