Product liability for dangerous product?
mb...@my-deja.com
I have a risk that buys and sells antique weapons, armor, and
instruments of torture. Some of these are old, some are very old. He's
concerned about product liability.
Does the CGL cover product liability on this? I'm wondering if someone
puts on a pair of thumbscrews and turns them, and breaks a thumb, and
sues this guy, is there coverage? The product is working EXACTLY as it
was intended. So there isn't exactly an inherent defect or latent vice.
It's just intended to inflict bodily harm and permanant damage. It
doesn't help that the original manufacturers are long dead. Does it help
that when they were made, there were compliant with the safetly and
SOFTA regulations of the time (there were none)?
Do any of you guys know how weapons manufacturers insure here in the US?
Thanks in advance!!
Sent via Deja.com http://www.deja.com/
Before you buy.
Jeremy Instone
shape or form be maintaining or fixing some of the items sold,
where as a normal gun retailer just purchases guns and sells
them onwards.
This is going to create the products and completed ops exposure
that many insurers will be loath to offer.
On a positive note, I suspect you are largely going to get a load
of perverts buying this stuff so they may be less liable to sue.
Rather like liability risks on lap top clubs and the like. Very few
suits ever bought...for some strange reason.
> OK, guys, I'd love to get an opinion about coverage . . .
> I have a risk that buys and sells antique weapons, armor, and
> instruments of torture. Some of these are old, some are very old. He's
> concerned about product liability.
> Do any of you guys know how weapons manufacturers insure here in the US?
VERY carefully....<g>
Jeremy
Isabella N
>of perverts buying this stuff so they may be less liable to sue.
>
ROFLMAO!!!
"He who laughs last didn't get the joke."
Cover Me
> that many insurers will be loath to offer.
I predict you will not find anyone to offer products coverage. Ask Smith
and Wesson how much fun it is to get products coverage these days.
Seriously, I don't think your client may have to "go naked." My
recommendation would be to set up some other type of liability insulation.
> On a positive note, I suspect you are largely going to get a load
> of perverts buying this stuff so they may be less liable to sue.
Are you calling Isa and Esquire360 perverts? I mean, just because Isa has a
fully equipped dungeon . . . As for Esquire, I'm pretty sure they issue your
first set of thumbscrews with your law degree. Gotta keep those clients in
line, you know.
> Rather like liability risks on lap top clubs and the like. Very few
> suits ever bought...for some strange reason.
Not so fast. In Tampa last year, a patron of a "gentlemen's club" sued the
establishment for injuries to his neck. It seems that a rather famously
endowed, um, entertainer had smacked him on the top of the head with, um,
her, ah, entertainment assets. She caused him injury to the tune of ten
grand, or so he claimed. About three months later the judge tossed it out.
Personally, I don't see the negligence or the entertainment value of getting
smacked by . . . oh, nevermind.
> > OK, guys, I'd love to get an opinion about coverage . . .
> > I have a risk that buys and sells antique weapons, armor, and
> > instruments of torture. Some of these are old, some are very old. He's
> > concerned about product liability.
I turly believe that the only way to find coverage is to submit this to the
excess market as an antique dealer. If there are no firearms, you may get
lucky somewhere, but the odds are still against you, in my humble opinion.
Trey
Annoy a liberal. Work hard and be happy.
Isabella N
>fully equipped dungeon . .
WHAT???? It's news to me! Where's the key?!?!?
Jeremy Instone
Jeremy
"Isabella N" <isab...@aol.comnospam> wrote in message
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