SB ROY, Former DGM – Research, SBI shares his experience IN ARTICLE "SIXTH SENSE AND AMAZING EXPERIENCE"

[Nitesh More]

MR SB Roy was DGM – Research, SBI, and has been co-opted in our EXPERT PANEL on BANK AUDIT MATTERS" HAS sent article " Sixth Sense and Amazing experience of a Banker" which may be useful for BANK AUDIT has been attached. 

Dear Mr Nitish Kumar,

We are already quite close. You seem to be bubbling with sparkling energy!
We came back about 10/15 min back. It is already 12.30 am( in the night).
As I committed , I am forwarding an article I contributed in SBI-STU's  only magazine in the Bank, named Umang. The article is about "sixth sense " which could be in some way similar like  intuition or call of your heart , which 
any Branch Manager/or leader at any responsible or  whatever level, should have.

The article is totally on the basis of first-hand live experience, as I had always very challenging everytime, 
some of the are as follows:

Ø  Oct.’10-Dec 12              DGM – Research, SBI, Strategic Training Unit, State Bank Staff college campus, Hyderabad.

Ø  Nov 09-Jun 10              Chairman, Deccan Grameena Bank, Hyderabad, having 215 branches with around 800 plus staff.

Ø  Oct 08- Oct 09               DGM (Head of Inspection), SBH, HO, Hyderabad, managing audit of 1200 units with 134 officers

Ø  Apr 08-Oct 08               DGM, IFB, Hyderabad,  SBH , specialized in large corporate credit with business of Rs 2600 crs

Ø  Aug 04-Mar 08              AGM / DGM, Karol Bagh, New Delhi, promoted as DGM in Jan 08 (Ave. Business Rs. 2220 crores)

Ø  Jun 01-Jul 04                Chief Manager / AGM, Faculty (SMG V/IV; State Bank Staff College, Hyderabad)

Ø  Jun 99-Jun 01               Chief Manager (Head of IB dept) (SMG IV; International Banking, SBT, HO, Trivandrum)

Ø  Jun 96-Jun 99               BM/CM Secunderabad  ( MMG III/SMG IV)

Ø  Jun 93-Jun 96               BM   Bhubaneswar Br  (MMG III)

Ø  Jun 85-Jun 93               BM Lake Mkt/ Manager C&I  Calcutta Main

We shall be constantly in touch whenever it is possible. Please find the attached article , feed back of which , 
we will discuss later at your asking. Pls acknowledge.

Warm wishes.

SBRoy