All benefits are subject to the terms and conditions of the policy. Policies underwritten by Hartford Life and Accident Insurance Company detail exclusions limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued.
(1) The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including issuing company Hartford Life and Accident Insurance Company.
(2) Based on ratings as of 9/30/08. A+ is the second highest of 15 A.M. Best categories.