Employers are required under law to have workers’ comp insurance

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In most cases, employers are required under law to have workers’ comp insurance or to meet self-insurance requirements. The employer is required to pay for the insurance, and employees cannot be required to contribute to the cost of the policy. A workers’ comp insurer may accept a claim, contest a claim, or contest part of a claim filed by an injured worker. The Workers’ Compensation Law was passed by the New York State Legislature in 1914. Read More