Once the listing is completed, the company may approach the RBI to consider its merger with the bank, said its statement. It has enough time to work out options, said Samit Ghosh, founder and CEO of Ujjivan. The company, Ghosh said, had accounted for the possibility that the regulator may seek separate listing of the bank. This is not a huge surprise, he said.
Capital Adequacy Ratio (CAR): EQUITAS SMALL FINANCE BANK's capital adequacy ratio (CAR) was at 23.8% as on 31 March 2023 as compared to 25.2% a year ago. This ratio helps measure the financial strength of the bank or any finance company to meet their obligations using their assets and capital.