Nixie collection insurance?

[alex nolan]

Has anyone gotten insurance for their nixie tube collection?

I've started accumulating quite the collection of items and am a bit astounded at how much it all adds up to. And some items are pretty rare, even if I spent $x, it might cost $5x to get another one.

Cheers,

Alex

[J Forbes]

I know my hobbies are getting out of control, when I have to start thinking about insuring them!

[David Forbes]

Thieves have no idea what to do with Nixie tubes.

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[Nicholas Stock]

Neither does fire...;-)

I have considered taking a rider out on my collection for home-owners insurance....inflation in prices has definitely got me thinking about it more....

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[jf...@my-deja.com]

Keep in mind that the insurance company will try to reimburse as little as possible.  They might give back the documented purchase price if the tube is NIB.  You might be able to argue a higher value based on a recent auction sale (think ebay).

For used tubes, they may apply straight-line depreciation over 10 years or less, leaving most of them with zero book value.

Things will be even worse if the policy has a deductible in the $100+ range.

[Bill Notfaded]

I think one has to document and insure based on current value which means you have to make a special rider like Pram said.

Bill

[Tidak Ada]

Thieves also read internet comms and also follow eBay.....

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[Tidak Ada]

A correct Insurance is not an ordinary fire and burglary insurance. 

What  you need is a special collection insurance or a special  valuables policy. Of cource for a corresponding premium.

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[Nicholas Stock]

For those outside the USA, then this may be helpful...

https://www.progressive.com/answers/insurance-rider/

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[alb.001 alb.001]

Beware of appraisals for "insured value"  vs real world replacement costs.  Many appraisers inflate an insurance appraisal making an item seem worth more than present replacement cost.  You insurance rider will be based on a percentage of the appraised value. I always try to get an appraisal for retail value and if the appraiser will not agree then I find another appraiser who will do this.   There is no benefit in paying insurance on appraised value which exceeds replacement cost but it will raise the insurance premium of the insured item.

If you ever watch Antiques Roadshow type shows, items are appraised for a certain value then given an "insurance value" which greatly exceeds the actual appraised value.

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[Tidak Ada]

A member of the TCA and AWA had insured his tube collection. He had a fire in his man cave with much sooth and smoke. The insurance company paid a complete and professional clean-up of the collection in connection to the fire damage that was not to serious.

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