Bcc: usual suspects
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Greetings,
I reviewed the underlying model and discovered some major improvements.
Better immunity to taxation, and stronger development stages.
There's now an umbrella Community Development Cooperative, and within that is the Co-op Credit Bank, and lots of semi-autonomous worker-co-op entities. People join the Co-op and then they can use credits as tokens to make exchanges with one another, and with Co-op entities. Local businesses can join the Co-op and offer their wares fractionally, as a combination of a dollar sale and a credit exchange.
I'm working on the document, but here's the diagram it's based on: