5 Cashback Calendar Discover

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TheDiscover cashback calendar enables certain Discover cardholders to earn 5% cash back on certain categories each quarter up to a quarterly maximum. Earning this cashback bonus requires activation when a new set of spending categories rolls in.

Additionally, unless your chosen bonus category is digital wallets, you might find that purchases made using mobile devices or similar methods may not be eligible for the bonus cash back. This is because the technology behind methods may not give Discover the information needed to recognize bonus eligibility.

Discover releases its cashback calendar each quarter throughout the year, similar to many other cashback credit cards. Each category is released a month before it becomes available, which is a helpful benefit for cardmembers who prefer to plan their eligible bonus transactions ahead of time.

Gas stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible. Digital wallets include Apple Pay, in-store Google Pay, Samsung Pay, and Garmin Pay. Using these digital wallets to make purchases at gas stations will only earn 5%.

Discover credit cards typically can earn at least some cash back or miles on all qualifying purchases. Each Discover card may offer bonus categories where you can earn more. These categories may be fixed or may rotate every quarter.

Staying in the know for when the Discover cashback calendar is published and remembering to activate the 5% bonus categories each quarter can help you get the most value out of your Discover it Cash Back Credit Card.

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All information about Discover it Miles, Discover it Cash Back, The NHL Discover It Credit Card, Discover it Chrome Gas and Restaurants Credit Card, Discover it Student Chrome, Discover it Student Cash Back Credit Card and Discover it Secured Credit Card has been collected independently by Lonely Planet. These cards are not available through Lonely Planet. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Unlike major credit card companies, Discover may not offer as many opportunities for consumers to earn and redeem rewards in their everyday spending. Discover Rewards has no travel partners for miles transfers, and all rewards are worth a flat one cent each.

Despite these shortcomings, the Discover Rewards program is beneficial to many consumers. The program offers various credit cards with high cash-back earnings in popular spending categories. All rewards are matched during the first year, offering a lucrative opportunity to maximize every dollar spent. This means you're essentially earning two dollars' worth of rewards for every dollar spent.

The Discover 5% cash back calendar is a distinctive feature of Discover's credit card rewards program. It's designed to help Discover It cardholders earn more cashback rewards on their everyday spending. The calendar typically includes rotating categories that are eligible for 5% cashback rewards every quarter. These categories often encompass common expenses like groceries, gas, dining, online shopping, or home improvement stores.

Cardholders can earn up to 5% cashback on purchases made within these specific categories during their respective quarters, up to $75 per quarter. It's a great way to maximize rewards, as cardholders can adapt their spending to align with the categories in any given quarter. To make the most of the 5% calendar, cardholders should regularly check Discover's website or app for the latest calendar updates so they can plan their spending accordingly and take full advantage of the available rewards.

The Discover Cashback Match bonus is a valuable feature of the Discover rewards program. With this bonus, all rewards earned during your first year as a Discover cardholder will be matched, effectively doubling the amount of cash back you earn. This means that if you earn $100 in cash-back rewards, Discover will match it and give you an additional $100 at the end of the cardmember year. There is no limit to how much cash back you can earn during this promotional period.

It's a great way to maximize your rewards and get more value from your purchases. Whether you're earning cash back on everyday expenses or big-ticket items, the cashback match bonus can help you make the most of your rewards.

The Discover it Cash Back credit card offers unlimited 1% cash back on all purchases and 5% cash back in rotating bonus categories each quarter (up to $75). With no annual fee, the Discover it Cash Back Credit Card offers an unlimited dollar-for-dollar match of all the cash back earned at the end of the first year.

The Discover it Chrome Gas and Restaurants Credit Card makes dining out and fueling up more rewarding. Both gas station purchases and restaurant bills earn a generous 2% cash back until you reach the $1,000 limit on combined spending for each quarter.

The Discover it Student Chrome credit card is specifically designed for students, offering them a great way to earn cash back on their purchases. With this card, students can enjoy 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter.

The Discover it Student Cash Back Credit Card is designed for students looking to earn cash back on their purchases. The card has no annual fee and earns 5% cash back on up to $1,500 spent in rotating bonus categories each quarter. All other purchases earn 1% cash back.

Plus, for the first year of owning this credit card, Discover will match all the cash back earned dollar-for-dollar. This makes the Discover it Student Cash Back Credit Card a smart choice for students who want to make their money go further while building good credit habits.

The Discover it Secured Credit Card. is designed to help users build or rebuild their credit. To open an account, customers must provide a minimum security deposit of $200, with the option to deposit up to $2,500.

Users can improve their credit scores over time by using this card responsibly and making timely payments. One major advantage of Discover's secured credit card is that it has no annual fee, which makes it more affordable for those looking to establish or rebuild their credit history.

A number of credit cards offer 5% cashback in categories that rotate every quarter (three months). If you are a Chase Freedom Flex (CFF) (Or Old Chase Freedom), Discover It, Citi Dividend, or US Bank Cash Plus cardholder, use the links provided below to activate your bonus categories indicated below:

The Discover it has a quarterly cap of $1,500 in spend on 5% categories. The categories used be made available at the beginning of each calendar year, while they are now published every quarter like Freedom since 2023. Remember that all new Discover it cardholders will earn double cash back earned in the first 12 months of card membership, including on cash back earned in bonus categories, making quarterly category spend worth 10% back in the first year!

The Citi Dividend earns 5% cash back on a cumulative total of $6,000 in spend per year rather than on $1,500 spend per quarter. The Citi Dividend is no longer available for signups. Unfortunately, as of September 2019 Citi has also removed the ability to product change to the Dividend, however old accounts have not been closed by the bank.

The US Bank Cash+ card allows you to earn 5% cash back in two categories of your choice every quarter, up to $2,000 in combined spend. It also allows you to choose a 2% cash back category every quarter. The image below shows which categories are available for 5% (top) and 2% (bottom) cash back. Note that you need to activate the 5% category every quarter (unlike BoA Cash Rewards which you still earn 3% for the previously chosen category if you forget to choose categories later on).

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Today, Discover announced its 5% Cashback Bonus Calendar for 2022, through which cardmembers can earn 5% cash back in quarterly categories, in addition to 1% back on all other purchases with the Discover it card.

Each quarter, Discover it and Discover More cardmembers can activate to earn 5% cash back on up to $1,500 in purchases (maximum $75 cash back) at a variety of places without any annual fee. In addition to earning 5% cash back on everyday purchases at different places each quarter, Discover it cardmembers earn unlimited 1% cash back on all other purchases, automatically.

Activate to earn 5% Cashback Bonus at Grocery Stores (stand-alone) and Fitness Club & Gym Memberships from 1/1/22 (or the date on which you activate 5%, whichever is later) through 3/31/22, on up to $1,500 in purchases. Grocery Store purchases include those made at supermarkets, meat lockers, bakeries, smaller grocery stores, and grocery delivery services. All purchases made at Walmart, Target, convenience stores, wholesale clubs, discount stores, and supercenters are not eligible. Fitness Club & Gym Memberships include membership fees and purchases at health clubs. Athletic or recreation facilities may be eligible. Virtual and in-person fitness classes may be eligible. Individual merchants and stand-alone stores within fitness clubs, gyms, athletic or recreation facilities may not be eligible in this category.

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