CA health care/insurance for non-citizens?
Liam
sch00l age daughter.
As I understand it, as a student I will have basic health coverage as
part of my tuition, or at least have to pay $750 a year for basic
coverage.
I also understand that as soon as my wife gets work she'll be covered
for social health care.
Questions:
1. What about our daughter? Are there any programs that will cover
her, or will he have to buy private insurance for her as long as we're
there?
2. My wife has a chronic condition that requires regular meds and
doctor visits; will this disqualify her from being able to use the
social healthcare regardless of employment?
3. (More a US insurance question) When we return to the U.S. after I
graduate, will she be considered as having been uninsured and will
need to pay the higher rates and uninsured waiting period before
coverage for pre-existing conditions are covered?
Thanks for any feedback or info!
Liam
James Silverton
> 1. What about our daughter? Are there any programs that will
> cover her, or will he have to buy private insurance for her as
> long as we're there?
> 2. My wife has a chronic condition that requires regular meds
> and doctor visits; will this disqualify her from being able to
> use the social healthcare regardless of employment?
> 3. (More a US insurance question) When we return to the U.S.
> after I graduate, will she be considered as having been
> uninsured and will need to pay the higher rates and uninsured
> waiting period before coverage for pre-existing conditions are
> covered?
Careful! "CA" is not an abbreviation for Canada but for California.
--
James Silverton
Potomac, Maryland
Email, with obvious alterations: not.jim.silverton.at.verizon.not
Liam
wrote:
> Liam wrote on Fri, 3 Oct 2008 13:40:23 -0700 (PDT):
>
> > 1. What about our daughter? Are there any programs that will
> > cover her, or will he have to buy private insurance for her as
> > long as we're there?
> > 2. My wife has a chronic condition that requires regular meds
> > and doctor visits; will this disqualify her from being able to
> > use the social healthcare regardless of employment?
> > 3. (More a US insurance question) When we return to the U.S.
> > after I graduate, will she be considered as having been
> > uninsured and will need to pay the higher rates and uninsured
> > waiting period before coverage for pre-existing conditions are
> > covered?
>
> Careful! "CA" is not an abbreviation for Canada but for California.
With the exception of Web URLs. i.e.: amazon.ca
But I get your point. Thanks.
S P Arif Sahari Wibowo
> Subject: Re: CA health care/insurance for non-citizens?
...
But it is in lower case, though. :-) Personally I will use lower
case or the 3 letters code (CAN for Canada) when I want signify
a country with shorter letter code:
http://en.wikipedia.org/wiki/ISO_3166-1
--
(stephan paul) Arif Sahari Wibowo
_____ _____ _____ _____
/____ /____/ /____/ /____
_____/ / / / _____/ http://www.arifsaha.com/
Disclaimer: IANAL, IANALP, IANAMD, IANAMP, IANAAP
my statements - if any - should be treated as such.
S P Arif Sahari Wibowo
> coverage as part of my tuition, or at least have to pay $750 a
> year for basic coverage.
I don't think it is part of the tuition, so will be the second
one. You will actually be required to have a health coverage.
> I also understand that as soon as my wife gets work she'll be
> covered for social health care.
Not necessarily.
Being a spouse of an international student may make her eligible
to change her status to be under an open (unrestricted) work
permit, which allow her to work for any employer anytime in the
permit validity duration; however in Ontario does not give her
eligibility to provincial health care (OHIP).
Alternatively a employer sponsored work permit will give her
eligibility to provincial health care (OHIP), but the employer
need to sponsor her, including possible HRSDC approval (require
the employer prove no Canadian or PR can take the job), months
of processing, and restriction that she can only work for that
employer.
Note that this provincial health coverage limitation is a
specific Ontario issue. Other provinces may not have that
limitation.
> 1. What about our daughter?
Generally, the health plan which you get to fulfill the
requirement of being international student will have plan for
spouse and dependent children as well. Of course you need to pay
more.
> 2. My wife has a chronic condition that requires regular meds
> and doctor visits; will this disqualify her from being able to
> use the social healthcare regardless of employment?
Preexisting condition will not affect provincial health plan
(such as OHIP) eligibility.
I don't think it will affect eligibility for standard health
plan for international student, either. But I think you should
direct the question to the specific plan provider.
Canuck57
"James Silverton" <not.jim....@verizon.not> wrote in message
news:dBvFk.467$yI6...@nwrddc01.gnilink.net...
> Liam wrote on Fri, 3 Oct 2008 13:40:23 -0700 (PDT):
>
>> 1. What about our daughter? Are there any programs that will
>> cover her, or will he have to buy private insurance for her as
>> long as we're there?
>
>> 2. My wife has a chronic condition that requires regular meds and doctor
>> visits; will this disqualify her from being able to
>> use the social healthcare regardless of employment?
>
>> 3. (More a US insurance question) When we return to the U.S.
>> after I graduate, will she be considered as having been
>> uninsured and will need to pay the higher rates and uninsured waiting
>> period before coverage for pre-existing conditions are
>> covered?
>
> Careful! "CA" is not an abbreviation for Canada but for California.
So google.ca is California?
LOL.
CA is an abreviation for both, as a country it belongs to Canada, as a US
state it is Califonia. Maryland is close enough to the border you know we
don't live in igloos in July either.
Jim Humphries
--
Jim Humphries,
Former Visa Officer
"Shawn Hirn" <sr...@comcast.net> wrote in message
news:srhi-796369.1...@newsgroups.comcast.net...
> In article
> <d6f5c645-07b7-4d21...@m73g2000hsh.googlegroups.com>,
> Liam <ne...@celticbear.com> wrote:
>
>> I'll be attending a university in Ontario next year, with my wife and
>> sch00l age daughter.
>> As I understand it, as a student I will have basic health coverage as
>> part of my tuition, or at least have to pay $750 a year for basic
>> coverage.
>> I also understand that as soon as my wife gets work she'll be covered
>> for social health care.
>> Questions:
>
> Rather then going by the advise of total strangers on a travel-related
> newsgroup, call the university and ask them. Call the medical insurance
> authorities in Ontario too and ask them. Good luck.
>
Dave Smith
> In article
> <d6f5c645-07b7-4d21...@m73g2000hsh.googlegroups.com>,
> Liam <ne...@celticbear.com> wrote:
>
>> sch00l age daughter.
>> As I understand it, as a student I will have basic health coverage as
>> part of my tuition, or at least have to pay $750 a year for basic
>> coverage.
>> I also understand that as soon as my wife gets work she'll be covered
>> for social health care.
>> Questions:
>
> newsgroup, call the university and ask them. Call the medical insurance
> authorities in Ontario too and ask them. Good luck.
It is the Ontario Health Insurance Program...... OHIP.
James Silverton
> "James Silverton" <not.jim....@verizon.not> wrote in
> message news:dBvFk.467$yI6...@nwrddc01.gnilink.net...
>> Liam wrote on Fri, 3 Oct 2008 13:40:23 -0700 (PDT):
>>
>>> 1. What about our daughter? Are there any programs that will
>>> cover her, or will he have to buy private insurance for her as long
>>> as we're there?
>>
>>> 2. My wife has a chronic condition that requires regular
>>> meds and doctor visits; will this disqualify her from being able to
>>> use the social healthcare regardless of employment?
>>
>>> 3. (More a US insurance question) When we return to the U.S.
>>> after I graduate, will she be considered as having been
>>> uninsured and will need to pay the higher rates and
>>> uninsured waiting period before coverage for pre-existing
>>> conditions are covered?
>>
>> Careful! "CA" is not an abbreviation for Canada but for
>> California.
> So google.ca is California?
Written lower case as ".ca" it's an Internet extension. I don't know of
any other use where CA would be understood as any thing but an
abbreviation for California. I did not want to raise the hackles of
umbrageous Canadians but was simply trying to avoid confusion.
For proud Canadians, California's population is slightly greater than
that of Canada.
Rudy
> For proud Canadians, California's population is slightly greater than
> that of Canada.
> James Silverton
> Potomac, Maryland
Thats all fine but note that:
1.ALL Canadians have medical insurance and,
2. we aren't asking 'dad' for a $ 7 BILLION advance on our allowance.
Canuck57
"James Silverton" <not.jim....@verizon.not> wrote in message
Understand that. Have a spare green card? I hear we can get some decent
homes for under $200,000.... be happy to buy occupy one. Winters are so
much nicer in California.
S P Arif Sahari Wibowo
> I don't know of any other use where CA would be understood as
> any thing but an abbreviation for California.
It is an international standard that ca stands for Canada:
http://en.wikipedia.org/wiki/ISO_3166-1
California would US-CA instead of just CA.
That said, I usually write in lower case when I use the 2 letter
country code, to reduce possibility of confusion.
James Silverton
> On Sun, 5 Oct 2008, James Silverton wrote:
>> I don't know of any other use where CA would be understood as
>> any thing but an abbreviation for California.
> It is an international standard that ca stands for Canada:
> http://en.wikipedia.org/wiki/ISO_3166-1
> California would US-CA instead of just CA.
> That said, I usually write in lower case when I use the 2
> letter country code, to reduce possibility of confusion.
Where, apart from one standard, on the internet, is "ca" used as an
abbreviation for Canada? This discussion has also been running at cross
purposes since both sides are correct except for the fact that "ca" is
always lower case and "CA" upper case in the abbreviations mentioned.
S P Arif Sahari Wibowo
> Where, apart from one standard, on the internet,
I believe that "one standard" is the most prominent one, and
bases for many international use.
> is "ca" used as an abbreviation for Canada?
Here are the list of some official usage of those 2 letters
country code:
http://en.wikipedia.org/wiki/ISO_3166-1_alpha-2#Uses_and_applications
One usage that may be used by common people, other than Internet
ccTLD, is currency codes. For example CAD come from CA
(represent Canada) and D (for Dollar).
> that "ca" is always lower case and "CA" upper case in the
> abbreviations mentioned.
The standard actually does not say so. CA do represent Canada
(as MD represent Moldova, IL represent Israel, TN represent
Tunisia, etc.) It just my personal preference to use lower case
to reduce confusion.
James Silverton
> On Tue, 7 Oct 2008, James Silverton wrote:
>> Where, apart from one standard, on the internet,
> I believe that "one standard" is the most prominent one, and bases for
> many international use.
>> is "ca" used as an abbreviation for Canada?
> Here are the list of some official usage of those 2 letters country
> code:
> http://en.wikipedia.org/wiki/ISO_3166-1_alpha-2#Uses_and_applications
That's a very interesting list but, if perhaps I am to be accused of
trying to get the last word; in the US, CA in capitals means California
to the average person and also to a Canadian writing to someone in
California since it is customarily part of the address on relevant mail.
I'll admit that you don't really need the state abbreviation since the
ZIP code, especially the 9-digit one is almost enough for an address. My
own specifies one of 4 houses and I gather there is an 11-digit one that
denotes my house.
Currency codes are generally 3 capital letters like CAD, GBP, USD, EUR
etc.
I promise I won't add anything more to this thread so please feel
welcome to the last word :-)
Dave Smith
> That's a very interesting list but, if perhaps I am to be accused of
> trying to get the last word; in the US, CA in capitals means California
> to the average person and also to a Canadian writing to someone in
> California since it is customarily part of the address on relevant mail.
> I'll admit that you don't really need the state abbreviation since the
> ZIP code, especially the 9-digit one is almost enough for an address. My
> own specifies one of 4 houses and I gather there is an 11-digit one that
> denotes my house.
>
> Currency codes are generally 3 capital letters like CAD, GBP, USD, EUR etc.
>
> I promise I won't add anything more to this thread so please feel
> welcome to the last word :-)
>
Maybe people should have read the OP before getting pedantic. The OP
indicated quite clearly that he was going to study in Ontario. Granted,
there is a two letter code CA for California and there is is an Ontario
California. However, he was asking about government health care, and
since Canadian provinces have socialized health care, it was quite
obvious that he we referring to Canada, not California. If that wasn't
enough of a clue, the comment that he would be returning to the US
should have made it idiot proof. Apparently, it wasn't.
Happy Trails
<adavid...@sympatico.ca> wrote:
>Maybe people should have read the OP before getting pedantic. The OP
>indicated quite clearly that he was going to study in Ontario. Granted,
>there is a two letter code CA for California and there is is an Ontario
>California. However, he was asking about government health care, and
>since Canadian provinces have socialized health care, it was quite
>obvious that he we referring to Canada, not California. If that wasn't
>enough of a clue, the comment that he would be returning to the US
>should have made it idiot proof. Apparently, it wasn't.
How could you expect logical thinking from an idiot who suggests that
population size is something that inspires national pride?
I suppose some americans have become so socially bankrupt these days
that they have nothing else to brag up except their state population
sizes.