Find out what your paper savings bonds are worth with our online Calculator. The Calculator will price paper bonds of these series: EE, E, I, and savings notes. Other features include current interest rate, next accrual date, final maturity date, and year-to-date interest earned. Historical and future information also are available.
You can save your inventory so you can update your paper bond values quickly and easily. All you need to do is use your browser's built-in saving function. Click "View/Print/Save List" and then when the list appears, click "File" and "Save As" and name your inventory. Make sure that you save your file as an "HTML Only" file and that you know where on your computer's hard drive it will be saved. Then click "Save." If you'd like more detail, check out our Instructions for Saving Your Inventory Page. Note: Follow these same steps when re-saving an inventory you've updated.
You must follow the instructions for saving your inventory (above) once you've updated the values or added or removed paper bonds. If you'd like more detail, check out our Instructions for Saving Your Inventory Page.
If you choose to report interest to the IRS annually, check out the Calculator's YTD Interest feature. It reports the amount of interest your paper bonds have accrued from the start of a year through the date you enter in the "Value as of" section. Here's how you can use this feature to calculate the amount of interest your paper bonds accrued in one calendar year:
Find out what your paper savings bonds are worth! The calculator will price Series EE, Series E, and Series I savings bonds, and Savings Notes. This calculator is for paper savings bonds only. For electronic savings bonds, log into TreasuryDirect.
To use an inventory you created previously, open the inventory and click whichever one of these buttons you see: "Return to Savings Bond Calculator" or "Update." This automatically updates the values of the bonds in the inventory and enables you to add bonds to the inventory.
Beware of internet scams with a picture of this page claiming you can enter your birth certificate number to access bonds owed to you. Those claims are false, and attempts to defraud the government can be prosecuted. See Birth Certificate Bonds.
Beware of internet scams with a picture of this site claiming that you can enter your birth certificate number to access bonds owed to you. Those claims are false, and attempts to defraud the government can be prosecuted. See -certificate-bonds.htm.
However, if you cash in the bond in less than 5 years, you lose the last 3 months of interest. For example, if you cash in the bond after 18 months, you get the first 15 months of interest. See Cash in (redeem) an EE or I savings bond.
Although we announce the new rates in May and November, the date when the rate changes for your bond is every 6 months from the issue date of your bond. Use this table to understand when each new rate begins to apply to your I bond.
Since May 2005, new EE bonds earn a fixed rate of interest that is set when you buy the bond. They earn that interest for the first 20 years. We may adjust the rate or the way they earn interest after 20 years.
The U.S. Department of the Treasury currently sells two types of savings bonds, the EE and I series. Both series have different interest rates, which are either fixed or change with inflation. Learn more about EE bonds and I bonds, including how to:
If you want to figure out for yourself or to understand how your bond grew in value by the guaranteed interest rate path, you will be interested in this information. Each EE savings bond from this period had an original guaranteed rate that lasted for 9 to 18 years. It then had a new guaranteed rate for all its years after that until it stopped earning interest.
Part 1: Interest during the original maturity period. The guaranteed rate depends on the date we issued the bond because that gives the bond's original maturity period and the rate we guaranteed for that time.
If you own or are considering purchasing a U.S. savings bond, the U.S. Department of Treasury's Bureau of the Fiscal Service has designed a useful tool for determining the present and future value--as well as historical information, current interest rate, next accrual date, final maturity date, and year-to-date interest earned. Known as the Savings Bond Calculator, it can help you make more informed investment decisions about savings bonds.
Once you enter this information, the calculator can let you know what your paper bond is worth if you cash it in today. You can also use the calculator to determine the worth of the bond if you plan to cash it in on a future date. The TreasuryDirect website also allows you to enter information from multiple bonds to create a list and determine the total value.
Another feature of the Series EE savings bond is that you can also keep the bond beyond its maturity date. Bond holders continue to earn interest for up to 30 years, making the bond even more valuable the longer it is kept.
The new savings bond calculator with instructions is a TOTAL DISASTER. I tried exporting my savings bond file and all I get is a prompt that asks me if I want to overwrite the existing file. Like a DUMMY, I said yes. It deleted the entire savings bond file. Fortunately, I had another copy on my computer as well as a hard copy of all the bonds and their serial numbers, etc.
U.S. savings bonds, including Series I bonds, can only be purchased online from the U.S. Treasury, using the TreasuryDirect website. You can also use your federal tax refund to purchase Series I bonds."}},"@type": "Question","name": "What Tax Form Do I Need to Fill Out If I Purchase U.S. Series I Savings Bonds With My Tax Refund?","acceptedAnswer": "@type": "Answer","text": "If you use your income tax refund to purchase U.S. savings bonds, complete and file IRS Form 8888 with your tax return. The IRS will arrange for your U.S. savings bonds to be mailed to you.","@type": "Question","name": "What Has Been the Historical Interest Rates for Series I U.S. Savings Bonds?","acceptedAnswer": "@type": "Answer","text": "The composite rate for I bonds issued from May 2022 through October 2022 is 9.62 percent. This rate applies for the first six months you own the bond. Each issue of Series I bonds has a fixed and variable interest rate component (known as the composite rate) that takes into account inflation at the time of issue. A table showing the historical fixed and variable components can be found here.","@type": "Question","name": "How Long Does It Take for a Series I Bond to Mature?","acceptedAnswer": "@type": "Answer","text": "These bonds are issued at face value with a 30-year final maturity: a 20-year original maturity period immediately followed by a 10-year extended maturity period. "]}]}] Investing Stocks Bonds ETFs Options and Derivatives Commodities Trading FinTech and Automated Investing Brokers Fundamental Analysis Technical Analysis Markets View All Simulator Login / Portfolio Trade Research My Games Leaderboard Banking Savings Accounts Certificates of Deposit (CDs) Money Market Accounts Checking Accounts View All Personal Finance Budgeting and Saving Personal Loans Insurance Mortgages Credit and Debt Student Loans Taxes Credit Cards Financial Literacy Retirement View All News Markets Companies Earnings CD Rates Mortgage Rates Economy Government Crypto ETFs Personal Finance View All Reviews Best Online Brokers Best Savings Rates Best CD Rates Best Life Insurance Best Personal Loans Best Mortgage Rates Best Money Market Accounts Best Auto Loan Rates Best Credit Repair Companies Best Credit Cards View All Academy Investing for Beginners Trading for Beginners Become a Day Trader Technical Analysis All Investing Courses All Trading Courses View All TradeSearchSearchPlease fill out this field.SearchSearchPlease fill out this field.InvestingInvesting Stocks Bonds ETFs Options and Derivatives Commodities Trading FinTech and Automated Investing Brokers Fundamental Analysis Technical Analysis Markets View All SimulatorSimulator Login / Portfolio Trade Research My Games Leaderboard BankingBanking Savings Accounts Certificates of Deposit (CDs) Money Market Accounts Checking Accounts View All Personal FinancePersonal Finance Budgeting and Saving Personal Loans Insurance Mortgages Credit and Debt Student Loans Taxes Credit Cards Financial Literacy Retirement View All NewsNews Markets Companies Earnings CD Rates Mortgage Rates Economy Government Crypto ETFs Personal Finance View All ReviewsReviews Best Online Brokers Best Savings Rates Best CD Rates Best Life Insurance Best Personal Loans Best Mortgage Rates Best Money Market Accounts Best Auto Loan Rates Best Credit Repair Companies Best Credit Cards View All AcademyAcademy Investing for Beginners Trading for Beginners Become a Day Trader Technical Analysis All Investing Courses All Trading Courses View All EconomyEconomy Government and Policy Monetary Policy Fiscal Policy Economics View All Financial Terms Newsletter About Us Follow Us Table of ContentsExpandTable of ContentsWhat Is a Series I Bond?Understanding Series I BondsHow to Calculate Series I BondsSpecial ConsiderationsSeries I Bonds and Interest IncomeSeries I Bonds FAQsInvestingBondsI Bond: What It Is, How It Works, Where to BuyBy
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