I think I solved my own issue... After unzipping MonaServer file and running it, I didn't realize that I needed to manually create a subfolder in www to match my streaming application name. Once I did that. the VidiU connected without issue, and I am able to view the stream from redirected from MonaServer without creating any ini file at all.
Example: I created a "live" subfolder in the MonaServer www folder, and setup my VidiU to name the stream "test"
To view this stream, I simply direct my player to rtmp://MonaServerIP:1935/live/test and it works perfectly.
Now I need to see if I can get username and password authentication working...