Discussion #2

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Mr. Cardinale

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Sep 27, 2010, 8:21:00 AM9/27/10
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What Would You Do? - Page 32

Read the story about Danielle and answer the two questions by replying
to this thread.

Samantha Risman

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Sep 28, 2010, 3:51:17 PM9/28/10
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1.The possible costs to Danielle if she makes the wrong choice, are
getting into an accident on her way to the party and having no
insurance for it and having to pay off the damage she made on the car.
Since she also has a license, she's responsible for anything that
happens to the car otherwise if she takes it to the party, such as the
car getting stolen, or broken into, as well as getting into an
accident. Her parents may also find out and take away her keys to the
car so she can no longer use it anymore.

2. In this situation, I would probably tell my friends I don't want to
drive until it's insured, and ask my parents about going, and ask them
when the soonest possible time is for them to change their insurance
coverage, so that I can go to the party and be insured. If they can't
get me onto the insurance in time, then I'd walk. As her friends said,
it's "only a couple of miles across town."

Nadine Aboukaff

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Sep 28, 2010, 5:42:07 PM9/28/10
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Nadine Aboukaff

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Sep 28, 2010, 5:39:46 PM9/28/10
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1. The possible costs to Danielle if she takes makes the wrong choice
is getting into an accident or having the car stolen broken, or
damaged. She does not have insurance on the car and she should not
risk the chance of getting into an accident. She has the licence so
she is in charge of the car and anything that happens to it. If
anything does happen to the car she will have to pay for it, since she
does not have insurance for it. Also, if Danielle's parents figure
this out they would be very upset with her and will not trust her
anymore and will take the keys to the car away from her.

2. If I were in Danielle's situation, I would call my parents and ask
them what to do. The car is not insured but if her parents say it is
okay for her to take the car out, than I think she should. If
anything does happen to the car her parents would be okay with it, it
would not be a big surprise to them. Also, her parents will trust her
more because she made the right decision to ask. Danielle's driving
privledges with not be taken away, and her parents will get insurance
for the car so she can use it more.

Andrew Lore

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Sep 28, 2010, 6:54:58 PM9/28/10
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1. There are possible costs to Danielle if she drives the car. If she
gets into an accident, the cost of insurance may go up. Then, her
parents would be responsible, and they could be sued. If she gets
pulled over for an infraction, she could get a ticket for not having
insurance, or the car could be impounded. Overall, if anything happens
to the car, her parents would be responsible for damages, since the
car is insured under the parents' name.

2. If I were in this situation, I would not go to the party because I
do not like pools. However, if I did want to go, I would try to find
some other form of transportation that could take me there: bus, bike,
or walking.
Message has been deleted

Gina L

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Sep 28, 2010, 7:12:33 PM9/28/10
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1) By Danielle making the wrong choice, there is a lot of cost. If
she ever got into an accident, recked the car, and got badly injured,
there would be no insurance to cover that. Although the party is only
a few miles away, taking the car would just be a recipe for diaster.
When you take a chance like that, and it does not work out the way you
planned, that is not a good thing. Becuse she either recked the car
or got hurt, her parents would have to cover the expenses because the
car was not insured. If Danielle got pulled over and there was no car
insurance, she could even get into legal trouble! When in a situation
like that, you should never choose the one that has a high risk like
that.

2) In this situation, I would be dying to take the car, but I knew,
with my luck anyway, something bad would happen, or my parents would
find out. Since I would really want to go to the party, even though
my other friends did not have acess to rides, there is always an
alternative. For example, we could walk to the nearest bus stop and
take the bus to the stop closest the party. We could also see if
anyone's parents or a close neighbor was going in the direction toward
the party and see if they could catch a ride with them. Even though I
would not take the car because it was not insured, I would try to find
another way to get to the party.

On Sep 27, 8:21 am, "Mr. Cardinale" <jacardina...@gmail.com> wrote:

Dominik Romanski

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Sep 28, 2010, 8:10:32 PM9/28/10
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1.The possible costs are that if she gets into an accident sober or
drunk she might be in serious injury and her parents might make her
pay for the car repairs. She could get the keys taken away. SHe might
be punished if the car was hit, broken or stolen then there will be a
big problem with her parents.

2.I would lie and say my parents told me not to drive the car because
it is not paid for the insurance and they told me I can't use the
car.

On Sep 27, 8:21 am, "Mr. Cardinale" <jacardina...@gmail.com> wrote:

paul rufo

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Sep 28, 2010, 8:17:20 PM9/28/10
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1.  The possible costs to Danielle if she takes the car, are that she can damage the car and get in a lot of trouble by her parents. Also, since the family has yet to change the insurance coverage on the SUV, the insurance company would not help to pay for the damages done. Additionally, her parents might be so mad that they might just have to take her license away because they can not trust her anymore.
 
2. Personally, what I would do in this situation is tell my friend to move the party to a later time or date and, then see when and if I could even go. And if that did not work out I would just try and make one of my friends double check to see if they have access to a car. Another option would be, that after I picked my friends up, I would make the most expirienced driver in the car drive. 

veronica mitrano

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Sep 28, 2010, 9:56:48 PM9/28/10
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1. If Danielle does decide to drive her parents' SUV, she would have
to face major consequences if something goes wrong. Since there is no
proper insurance coverage and Danielle is not a very experienced
driver, there would be no way to cover the payments for the damage if
she were to get in an accident. Therefore, she would have to pay for
the damages.

2. If I were in this situation, I would not the car if there was no
insurance. I would not trust myself to drive across town in an
unprotected vehicle, especially if it belonged to my parents. Walking
to the party could be an option, depending on how far away it is, but
if not then I'd have to tell my friends that I can't drive until the
car is insured.

On Sep 27, 8:21 am, "Mr. Cardinale" <jacardina...@gmail.com> wrote:

sicil...@gmail.com

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Sep 28, 2010, 11:19:44 PM9/28/10
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1. If Danielle make the wrong choice and drive her parents SUV while it is not insured for her and she gets into a accident the cost to her and her parents will be liable to pay for the damages without help from insurance because they didn't follow the coverage because Danielle is not a very experienced drive so the coverage is higher.

2. I would personally maybe ask for a parent to drive or maybe just go back to walking because that is the only way you are guaranteed to not get into trouble because you aren't risking your family car just to get to and from a party.
Sent from my Verizon Wireless BlackBerry

Rachel Mastrangelo

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Sep 28, 2010, 11:47:58 PM9/28/10
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The possible costs to Danielle if she makes the wrong choice is that
if she takes the SUV to the pool party, she might crash it and her
parents might have to pay a lot of certain money to the insurence
company. Also, Danielle might not get the car back home in time before
her parents come home so she might be grounded and not be able to be
allowed out anywhere for a long time.

What I would do in this situation that Danielle is in is thay I would
not go to the party because I wouldn't want to risk getting the car
crashed and having my parents find out and get me grounded for a long
time. I also don't want to take the risk of having my parents pay the
insurence company. And also i would just tell my friends that they can
have to find a ride to the party because I don't want to risk anything
with getting in trouble and getting the car in risk.

On Sep 27, 8:21 am, "Mr. Cardinale" <jacardina...@gmail.com> wrote:

Madison Hom

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Sep 29, 2010, 5:11:01 PM9/29/10
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1. If Danielle chooses to take the SUV to the party, she could get
into trouble (i.e. - an accident, getting pulled over, getting a
ticket, etc.) If she chooses not to take the SUV to the party, she
could get made fun of by her friends and miss the party!

2. In this situation, I would not take the SUV to the party. It has no
insurance coverage and I would get in big trouble if something
happened to it or me! My parents would most likely ground me for life
and I'd rather have a life than a pool party.

On Sep 27, 8:21 am, "Mr. Cardinale" <jacardina...@gmail.com> wrote:

Joe

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Sep 29, 2010, 7:13:08 PM9/29/10
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1) Some riskes that Daniella could be taking is if she gets into an
accident without coverage the money it will take to repair it will be
extrodinary and she could also get hurt and end up going to the
hospital which will cost more money for her parents.

2) What I would do in this situation is I would drive to the pool
party with the car but I would be extra careful that I dont get inbto
an accidnt like going 20 on a 50 mph road. Plus I would tell the
passengers to be quiet and not talk the whoile ride or we will go home
and not party.

On Sep 27, 8:21 am, "Mr. Cardinale" <jacardina...@gmail.com> wrote:

Mike Bianchino

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Sep 29, 2010, 11:02:03 PM9/29/10
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1.  Risks are high involving with Danielle taking the SUV to the pool party.  Some possible costs that can be associated with Danielle taking the SUV is Danielle could easily crash the SUV on her way to the party.  This would end up costing her and her parents a lot of money on her car and mainly her car's insurance.  Plus, what time does Danielle expect to be back from the pool party? Who knows?  She could just easily show up super late back home or even the next day.  This would cause her to be grounded most likely by her parents and cvonsequences would ensue...
 
2.  If I was in the same situation as Danielle, I would probably choose to skip the party?  Nothing would go wrong at all and I wouldn't have anything to lose.  If I went to the party, I might end up crashing the car which would probably hurt me extremely serious or even lead to death.  Also, even if I don't crash the SUV, I still have to worry on what time I get home because if I'm late... I'm in trouble.  Thus, I would skip out on the party. 

Ryan Christenson

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Sep 30, 2010, 4:09:56 PM9/30/10
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1. The possible costs to Danielle, if she makes the wrong choice, are
that she may get into an accident, and get hurt. Because she has no
insurance while she is behind the wheel, she would also have to pay
for the damages the SUV had gotten in the accident. There is also the
possibility that she may get into trouble with her parents if she
finds out that she and her friends used the SUV without insurance.

2. In this type of situation, I would tell my friends that I can't use
the car, and if I did, I would get into a lot of trouble. Then, I
would tell them that, while I was still grounded, I wouldn't be able
to use the car whenever we made plans, so it would affect everyone.
Then, I would walk to the party, because it the party is only a couple
of miles across town, so I wouldn't really need to drive there.

On Sep 27, 8:21 am, "Mr. Cardinale" <jacardina...@gmail.com> wrote:

Alissa Lyons

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Sep 30, 2010, 8:05:41 PM9/30/10
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1. The risks Danielle faces if she drives her friends to the party are
that she can get into an accident. If this were to happen then she
would have to pay all the damages towards the car in full. Plus her
parents probably trust her to use the car wisely and so not only would
she have to pay for all damages but her friends could get hurt.

2. If I was in Danielle's position then I would call my parents and
ask what they think. And if it was necessary flat out tell my friends
no, I cant drive to the party. They would have to understand that I
dont want to pay for any damages the car may get and I dont want them
to get hurt.

On Sep 27, 8:21 am, "Mr. Cardinale" <jacardina...@gmail.com> wrote:

hassan rachid

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Sep 30, 2010, 11:10:52 PM9/30/10
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1 - She would be taking a huge risk if she drives her parents car
without the proper insurance on it. If she takes the car, and her
parents find out, she could get in trouble with her parents, like
getting grounded, and wouldn't be able to hang out anywhere else
after. She could also end up crashing somehow, and it could cost her,
her life. If she doesn't choose to go, she'll probably miss out on a
good party, and her friends would get mad at her for not taking them.

2 - If it were me in this situation, i wouldn't take the car to drive
my friends because if there isn't the proper insurance on the car, and
i crash, then my parents would get super raged at me. Also, if i get
caught, without telling my parents, i would get grounded and not be
able to go to other parties, if there would be any.


On Sep 27, 8:21 am, "Mr. Cardinale" <jacardina...@gmail.com> wrote:
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