Happy New Year All.
I have a friend who owns a house on Long Island. Their neighbor
is selling their house and the Buyer's title company is asking my
friend to sign an Affidavit saying they have no claim for the
property between the neighbor's fence and my friend's property, as
depicted on the new survey done by the Buyer. Survey shows
neighbor's fence being 1.3 feet short of the property line. The
friend asked my for my thoughts.
I have a couple of concerns:
What if the new survey is incorrect. Could my friend be giving
up rights to property that is actually theirs?
What if the friend actually has a claim to a portion of the
property through adverse possession? Why would they give up that
claim?
I did not see this when I practiced in NY (did not do much
outside of NYC), so I wanted to know if this is now standard for
title companies to request this. Can't see any benefit to
signing. Would just assume to have title company omit any claims
by adjacent property owners.
Any help or guidance is appreciated.
Regards,
Eric Salant
Eric Salant, Esq.
esa...@Capital1031.com
(800) 976-1031
(888) 976-1031 fax
Capital 1031 Exchange Company, LLC
Capital Self Directed IRA, LLC
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Capital 1031 Exchange Company, LLC
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Why is your friend even thinking about signing such a document? Your friend is not a party to the deal and has no interest in it.
Jack Debrot
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We see this quite a bit in upstate New York where we have a home.
I would not advise your client to sign the agreement without having investigated whatever rights they may have to the property by adverse possession or pursuant to another survey if the buyer’s survey is incorrect.
However, this would cause expense to your client; your client should not sign and let the neighbor spend the money to solve the issue.
Very truly yours,
Bonnie E. Krasner
The Law Offices Of
Bennett D. Krasner
1233 Beech Street, No. 49
Atlantic Beach, New York 11509
Tel: (516) 889-9353
Fax: (516) 432-7016
Email: bonnie....@bdklaw.net
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Eric: It is very usual for title companies to request boundary line agreements where the fence line is more than a foot off the survey line, in order to insure title against an adverse possession claim. One of the keys is to see your friend’s deed and survey when he took title and see if it comports to what the adjoining property holder shows. If it is the same, then there should be no problem signing a properly drawn agreement.
Michael D Brofman, Esq.
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From: nyclar...@googlegroups.com [mailto:nyclar...@googlegroups.com]
On Behalf Of Eric Salant, Esq.
Sent: Monday, January 15, 2018 10:28 PM
To: nyclar...@googlegroups.com
Subject: [nyclarealprop] Boundary Line Agreement/Affidavit
Happy New Year All.
--
Happy New Year All.
The title company is most likely requiring it because there is an issue of an out of possession or encroachment between the property to be sold and the neighboring property. While the neighboring property is not a “party” as you state to the contract of title insurance between the sellers and the title company, the only way a title insurance company will insure over any encroachments on a survey is if there is not liability for any future claims. That is only accomplished by both property owners executing a boundary line agreement that is then recorded in the land recors.
I am working on one right now and as the neighboring property owner is not a “party” to the sale transaction and he title company, he is being compensated by the sellers for agreeing to execute such an agreement.
Jaret Weber
290 Broadhollow Road, Suite 200E
Melville, New York 11747-4818
P: 631.549.2000
F: 631.549.2015
C: 516.449.5602
jwe...@weberlawgroup.com
www.weberlawgroup.com
From: nyclar...@googlegroups.com [mailto:nyclar...@googlegroups.com]
On Behalf Of Jacques Debrot
Sent: Tuesday, January 16, 2018 9:55 AM
To: nyclar...@googlegroups.com
Subject: RE: [nyclarealprop] Boundary Line Agreement/Affidavit
Why is your friend even thinking about signing such a document? Your friend is not a party to the deal and has no interest in it.
Definitely sounds like the title company is trying to avoid any “adverse possession” claim by your client. I would not advise my client sign it.
Shaun Michelle James
Attorney
Smith Slusky Pohren & Rogers LLP
8712 West Dodge Road Suite 400 Omaha, NE 68114
Phone 402.392.0101 Direct 402.505.8104 Fax 402.392.1011
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From: nyclar...@googlegroups.com [mailto:nyclar...@googlegroups.com]
On Behalf Of Jacques Debrot
Sent: Tuesday, January 16, 2018 8:55 AM
To: nyclar...@googlegroups.com
Subject: RE: [nyclarealprop] Boundary Line Agreement/Affidavit
Why is your friend even thinking about signing such a document? Your friend is not a party to the deal and has no interest in it.
I’m completely unqualified to answer this query, but if friend wants to be a good neighbor, perhaps can condition the release on the title representation being accurate.
BRIAN D. GRAIFMAN, ESQ.
Counsel, Supreme Court Division
BORAH, GOLDSTEIN, ALTSCHULER,
NAHINS & GOIDEL, P.C.
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From: nyclar...@googlegroups.com [mailto:nyclar...@googlegroups.com]
On Behalf Of Eric Salant, Esq.
Sent: Monday, January 15, 2018 10:28 PM
To: nyclar...@googlegroups.com
Subject: [nyclarealprop] Boundary Line Agreement/Affidavit
Happy New Year All.
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FAFLD
I have a had a similar situation last year. The purchaser of a house next to my clients was asking for a similar agreement. My client had purchased his property a few years ago. That survey and the other survey did not agree. The purchaser’s attorney after he received my clients survey then had his surveyor redo his survey and they found out the new survey was incorrect. Would look at your clients survey, description and title report before signing any agreement. Your other concerns may be correct. But the facts should be verified before addressing your other concerns. Glad to help. Ken Guttenplan
From: nyclar...@googlegroups.com [mailto:nyclar...@googlegroups.com]
On Behalf Of Eric Salant, Esq.
Sent: Monday, January 15, 2018 10:28 PM
To: nyclar...@googlegroups.com
Subject: [nyclarealprop] Boundary Line Agreement/Affidavit
Happy New Year All.
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From: Eric Salant, Esq.
Sent: Tuesday, January 16, 2018 6:47 AM
Reply To: nyclar...@googlegroups.com |
Subject: [nyclarealprop] Boundary Line Agreement/Affidavit
|
The advice that your client should ignore or refuse this request, which several of our colleagues have given, saddens me. It is our duty to protect our clients’ interests, certainly, but in a case where a fence line may or may not be the property line, and a neighbor needs cooperation to close on a sale, why would we not assist is cooperating.
Asking the neighbor pay for legal and survey fees is reasonable and appropriate, but simply rejecting the request, seems to me both unprofessional and un-neighborly. It’s enough that we have political leaders that act as though every transaction is a zero-sum game. Must we stoop to that level.
Finally, while it may serve a litigator to have a reputation as a ‘bull-dog’ it is almost never, in my experience, the first choice for people looking for a transactional lawyer.
Ephraim A. Bulow
Attorney-at-Law
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I concur with Mr. Brofman.
Furthermore, If an agreement is not signed litigation will possibly ensue and your friend will be a defendant. Of course, if he’s been occupying the 1.3 foot strip of land for more than the statutory period and wants to annex that land to his own, don’t sign it.
Adam E. Mikolay
ADAM E. MIKOLAY, PC
90 Merrick Avenue
Suite 501
East Meadow, NY 11554
PH 516-222-2050
Fax 516-222-0450
From: nyclar...@googlegroups.com [mailto:nyclar...@googlegroups.com] On Behalf Of Michael Brofman
Sent: Tuesday, January 16, 2018 8:34 AM
To: nyclar...@googlegroups.com
Subject: RE: [nyclarealprop] Boundary Line Agreement/Affidavit
Eric: It is very usual for title companies to request boundary line agreements where the fence line is more than a foot off the survey line, in order to insure title against an adverse possession claim. One of the keys is to see your friend’s deed and survey when he took title and see if it comports to what the adjoining property holder shows. If it is the same, then there should be no problem signing a properly drawn agreement.
Why doesn’t the title company simply include a special exception in the policy of the buyer that it is not insuring and will not indemnify or defend against any claim adverse to title to the area of the insured property that lies outside the fence line?
One reason to sign a waiver or release of claim to the strip, preferably conditioned on accuracy of the survey (if the client does not have a contrary survey) is that the seller could go ahead and pay the cost to move the fence to the property line, which would eliminate the potential claim. At least by signing, the claim is preserved if the new survey is wrong. And to save the cost of moving the fence, the seller should be willing to pay something for the signed waiver.
Rory O’Bryan
Harrison & Moberly, LLP
10 West Market Street, Suite 700
Indianapolis, IN 46204
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All of the arguments made by each responder are solid but lose sight of the fact that this is your new neighbor. Under the circumstances described, it makes a lot more sense to start a peaceful relationship if there is no real downside.
Michael A. Katz, Esquire
630 Third Avenue - 23rd Floor
New York, NY 10017
If your friend does not sign such a document (or a variation after review) and if the buyer refuses to close subject to this issue, the only remaining option for the neighbor would be to commence a quiet title action. This will result in your friend incurring legal fees and costs. Instead, your friend can either look at the survey on his purchase, or obtain his own survey (at the neighbor’s cost) and verify the property line. In these types of affidavits, your friend will be giving up claims for adverse possession since he is acknowledging that it is not his land. The affidavit usually says that the fence can remain as long as it stands, but once it is replaced it must be placed on the property line. If your friend has an adverse possession claim, he may be ultimately succeed in a quiet title action. If not, then he is wasting money. Your friend must perform a cost benefit analysis to determine if fighting is worth it.
Max Rinaldi
Kilpatrick Townsend & Stockton LLP
The Grace Building | 1114 Avenue of the Americas | New York, NY 10036-7703
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From: nyclar...@googlegroups.com [mailto:nyclar...@googlegroups.com]
On Behalf Of Jacques Debrot
Sent: Tuesday, January 16, 2018 9:55 AM
To: nyclar...@googlegroups.com
Subject: RE: [nyclarealprop] Boundary Line Agreement/Affidavit
Why is your friend even thinking about signing such a document? Your friend is not a party to the deal and has no interest in it.
If there is a lender involved in the purchase I suspect it would not accept a policy with an exception. If there was sufficient equity I might be willing to authorize the issuance of a lender’s policy with affirmation coverage though an institutional lender probably would not want any exception in the policy. If I were the Buyer I would not want to take title to property with a ownership question.
It’s possible there is an easement that burdens the Seller’s property between the fence and the common line so the fence was setback so as not to encroach on the easement.
If I were Mr. Salant’s friend and I agreed with the location of the common line and did not want to claim an easement right or fee interest in the land I would probably sign the affidavit. But I would want to be sure of the common line location before I did so. Refusing to do so will raise a red flag concerning a claim of ownership and might cause the Seller or his/her title insurer to file a declaratory judgment action to confirm the ownership of the land in question. Would I really want to bring a lawsuit on myself over land I really don’t think I own?
Peter Walther| Claims Administrator| Westcor Land Title Insurance Company
875 Concourse Pkwy South | Ste. 200 | Maitland, FL 32751
P: 407.629.5842 | M: 407.389.9476 | E: pwal...@wltic.com
Please share what the new amendment for adverse possession is in NY. Curious in Philadelphia.
Gail
_______________________
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GMarcus Law
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From: nyclar...@googlegroups.com [mailto:nyclar...@googlegroups.com]
On Behalf Of Albert D'Agostino
Sent: Tuesday, January 16, 2018 5:58 PM
To: nyclar...@googlegroups.com
Subject: Re: [nyclarealprop] Boundary Line Agreement/Affidavit
Title companies will generally assume the "business risk" where the encroachment is less than 1 foot.
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Based on the facts presented, I am not convinced that Mr. Salant’s friend will be challenged if he stands his ground. His neighbor’s (the seller) likely sole concern is that the sale goes through – if the seller collects his/her purchase price, he/she does not care who owns or uses the strip of land. As such, the real person to be concerned about is the purchaser. However, the purchaser presumably agreed to buy the house based upon the current actual use of the property, not upon the record ownership of the subject strip of land (the purchaser likely never even knew that the seller owned the strip of land beyond the fence). As the purchaser wanted the property even with the fence in the wrong location, the purchaser won’t kill the deal on account of the fact that he may not have ownership of a strip of land which he never thought was part of the property anyway.
When I was in-house with a large REIT, we had a similar situation. Along one boundary of a large suburban office park in which my client was the largest owner, land owned by the REIT was fenced from a neighboring residential neighborhood. The problem was that the fence ran well on the REIT’s property and about 10 feet outside the back-yard boundaries of about 15 homes in the neighborhood. All the owners were using the 10 feet as part of their “fenced-in” yards, with everything from swing sets to dog kennels to rose gardens. The statutory period had not run, and we made sure it would not by sending each owner a certified letter (and other notices) asserting our ownership interest in the 10 feet and granting them permission to use it until further notice. Each year, on the first business day of the new year, a similar letter still goes out to each owner.
In Virginia at least, granting explicit permission to the use of property will defeat adverse possession. You might want to confirm that is true in your jurisdiction.
If the statutory period has run, however, well, see all the interesting comments preceding.
Lawrence E. Marshall, II
Lawrence E. Marshall, II, PLC
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NY adverse possession amendment in 2008 said it is not adverse if the encroachment is de minimus, and lawn mowing , planting trees, fences, sheds, hedges etc. on the property does not change that. The question still remains as to what is de minimus, but most view up to 2-3 feet as such. We have a case now where the fence line encroachment of 3 feet occurred in the 1970s and possession was clearly adverse. Our client (the encroacher) is looking to resolve it, but does not want his shade tree (which would be in the middle of the property line) taken down.
Michael D Brofman, Esq.
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ADDITIONAL NOTICE: This transmission is intended only for the individual or entity to which it is addressed and may contain information that is privileged, confidential and exempt from disclosure under applicable law. If the reader of this communication is not the intended recipient, or its employee or agent responsible for delivery of the communication to the intended recipient, you are notified that any dissemination, distribution or copying of this communication is strictly prohibited. If you have received this communication in error, please notify the sender immediately by telephone and return the original communication to us at the above address by the U.S. Postal Service. Thank you.
From: nyclar...@googlegroups.com [mailto:nyclar...@googlegroups.com]
On Behalf Of Gail Marcus
Sent: Wednesday, January 17, 2018 12:34 PM
To: nyclar...@googlegroups.com
Subject: RE: [nyclarealprop] Boundary Line Agreement/Affidavit
Please share what the new amendment for adverse possession is in NY. Curious in Philadelphia.
I haven’t seen any discussion on who would maintain the strip. The area between the fence and the property line could grow up to burdocks or worse. It seems that an agreement for maintenance would be in order.
Patricia Kules
Patricia Kules, L.S.
Little River Survey Company, LLC
PO Box 1208
Stowe, VT 05672
802-793-9673 cell
In New York there is a myth that an affidavit by an adverse possessor renouncing its claim of adverse possession is sufficient to cure the problem. As I first said this is a myth. There is unambiguous case law in NY holding that an affidavit cannot cure a the adverse possession of an adjoining owner because an affidavit is not a deed because, as it does not have language of conveyance. If there has been adverse possession for the requisite time, the title is vested in the adverse possessor without the need for the entry of judgment (another myth) and an affidavit does not reverse the vesting of title, (see Ahl v. Jackson, 272 A.D.2d 965, 708 N.Y.S.2d 778 (2000) copy attached).
Synopsis
Adverse possessor brought action to resolve dispute concerning certain parcel of property. The Supreme Court, Monroe County, Siracuse, J., granted summary judgment in favor of adverse possessor. Defendant appealed. The Supreme Court, Appellate Division, held that: (1) trial court properly determined that adverse possessor obtained title to disputed parcel by adverse possession, and (2) statement of adverse possessor in “fence affidavit” after statutory period had run was insufficient to divest him of title.
An acceptable alternative to a deed is a boundary line agreement provided it contains the requisite language of quitclaim grant and conveyance.
Jon Richards
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Fidelity National Title Group:
Chicago Title Insurance Company
Commonwealth Land Title Insurance Company
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From: nyclar...@googlegroups.com [mailto:nyclar...@googlegroups.com]
On Behalf Of Adam Mikolay
Sent: Tuesday, January 16, 2018 11:05 AM
To: nyclar...@googlegroups.com
Subject: RE: [nyclarealprop] Boundary Line Agreement/Affidavit
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Hi Jon, hope all is well.
When I prepare a fence affidavit, I make sure that the party whose fence encroaches states that he or she has never claimed an interest in the neighbor’s property by adverse possession. A claim of right is a necessary element of adverse possession in New York. So long as that party has been in title to the adjacent property since the fence was erected, shouldn’t that solve the problem addressed in Ahl v. Jackson, by precluding any possibility that title by adverse possession ever vested in the first place? Hard to imagine that Mr. Awl could have persuaded the court of his adverse possession claim after executing a better fence affidavit.
Regards,
Tom Sherwood
Thomas G. Sherwood, Esq.
Thomas G. Sherwood, LLC
300 Garden City Plaza, Suite 222
Garden City, New York 11530
(516) 408-7032 Fax
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Happy New Year All.
I have a friend who owns a house on Long Island. Their neighbor is selling their house and the Buyer's title company is asking my friend to sign an Affidavit saying they have no claim for the property between the neighbor's fence and my friend's property, as depicted on the new survey done by the Buyer. Survey shows neighbor's fence being 1.3 feet short of the property line. The friend asked my for my thoughts.
I have a couple of concerns:
What if the new survey is incorrect. Could my friend be giving up rights to property that is actually theirs?
What if the friend actually has a claim to a portion of the property through adverse possession? Why would they give up that claim?
I did not see this when I practiced in NY (did not do much outside of NYC), so I wanted to know if this is now standard for title companies to request this. Can't see any benefit to signing. Would just assume to have title company omit any claims by adjacent property owners.
Any help or guidance is appreciated.
Regards,
Eric SalantEric Salant, Esq.
esa...@Capital1031.com
(800) 976-1031
(888) 976-1031 fax
Capital 1031 Exchange Company, LLC
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Thank you all very much for your advice. This was an incredible
response and it highlights the usefulness of this listserv. Your
collective wisdom was helpful beyond my expectations.
In case it was not clear, the neighbor's fence is on the
neighbor's property and is 1 1/4 feet away from my friend's
property line. Apparently the fence was put where it is to comply
with a 1 foot setback requirement(???). My friend has not
utilized the strip except as part of the lawn. I do not believe
it would be subject to a claim for adverse possession under the
revised statute. My friend has no interest in going that route
anyway.
If the property line looks correct on the new survey, as compared to the very old survey of my friend, they will sign the affidavit, but mark up that we are only acknowledging neighbor's ownership of their property to the actual property line, whatever that might be. Will strike reference to new survey or limit it to the extent it shows the true and correct boundary line between the two properties.
Again, all of the advice has been fantastic. I learned a great
deal about NY property line issues and the somewhat recent changes
to adverse possession law under these circumstances.
If anyone ever needs advice or assistance on NJ property tax
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Regards,
Eric Salant
Eric Salant, Esq.
esa...@Capital1031.com
(800) 976-1031
(888) 976-1031 fax
Capital 1031 Exchange Company, LLC
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First thing your friend should do is compare the new survey being presented by the buyer of the other property against his own survey and see if they match. If they match my advice would be to have him sign the affidavit and attach a copy of the new survey confirming that those are the proper boundary lines. The reality of a successful adverse possession claim including the legal fees to be extended to possibly, and only possibly acquire a 1.3 foot strip might not be worth The money he would have to spend in legal fees and court costs.
Sent from my iPhone
Happy New Year All.
I have a friend who owns a house on Long Island. Their neighbor is selling their house and the Buyer's title company is asking my friend to sign an Affidavit saying they have no claim for the property between the neighbor's fence and my friend's property, as depicted on the new survey done by the Buyer. Survey shows neighbor's fence being 1.3 feet short of the property line. The friend asked my for my thoughts.
I have a couple of concerns:
What if the new survey is incorrect. Could my friend be giving up rights to property that is actually theirs?
What if the friend actually has a claim to a portion of the property through adverse possession? Why would they give up that claim?
I did not see this when I practiced in NY (did not do much outside of NYC), so I wanted to know if this is now standard for title companies to request this. Can't see any benefit to signing. Would just assume to have title company omit any claims by adjacent property owners.
Any help or guidance is appreciated.
Regards,
Eric SalantEric Salant, Esq.
--
esa...@Capital1031.com
(800) 976-1031
(888) 976-1031 fax
Capital 1031 Exchange Company, LLC
Capital Self Directed IRA, LLC
998 Holmdel Road
Holmdel, New Jersey 07733
Capital 1031 Exchange Company, LLC
746 North Second Street, Unit 1C
Philadelphia, PA 19123
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-- Eric Salant, Esq.