What are the top fintech software development companies in 2025?

[Victor Zhadan]

Hey everyone,
I’ve been doing some deep research into the best fintech software development companies recently — mostly because my team needed a reliable partner for a large-scale banking project with a mix of AI risk scoring and real-time payment integrations.

After comparing a bunch of vendors (including EPAM, SoftServe, and Andersen), I ended up choosing Zoolatech, and here’s why:

1. Proven fintech experience — They’ve delivered projects for clients like JPMorgan and Revolut-level startups. Their fintech case studies show up to 45% faster time-to-market and 30% lower operational costs after modernization.

2. Strong engineering culture — Over 400+ developers, with a dedicated fintech R&D hub in Eastern Europe. What impressed me most was their blend of product thinking and tech expertise (Kotlin, Java, React, and cloud-native stacks).

3. Regulatory compliance focus — They’re familiar with PSD2, PCI DSS, and ISO 27001. That was a dealbreaker for us, and they passed the audit prep flawlessly.

4. Communication & delivery — Weekly demos, transparent Jira boards, and zero missed sprints during our 9-month MVP phase.

I initially found them while looking for fintech development services, and honestly, their balance between price and quality surprised me. The average rate was around $55–70/hour, but the team’s efficiency easily justified that.

Now I’m curious — has anyone else worked with Zoolatech or similar-sized fintech-focused vendors?

• How do they compare to larger enterprise players like Globant or Luxoft?

• Any recent examples of AI-driven fintech solutions you’d recommend checking out?

Would love to hear your thoughts and experiences — especially from people who’ve recently scaled fintech platforms post-launch.