Become Brilliant at the Basics - Budget Worksheet
Kristi Allan
The word budget often gets a bad reputation. It tends to bring up images of spreadsheets, sacrifice, and giving up small pleasures (like your daily Starbucks run).
But for business owners, budgeting isn’t about restriction—it’s about clarity and control.
Specifically: What’s the minimum amount of money it takes to keep your household running?
This is your essentials-only number: rent or mortgage, utilities, food, basic transportation. Not vacations or extras—just the amount it takes to keep your life at home steady.
When you track this annually, you’ll:
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Get a clear picture of your true cost of living
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Understand how inflation is showing up in your life
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Know when it’s time to increase your income from the business
Many business owners focus heavily on what the company earns—but forget to revisit what they personally need. This baseline is the first step in better cash flow planning and long-term wealth building.
📎 I’ve attached a worksheet to help you map it out. It's simple, practical, and no, it doesn’t ask you to cut your coffee.
If you’re not sure what your baseline is—or if your business is supporting your personal goals the way it should......
📅 Book a Financial Focus Exam. It’s a dedicated session to align your business income with your real-life needs and bring clarity to your numbers.
This is where confident decisions start.