Well it is the holiday season but it looks like some companies may be taking
advantage of consumers. Apparently there is an issue with a few companies
who own shopping malls offering gift cards that are backed by American
Express and Visa. It looks like the problem is if the gift cards purchased
are not used within a year monthly service charges are deducted. If you
check out
https://www.lawyersandsettlements.com/case/mall_gift_card there is
more information on the mall companies involved and the specifics. There is
also a free case evaluation provided for those who may have purchased such
gift cards. I found this of interest and hope that it might be of some help.
kr0