Stan,
If there are dots outside the projectable area, ie the outline box that you have in the images, then it's dust. Pixels going bad don't cause ghosting or bright spots outside the projectable area. They generally fail pretty hard too, a couple pixels is unlikely. So based on what you've shown us so far it's definitely not chip failure but dust in the light path.
If you're seeing further degradation then the chip might be on the way out, but without a few more images it's hard to tell. Can you show us more of what you're experiencing?
One thing worth noting too, from your images it looks like the image might be out of focus. While it might be a difficult image to shoot, we can't really tell if that could be the reason for increased cure times, or something else. If you can get a sharper image we might be able to tell what's going on a bit better.
mUVe 3D Support