[Mifos-users] M-pesa and Mifos

[Ed Cable]

Stephen,

I'm starting a separate thread to discuss this topic so as not to detract from Sergio's original thread about funds. 

A project that we're actively working on currently is the integration of Mifos and m-pesa at an Mifos customer, KEEF, an emerging MFI n Nairobi, Kenya  (see www.keefkenya.org)  

Watch this video to learn more about our KEEF project - http://dai.ly/cB089b 

This link contains more details on KEEF's operations: http://bit.ly/aNmzW1

This one on the grant our team received to drive this project http://en.fininnov.org/main.php?page=call-project

The API and plug-in supporting the import of the m-pesa transaction data into Mifos is being shipped in our upcoming Shamim D release.

Deeper integration with mobile money platforms is an area we're expanding our efforts in.  I'm happy to contact with you members of our Mobile Financial Solutions team at Grameen Foundation to discuss more.  

On Fri, Jun 11, 2010 at 12:49 PM, Stephen T. Kaufman <skau...@schawk.com> wrote:

Has anyone heard of this program or seen a Mifos system integrate with this Mobile Phone Banking System?

Stephen

>>>>>>>>>>>>
M-PESA (M for mobile, pesa is Swahili for money) is the product name of a mobile-phone based money transfer service that was developed by Sagentia (later transferring to IBM in September 2009) for Vodafone </wiki/Vodafone> . The development was initially sponsored by the UK-based Department for International Development (DFID) in 2003–2007.

The initial concept of M-PESA was to create a service which allowed microfinance  borrowers to conveniently receive and repay loans using the network of Safaricom airtime resellers[3].

This would enable microfinance  to offer more competitive loan rates to their users, as there is a reduced cost of dealing in cash. The users of the service would gain through being able to track their finances more easily. But when the service was trialled, customers adopted the service for a variety of alternative uses; complications arose with Faulu, the partnering microfinance </wiki/Microfinance> institution (MFI). M-PESA was re-focused and launched with a different value proposition: sending remittances home across the country and making payments.

M-PESA is a branchless banking  service, meaning that it is designed to enable users to complete basic banking transactions without the need to visit a bank branch . The continuing success of M-PESA, in Kenya , has been due to the creation of a highly popular, affordable payment service with only limited involvement of a bank.

The system was developed and ran by Sagentia  from initial development to the 6 million customer mark. The service has now been transitioned to be operationally run by IBM Global Services  on behalf of Vodafone , the initial 3 markets (Kenya, Tanzania & Afghanistan) are hosted by Rackspace.


 The technology platform for the service is provided by Microsoft and was highlighted as a key philanthropic initiative from Vodafone by Melinda Gates of the Bill & Melinda Gates Foundation at DAVOS in 2009.

On 6/10/10 6:40 PM, "Shekko" <krilin.ch...@gmail.com> wrote:

> hi to all
>
> from where can i retrieve the inflow of funds to a given date?
>
> thank you
>
> btw, what does means the raw_amount_total field,  in loan_summary
> table?
>
> ------------------------------------------------------------------------------
> ThinkGeek and WIRED's GeekDad team up for the Ultimate
> GeekDad Father's Day Giveaway. ONE MASSIVE PRIZE to the
> lucky parental unit.  See the prize list and enter to win:
> http://p.sf.net/sfu/thinkgeek-promo
> _______________________________________________
> Mifos-users mailing list
> Mifos...@lists.sourceforge.net
> https://lists.sourceforge.net/lists/listinfo/mifos-users

Stephen Kaufman
Chief Technology Officer
Schawk Inc.
skau...@schawk.com
skype: sttkaufman


Schawk invites Industry Thought Leaders to participate in BRANDSQUARE, a
one-of-a-kind, exclusive online marketing community. Visit
http://brandsquare.com.

This e-mail is intended only for the use of the individual or entity to
which it is addressed and may contain information that is privileged,
confidential and exempt from disclosure under applicable law.  If the
reader of this e-mail message is not the intended recipient, or the
employee or agent responsible for delivery of the message to the
intended recipient, you are hereby notified that any dissemination,
distribution or copying of this communication is prohibited. If you have
received this e-mail in error, please notify us immediately by telephone
at 847-296-6298 and also indicate the sender's name. Thank you.

Please do not print this e-mail unless you really need to.

------------------------------------------------------------------------------
ThinkGeek and WIRED's GeekDad team up for the Ultimate
GeekDad Father's Day Giveaway. ONE MASSIVE PRIZE to the
lucky parental unit.  See the prize list and enter to win:
http://p.sf.net/sfu/thinkgeek-promo
_______________________________________________
Mifos-users mailing list
Mifos...@lists.sourceforge.net
https://lists.sourceforge.net/lists/listinfo/mifos-users