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Mr. Cardinale

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Nov 20, 2010, 8:13:44 AM11/20/10
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Discuss 3 sources of health care. Be sure address where and how you
would go about getting them from these sources. Also discuss the
advantages and disadvantages of each. 300 Words.

Andrew Lore

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Nov 21, 2010, 9:54:13 AM11/21/10
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The three sources of health care are to buy it on your own, receive as
compensation from your job, and from the federal government. To buy
independently is very expensive. The most ideal way to receive health
insurance is as compensation from your job because you and the company
you work for each pay for part of it. If you reach sixty-five, you
qualify to receive Medicare, and if you have a low income, then you
may qualify for Medicaid. The requirements to receive Medicaid are
dependent on where you live. Buying your health insurance is expensive
because you have to pay for the whole thing, but it allows you to
choose your plan. You can call a health insurance company, and buy it
directly from them. The price of health insurance is going up, so it
will become even more expensive. Compensation from your job allows you
to pay only part of your health insurance. You can choose between an
HMO and a PPO for your provider network. An HMO only allows you to go
to doctors within the network, while a PPO allows you to go to doctors
in network and out of network. Employers can stop offering health care
as part of compensation because of the cost. Companies have been
laying workers off, so an option to keep everyone at work is to remove
health care. Half of all bankruptcies are due to health care expenses.
Medicare allows you to get hospital treatments at no cost, but if you
have doctor visits, then you must pay a premium. Medicaid is dependent
on the state you live in. Each one has a different requirement to
receive Medicaid. With the retirement of the baby boomers coming,
people worry about whether or not there will be enough people working
now to sustain the costs. Then, people are now living longer, so there
will be more money going to each person. With all these extra costs,
some worry that Medicare and Medicaid will lose all their money.

Nadine Aboukaff

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Nov 21, 2010, 12:52:19 PM11/21/10
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Three sources of health care are to buy it on your own, receive it
from your job as part of compensation, and provided by the federal
government. Health insurance is important because it provides payment
to people who suffer a financial loss at a result of injury or
illness. If you have health insurance you will limit your potential
liabilities, while receiving adequate medical care. To buy your
health insurance on your own is the most expensive. Receiving it from
your job is the most ideal way to get health insurance. To get
Medicaid, you need to be 65 years or older or disabled, and this is
provided by the government. The hospital treatments are no cost to the
person and at doctor’s visits that are outside of the hospital you
must pay a premium. Medicaid is funded by taxes for low income
individuals, so not everyone qualifies for it. This is offered
differently by each state, which depends on where you live. Buying
your own health insurance is expensive, but it allows you to choose
your own plan that best fits your need. However, the costs of health
care have gone up. It is easy to buy your own health insurance,
because you can just directly call up the company and get it right
from them. If you get health insurance from your job it is the most
ideal way. However, some employers can stop providing health
insurance because the price has gone up. Getting health insurance
from the federal government is a very helpful way to get health
insurance, but you must qualify to get it. Not everyone is offered
Medicare and Medicaid. You with have to be sixty five years or older
or you have to receive low income. Whichever way that you get health
insurance, you must remember that you need health insurance and it is
very important.

On Nov 20, 8:13 am, "Mr. Cardinale" <jacardina...@gmail.com> wrote:

Madison Hom

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Nov 21, 2010, 1:18:14 PM11/21/10
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The three sources of health insurance are to buy it on your own,
receive it from your job as part of your compensation, or have it
provided by the federal government. If you buy your own health
insurance, it is the most expensive out of the three options. If you
decide to receive it from your job as part of your compensation, it is
the most ideal. Your other option is to have it be provided to you by
the federal government through Medicare or Medicaid. Medicare is
funded by taxes (1.45%). It provides coverage to people over 65 or
disabled people. Included in Medicare, there are hospital treatments
at no cost to the person and doctor's visits. If the doctor's visits
are outside of that hospital, the policyholder must pay a premium,
which is how much you pay per visit. Medicaid is funded by taxes for
low-income individuals. It is offered differently by each state, so it
depends on where you live. If I had to choose, I would like to receive
my health care from my job, because it is the most ideal; buying it
yourself is very costly and I can't receive Medicare at this age.
Health insurance is very important to have because it provides payment
to people who suffer a financial loss as a result of injury or
illness. If you have health insurance, you limit your potential
liabilities while receiving adequate medical care. Health insurance
can be helpful but it can also put you in a bad financial position,
since costs have gone up because people are living longer, due to all
the new technology of the medicinal world. However, every working
individual should include it in part of their financial plan.
Otherwise, you may regret not having it down the road years later.

On Nov 20, 8:13 am, "Mr. Cardinale" <jacardina...@gmail.com> wrote:

Gina L

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Nov 21, 2010, 1:36:23 PM11/21/10
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The three sources of health care are you can purchase health car
on your own, you can receive in from your job as part of compensation,
or it can be provided by the federal government. When you purchase
health insurance on your own, it is the most expensive, but by picking
out your own insurance, you may wind up getting the best coverage.
The insurance may also allow you to have family coverage, which allows
you to insure immediate family members. When you receive insurance
for your job as part of compensation, it is most certainly the ideal
of them all. When you receive the insurance from your job, it may
also allow you to have family coverage, but it may also have group
coverage. When I say group coverage, I mean that the insurance may
cover everyone in the company meaning employee wise. The last source
of health insurance would be provided by the government, which is
known as Medicare and medicate. As we learned last chapter, Medicare
funded by taxes (1.45%), which provides coverage to people over the
age of 65 or the disabled. For example, with Medicare, hospital
treatment may have no cost to the person being treated because the
insurance will cover it. Another example is that when you visit a
doctor that it outside of the hospital, like for example a check up or
physical, you have to pay a premium. A premium is heat you pay out of
your pocket that it more than your co-pay. For example, if your
insurance covered your regular and you had to pay $20 every time you
went to that doctor, the $20 would be your co-pay. If you visited a
doctor that was outside of your insurance, you would have to pay $30.
The $10 extra that you had to pay would be a premium. The second type
that is provided by the federal government would be Medicaid.
Medicaid id is health insurance that id provided to low-income
individuals. Medicaid is offered differently by each state, depending
on where you live. Health insurance in today’s world is extremely
important.

On Nov 20, 8:13 am, "Mr. Cardinale" <jacardina...@gmail.com> wrote:

Adam Mitrano

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Nov 21, 2010, 2:56:18 PM11/21/10
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The three sources where you can get health care are to buy it on your
own, receive it from a job, or when it is provided by the government.
The first and most ideal way to obtain health insurance is to receive
it from your job as part of compensation. Many jobs include benefits
with your paycheck, including health care. This is the most ideal way
because you do not have to pay for it, because your job pays for it
for you. A disadvantage of this way is that you cannot choose what
your health insurance covers. Another way that you can receive health
insurance is to buy it on your own. Some advantages of this are that
you can choose what it covers, and when you will get it. Sometimes,
people feel unnecessary to get health insurance if they are healthy,
and with this method, you do not have to buy it. The main and
important disadvantage of buying your own health care is that it is
often very expensive. The third way you can receive health care is for
it to be provided for you by the government. There are two types of
health insurance provided by the government; Medicare and Medicaid.
Medicare is provided for people who are over the age of 65, or are
disabled and do not work. The next form of health care provided by the
government is Medicaid. Medicaid is funded by taxes and is for low-
income individuals who need health care, and is offered differently by
each state. Some advantages of this are that they are paid for by the
government, and they provide care for you, even if you cannot work. A
disadvantage is that you are limited to what this healthcare pays for,
and you can only use it for certain things. Those are the three
sources where you can receive health care.

On Nov 20, 8:13 am, "Mr. Cardinale" <jacardina...@gmail.com> wrote:

paul rufo

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Nov 21, 2010, 3:35:16 PM11/21/10
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The three sources of health care are getting their coverage from private companies, many people get coverage as a company benefit, and the last source is geting your health care from the federal government. The most ideal way to get health insurance is by getting it as a company benefit. This is because you do not pay for it by yourself. You and both the company and you pay for it, which saves you money. This is a advantage from your company. However the disadvantage is that your do not pick which coverage you get, the coverage you get depends entirely to your buisness. So, the plan that they pick, may not be the one you wanted. Getting your coverage on your own can be extremly expensive, but you can choose any kind of coverage you want, from where ever you want. When you get coverage from the government, there are two types of plans, Medicare and Medicaid. These plans are only available to some idividuals. Medicare is a government sponsored health insurance plan that is funded through taxes and working people pay. You have to be at least 65 to recieve Medicare. The two types of Medicare provide two different things for you. The first one, "Part A," is hopspital insurance, where they pay no cost. The second type of coverage for Medicare is, "Part B," which covers any medical attention outside of the hospital, however you have to pay a premium for this. Medicaid is a government sponsored program made for low income citezens. This is made for the elderly people, disabled people, and families with dependent children. This coverage depends on the state you live in. To summarize, the most beneficial way to recieve health care is from your company, for you pay a portion of the total amount, the most expensive way is to buy it on your own, for you get to pick which coverage you want, and last but not least the two governmental based coverages medicare and medicaid, that entirely based on elders over the age of 65 who need medical attention. And those are the three sources of health care.

sicil...@gmail.com

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Nov 21, 2010, 8:30:18 PM11/21/10
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Well first off I would try to get health care from maybe from my job because it is the most ideal way to obtain health care and benefits because its a bill for them not for me. Now a disadvantage of it is that you only get as much protection/ coverage as your job provides for you. Now another way to get health care is by you going out and getting it for yourself. When you go out and get it for yourself you can have as much coverage as you can afford or want because it is on your own dime. but the disadvantage is that once again your are out there paying for it yourself so it must be planned into your budget. Now last way to get health care is to get it from the government through Medicare which is payed through taxes out of peoples paychecks. This health care is only provided to citizens at the age of 65 or older because they need it more than say a younger male/ female in the U.S. The disadvantage for this is very similar to getting health insurance from your job because you cannot choose how much cover you want because it is being provided for you and it has less coverage than if you were to get it from your job so it barely covers you so it limits what doctors you can go to.
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Alissa Lyons

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Nov 21, 2010, 9:27:01 PM11/21/10
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The three sources of health care are to buy on your own, recieve it as
compensation from your job and to have the federal government provide
it. The best way to get it is as a compensation from your job since
buying it on your own can be very expensive. Also, you can only recive
healthcare from the government if you are over sixty-five or if you
have a low income. If you are getting it from your job, however, it is
less money out of your wallet. This is because you and the company you
work for are helping to pay for it. If you decide to buy it on your
own then it will be very costly. But buying it on your own gives you
the freedom to chose which doctors you would like to go to. Whereas if
you receive it from you job then they will give you a set list of what
doctors you can pick from. Once you reach the age of sixty-five or if
you are disabled then you qualify for Medicare, which is payed by
taxes, 1.45%. This is nice because Medicare will pay for a Hospital
treatment with no cost to you. However, for a doctors visit outside of
the hospital, you must pay a premium. The other government provided
health care is Medicaid. This is funded by taxes for low-come
individuals and is offered differently in each state. And it is
convient for those who dont have a high income and cant afford
healthcare on their own. If you where to either buy it on your own or
you got it as a compensaiton from your company then you have the
chance of having family coverage. This is when the healthcare coverage
provides it for your entire family. However the most ideal way to get
healthcare coverage is from your job. This is because it can most of
the time provide for yourwhole family, plus as lng as you are working
at that company you willl have it. Also buying it on your own can be
very expensive and recieveing it from Medicare and Medicaid are for
over 65 or low-income people. Those are the three types of healthcare.

On Nov 20, 8:13 am, "Mr. Cardinale" <jacardina...@gmail.com> wrote:

Mike Bianchino

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Nov 21, 2010, 9:44:37 PM11/21/10
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The three sources of health care you can get are buy it on your own, recieve it at compensation from your job, and recieve it fromt he federal government.  If you were to buy health care, it wouldn't be that cheap, it would be pretty expensive.  The best and most ideal way to get health care is by recieveing it from your job. Not only do you pay less for it when you do it that way, but the company you work for pays for some of it too (win, win).  As you get older though things change.  By the time you are 65 years old, you are qualified to recieve Medicare.  Also, if you have a low income and are 65, you can be qualified for for Medicaid.  These are provided by the government.  Though for Medicaid, the requirements to be apart of it change depending on where you live.  If you were to buy your health insurance, you would get to choose how you want to pay for it and such (create you own personal plan) but it is pretty expensive.  You can call a health insurance company and buy directly from them but once again, the price of health insurance is skyrocketing.  Compensation from your job can help pay for part of it though.  For you provider network for your insurance, you can have either an HMO or a PPO.  An HMO allows you to go to doctors within your health insurance network while a PPO allows you to go to doctors in and out of your network.  Companies with a lot of workers have to pay a lot of healthcare which is a huge reason to why so many companies have been laying people off. A reason has arosen to get people to keep their jobs and that is to cut their health care. It isn't the best situation.  Medicare allows retired folks to recieve surgical procedures at no cost but doctors visit are costly. With all this money Medicare and Medicaid are giving away, how will they get it all back?  Plus the retirements of the baby boomers are coming which could mean a whole lot out of Medicare's pocket. Who knows if they will run out of money or not? This issue has sturred up quite a bit of arguments politically...

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hassan rachid

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Nov 21, 2010, 11:22:54 PM11/21/10
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The three sources of health care are to buy it on your own, receive
as
compensation from your job, and from the federal government. To buy
independently is very expensive. To go out and to buy a plan, on your
own, is probably the most expensive method to have. Even though you
get to choose the plan you want to have, you still have to pay for ALL
of it monthly. You can choose between an
HMO and a PPO for your provider network. An HMO only allows you to go
to doctors within the network, while a PPO allows you to go to
doctors
in network and out of network. If you receive is as compensation from
your job, it is probably the most efficient way because either your
boss pays for all of it, or you and your boss split the amount of
money paid for the health insurance. This is probably the cheapest way
to get health insurance. Employers can stop giving out health care as
compensation because of its high cost. Since we are in a recession,
companies have been laying off workers, so to avoid this, they have
been removing health care from their compensation, which is saving
jobs, but means the worker must buy it on their own, which will cost,
over time, a lot of money. The last form of health insurance is
Medicare. If you are over the age of 65, then you qualify to start
collecting Medicare,and if you have a low income, then you can collect
Medicaid. The requirements for Medicaid vary because it is different
in every state. Medicare allows you to go to a hospital without paying
anything, but to visit a doctor, you must pay a premium.

On Nov 20, 8:13 am, "Mr. Cardinale" <jacardina...@gmail.com> wrote:

Samantha Risman

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Nov 22, 2010, 3:35:30 PM11/22/10
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The three sources of health care, are from yourself, receiving it from
your job, and through the government. Through yourself, you seek out
to get it by a company, for the health insurance, and look for the one
most fitted for you and your family. By getting it from your job, you
just sign up for the heath plan that most jobs offer you. Through the
government, is if you are over sixty-five years old, and qualify to
receive Medicare. Other types of families, including the poor, receive
Medicaid. The government also supplies health care to the disabled.
You have to, of course, tell the government of your current state to
gain access to this type of health care. The advantages of getting it
yourself, is you can choose exactly what you need for yourself,
whether it's just for you, or if you have a husband/wife and/or kids,
or another scenario. It also helps if you can look through which one
gives the most benefits to the way you're currently living. The
disadavantages of getting it yourself, is you have to pay all the
monthly fees for the insurance, and the insurance company can cancel
your plan whenever they want, depending on the company you chose to
receive your health care. People also are more exposed to getting
scammed into giving away their money, without realizing that it's not
a real insurance company. The advantages of getting it from a job, is
as long as you have the job, you can have that health care plan, and
sometimes it even stays with you after you leave the job. However, the
disadvantages are it not fitting your needs, and you need health care
more personalized with what you actually are in need of, and a group
plan won't cover it. The advantages of the government, is you don't
have to pay anything yourself, and it provides with relief that
without having to worry about how you're going to pay for your health
care, the government takes care of it for you. On the other hand, the
disadvantages are people having to pay for others through their own
taxes, and some people taking advantage of this money, and using it
for fraud and using the money for themselves.

Ryan Christenson

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Nov 22, 2010, 4:33:27 PM11/22/10
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The three sources of getting health care are to get it as a part of
your compensation from your job, to buy it on your own, or to receive
it from the federal government. The best way to get health care is
from your job. You, since you are the person receiving the benefits,
pay for a part of the insurance, while your employer also pays for
part of the coverage. This way, it is a lot less expensive than buying
it on your own. Then, when you reach the age of sixty-five, you
qualify for Medicare, a type of health insurance provided by the
government. The most expensive way for buying health insurance is to
buy it on your own. If you choose to do this, you would have to pay
for your entire plan. This would benefit you a little, though. If you
do decide to buy your own health care, you would be able to choose a
plan that is better for you. To get your own insurance policy, all you
would need to do would be to call a health insurance company, and buy
a policy directly from them. The price of health insurance is getting
higher and higher, and will eventually be extremely expensive.
Compensation from your job will help you save money because you only
have to pay a smaller percentage of your premium. You can choose
between an HMO or a PPO for your covered network. In an HMO, you are
only able to go to doctors within that network. On the other hand, a
PPO allows you to go and see any doctor, either from within your
network or not. In fact, if you choose to buy your own health care,
you may under go some financial troubles. About half of all
bankruptcies are because of health insurance costs. If you are sixty-
five or older, you can use Medicare. It allows you to get hospital
treatments at little or no cost to you, but you still do have to pay
for doctors visits. Medicaid, another governmental program, depends on
state to state, with different requirements than Medicare.

On Nov 20, 8:13 am, "Mr. Cardinale" <jacardina...@gmail.com> wrote:
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