Finding a Bankruptcy in NY
tito
inquiries on navigating the process. Her credit rating is so low that
the additional 3 years on her profile history is academic. Her debts
total $42k, mostly in credit card bills, and a car dealership:
1)Does she absolutely need to hire a lawyer? If so, is there a relibale
low cost legal aid available online. Or is a regular attorney a better
option
2)If she files before Bush signs the new Chapter 7 law, does she beat
the deadline?
My email is no longer valid so please post any replies to the main
bulleting board.
Thx in advance
John A. Weeks III
"tito" <rb...@aol.com> wrote:
> My fiance needs to file bankruptcy asap and I have the following
> inquiries on navigating the process. Her credit rating is so low that
> the additional 3 years on her profile history is academic. Her debts
> total $42k, mostly in credit card bills, and a car dealership:
>
> 1)Does she absolutely need to hire a lawyer? If so, is there a relibale
> low cost legal aid available online. Or is a regular attorney a better
> option
If you needed medical attention, you would hire a doctor. The
legal system is just as complex, and it is easy to make an
expensive mistake if you don't know what you are doing. As a
result, a good attorney will normally save you more in time,
hassle, and mistakes than what they will cost.
> 2)If she files before Bush signs the new Chapter 7 law, does she beat
> the deadline?
Yes--the law is not retroactive, so it will start in some
point in the future after it is signed. At this point, I
don't think that it has passed both houses of Congress yet,
so you still have a bit of time.
-john-
--
======================================================================
John A. Weeks III 952-432-2708 jo...@johnweeks.com
Newave Communications http://www.johnweeks.com
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Tarkus
>My fiance needs to file bankruptcy asap and I have the following
>inquiries on navigating the process. Her credit rating is so low that
>the additional 3 years on her profile history is academic. Her debts
>total $42k, mostly in credit card bills, and a car dealership:
>
>1)Does she absolutely need to hire a lawyer? If so, is there a relibale
>low cost legal aid available online. Or is a regular attorney a better
>option
>
No, she doesn't *need* to hire a lawyer. She can try to do it
herself. That being said, I strongly suggest getting an attorney, if
only to ensure that all papers are in proper form and submitted
timely.
Also, be aware that, at least in the Northern District, all filings
must be made electronically, in PDF form.
>2)If she files before Bush signs the new Chapter 7 law, does she beat
>the deadline?
That, I couldn't tell you. Ask a bankruptcy lawyer. To find one,
call your county bar association.
>
>My email is no longer valid so please post any replies to the main
>bulleting board.
>
>Thx in advance
Tarkus