May
"May" <may_n...@hotmail.com> wrote in message
news:1e61b1b3.04060...@posting.google.com...
There is no such thing as a safe investment right now. The economy is
to scary. The best you can do is spread your money around.
Most of your investment should be in reasonably safe investments, but
not all. Some should be in risky investments as well. That fact of the
matter is, you have risk no matter what.
People say that land values will always go up, but I disagree. When
something goes up and continues to go up for a long time, that
actually means nothing. You can roll the dice over and over and over,
and if you happen to roll a 6, 10 times in a row, it doesn't mean the
next roll will be a 6, nor does it mean there is any increased chance
of it.
I expect land values to drop soon (in USA). In spite of this, that you
have a house that is paid for. If it is not paid for, I recommend
having as little equity in it as possible, without having large
payments. See, if you can't make the payments, if the bank will loose
money by taking it, they'll try to avoid it, but if it'll get their
money back by taking it, it'll do it.
If you got more money, you can buy land, ideally not all in one
country. Land in a country where land is cheap, could easily gain
value, but land in a country where land is overpriced, will likely
lose value. Land may drop in value, but at least it'll still be land,
and still have income making ability.
That land should not sit empty, but should be growing fast growing
trees or something. 'Course, if the land is abused, that is not good
either.
I have a lot of product ideas, which are in need of investment.
Products though, are higher risk. They are extremely high risk for
individual inventors, 'cause they lack the money to complete them, but
when a person has the money to complete them, they are not so bad.
Still high risk, but high return as well.
Anyway, one of my product ideas, is to build a robot sub, and search
for sunken treasure. Not a new idea, but new ideas have a problem with
the fact that it is necessary to sell the idea to the public. It is
always difficult to convince people of a new idea, so I prefer to
reduce risk by going with an old idea. Anyway, here's a link to the
newsgroup thread about it.
http://groups.google.com/groups?hl=en&lr=&ie=UTF-8&threadm=c0a30f3a.0406031410.770f463e%40posting.google.com&rnum=54&prev=/groups%3Fq%3Dconceivia%26num%3D50%26hl%3Den%26lr%3D%26ie%3DUTF-8%26scoring%3Dd%26start%3D50%26sa%3DN%26filter%3D0
I have a lot of other ideas as well. I also have a lot of other
investment options, which are not new product related.
One example, is I know a guy with a company which pays 18% interest on
a $200,000 loan, as well as 60% of his profits. That company was in
business for 4 years now, and continues to make a profit. The loan is
on inventory, so it can be mostly secured, but not 100%. It is risky.
My parents run a hotel sort of business, which makes money ok, and has
been making money for a few years now. They have a problem though, of
not having a hotel. They lease apartments from people, and then fix
them up and rent them out. The problem is sometimes when they fix up
an apartment, the owner wants it back. This creates another
opportunity, but again, risky. This, I doubt though if you'd be
interested in, but I would like to invest myself, if I had the money.
Risk has two parts to it. One part is how much risk appears to be
there, which results in increasing the potential return required to
convince an investor. The other part is the actual risk. If it looks
worse than it actually is, there is a potential of profit.
Because of this, I think the best opportunity, is to have me develop
something which will make money. The actual risk in that is not so
bad, 'cause you can see me making actual progress. I am motivated by
the potential for profits, so I work hard. I just need someone to
cover my expenses, while I create something. You don't need to throw a
huge amount of money out there and pray it comes back, you throw small
chunks of money, and see results from each chunk. Much less scary that
way.
Anyway, you didn't say how much money, so you may or may not be able
to do all of these things.
Seriously, put your money in a good hedge-fund that gives atleast 10%
return annuly over the longterm, preferly 15-20% or more, but funds that
return that much are rare.
I'm starting up my own asset management company next year, have researched
a longterm futures system/strategy that gives returns of 15-20% per month
using a non-pyramiding strategy, by applying pyramiding the returns go up
to 40-50% per month, and this by putting only a small part of equity at risk.
- nr
nr <n...@sp.am> wrote in message news:<40d01260$0$239$1406...@newsread.pharmacia.com>...