On Wednesday, February 19, 2014 5:22:01 PM UTC-5, news wrote:
> DD> "Customer responsible for damage caused by driving away
> DD> with nozzle."
> If the nozzle is _designed_ to break away, then the only damage is replacing
> it with the spare one,
If the _original_ breakaway hose can just be popped right back on, that's not
"damage" -- other than the labor time involved for re-installing it, which does
count as part of legally compensable "damages." But if the car actually drives
away with the breakaway part and it can no longer be found and/or re-used, then
the cost of the replacement part is also part of the "damages." Why would you
assume that the customer gets off the hook if the gas station owner happens to
have a "spare one" lying around?
The sign doesn't say "Customer must pay us $x [the cost of a new hose/nozzle]
any time you drive away, even a few feet, with the nozzle still in your filler
tube." It says the customer is responsible to make good on any "damage" he or
she causes by that act. If the breakaway part can be recovered, and is not in
fact scratched or dented or in need of replacement gaskets or whatnot by reason
of the drive-away, and if it can just be popped right back on even by an
unskilled worker in a couple of seconds, then there is no "damage." But if the
gas station needs to hire a knowledgeable gas-pump repair mechanic to come
inspect the pump and _make_sure_ that's all it needs, and probably needs to
replace the breakaway rubber parts with new gaskets or O-rings after the
originals have been "used" in a breakaway event, then yes, the cost of such a
service visit (parts AND labor) is compensable "damage."
In general, "damage" is a legal term of art that includes any financially-
compensable loss or harm caused by someone else's wrongdoing. It is not limited
to the replacement cost of the broken item, but may include the labor cost of
obtaining and installing a replacement and/or fixing the original into
equivalent condition, as well as any incidental costs (just for example, the
shipping charges for the new hose, sales taxes, etc.) and any consequential
losses that can be directly and proximately traced to the wrongful act (e.g. a
personal injury or death, or damage to _other_ property, caused by the flailing
hose acting as a whip attached to the clueless driver's car as it drives away).
Remember, all of those things should be covered by the wrongful driver's auto
liability insurance.
> and it can be argued that it's part of the operating
> the pump, however occasional and unfortunate.
If in fact there is damage, that is not part of the ordinary and usual
operating costs of the pump, i.e. "normal wear and tear." It is "damage,"
caused by a singular, extraordinary event to which specific harms or losses can
be directly traced, and for which it is therefore reasonable that the law asks
the perpetrator of that act to pay for the damage.
This is neither a difficult nor an unfair distinction to draw, whether in
theory or in practice. Examples abound. For one, let's say you are a tenant of
an apartment, and the carpet needs replacing. Is that your responsibility, or
the landlord's? On the one hand, if you took reasonable care of the carpet, but
had lived there for 10 years and it just wore out, then normally common law
would say that is the landlord's responsibility; ordinary wear and tear is to
be anticipated, and he has a duty to provide you with a livable apartment. But
if it needs replacing because you were doing something forbidden by your lease,
or did some other negligent act (such as, dropping a cigarette) that turned an
acceptable-but-slightly-worn carpet overnight into a flame-scarred mess, then
it's the tenant's responsibility.
How about an even simpler, automotive example: your car has tires. The tires
wear out over the course of several years. That's normal and expected. If you
lend your car to a friend, it may be reasonable to expect he would pay you to
replace the gas he used for his trip (or refill the tank himself), but most
people would not expect that friend to pay a pro rata share of the wear and
tear on the tires based on their anticipated useful life. However, if your
friend negligently backed up over one of those "one way only" sharp pointy
thingies they put at the exits of many parking lots, and thereby punctured a
couple of your tires, it would be reasonable to expect him to buy you new ones,
even if the old ones did have a bit of wear and tear on them already.
> There's no real repair,
If there's no repair needed -- just pop the old hose back "on" the breakaway
fitting, without even needing any new gaskets or O-rings to form a safe seal --
then there's no "damage," is there? Problem solved. But I'll bet dollars to
donuts that in fact the gas station owner has to _at_least_ pay for a service
call by a properly trained / licensed gas-pump repair technician, given the
safety risks of an improperly installed gas hose and the fact that retail
gasoline sales is a regulated industry. So, even if there's no _other_ damage
found, the customer would be liable to pay for the cost of that inspection and
re-installation.
> and in
> fact pump owner has already paid for this accident by (1) buying the pump
> with this feature,
Um, no. The breakaway-hose feature is NOT designed primarily to prevent damage
to the _hose_ itself. It's designed to prevent a damaged hose from allowing
gasoline to spew at a high rate onto the tarmac while the pump may still be
operating, where the gas could easily cause a fire or explosion and create a
much greater risk of injury or death or consequential property damage (other
than to the hose itself) than is likely with the breakaway design.
Even if that _were_ the main reason for the design, it merely _minimizes_ the
damage, it does not necessarily _prevent_ any damage at all. As noted above, if
there's no actual damage, there's no customer liability. No harm, no foul. But
if there _is_ any damage, why on earth would you think that the merchant's
foresight, to have installed a system that minimizes the amount of damage that
_does_ occur, would thereby make the _merchant_, not the customer, the one
liable to pay for the smaller amount of damage that does occur as a result of a
customer's negligence? The merchant has done everything he could to mitigate
the damage, but if it still occurs, it's the customer's fault.
> which probably cost more than the one without it,
Yes it does, but why does that have anything to do with the price of eggs?
The law, in that jurisdiction, may _require_ breakaway hoses (just as it may
require vapor-recovery nozzles, or automatic-shutoff-when-full nozzles, or many
other features on gas pumps) and so it's not as though the gas station owner
had any choice of what kind of hose to buy.
> and (2) ordering the spare in advance.
Um, no, again. Ordering a spare in advance does not mean the customer gets a
free ride because the merchant "already has a spare."
What it means is that the compensable damage includes _replacing_the_spare_
that the merchant had to use to restore the broken hose, so that the merchant
is left in no worse a condition than he was before the customer's negligence
occurred.
It would be absurd if the law actually operated the way you seem to assume.
Let's say you crash into, and cause a "total loss" to, a car belonging to
someone else. But, it turns out, that fellow, a bachelor and budding collector,
owned two cars, and of course he could only drive one of them at a time. Do you
get off the hook, because "he already had another car," and didn't really need
two cars? Of course not.
Or, let's say your negligence causes a physical injury to somebody, and he
needs medical treatment. The cost of that treatment is part of the "damages"
you would owe your victim, right? That means, you (or your liability insurance)
have to pay for his doctors and hospital bills. But, oops! The victim, as luck
would have it, already has health insurance, which paid for his visits! Or, he
already has a bank account with a positive balance, and he paid for the doctors
himself. Yay, I'm off the hook! Right?
Wrong. In all of these cases, as in the broken-gas-hose example, the law does
not consider it fair for the _wrongdoer_ to be the one who benefits (via a
reduction in the damages he would otherwise owe) by reason of the _victim's_
foresight in obtaining his own "first party" insurance to cover a loss, or the
fact that the victim has enough resources in reserve to initially pay for the
loss himself, or the fact that the victim has some third party (such as a
family member, or an employer) willing to pay for all or part of those losses
(such as, an employer continuing to pay wages to an employee out on sick leave
due to an injury). Such payments are referred to as "collateral sources" and in
most instances, would not be relevant to a determination of the total amount of
damage caused by a tort, nor would they set off or reduce the amount the
tortfeasor (wrongdoer) owes his victim for such loss. Thus, in the injury case,
the wrongdoer would owe the _total_ retail amount of the doctor and hospital
bills (not counting any insurance copays, reduced billings due to an insurance
agreement, etc.) and the _total_ value of the wages the victim would have
earned while he was off work (even if the employer continued to pay his wages
during that time), as well as a fair amount to cover the victim's pain and
suffering.
In the real world, both the gas station, and the driver, would normally have
insurance. An accident such as the one being discussed in this thread would
initially kick in the gas station's "first party" property damage insurance,
and the gas station's insurer would then investigate and (if the loss is
determined to be a covered event) pay for the damage under the gas station's
"first party" coverage for _any_ loss or damage to the gas station property,
regardless of whether or not it was negligently caused. The gas station's
insurer would also investigate whether they thought the car driver had acted
negligently to cause the damage. If so, they would make demand upon the car
owner's "third party" auto liability insurance coverage, which is the part of
an auto policy that is supposed to pay for losses which are caused to some
third party (that is, someone other than the policyholder or the insurer) by
some negligent act in the operation or use of that vehicle. This process is
called "subrogation," meaning, the gas station's insurer "steps into the shoes"
of the gas station owner after paying for the damage, to collect against the
negligent party (the car driver) who is, in fairness, the one ultimately
responsible for the damage.
If the car driver and car owner did not have any liability insurance, then the
gas station's first-party insurer is still likely to come after them to pay for
the damage. And it will have to come out of the driver's own pocket.