OLHSA's Debt Reduction Webinar, 4:00 Feb 15

[Karen (Kay) Simmons]

Please share with those who may benefit or be interested.  Must be a Livingston or Oakland County Resident.

February 15^th from 4:00-6:00 p.m. Debt Reduction Webinar.  If you are struggling with debt and would like to learn strategies to help you create a plan to reduce this debt, this is the class for you.  We will go over different options to address debt, and help you understand what information you need to have to create this plan. Start out the new year with strategies to improve your financial situation and improve your credit!  See the attached flyer for complete information.

 Register at olhsa.org/events.  

Kay Simmons (she/her) | Assistant Director for Sustainable Housing

HUD Certified Housing Counselor

P 248-535-0135 | F 248.247.3168

Helping people.  Changing lives | OLHSA. Org

 

Make a difference in our community.  Join our team:

https://www.olhsa.org/current-job-openings

[Tammy Shire]

Please share with those who may benefit or be interested.  Must be a Livingston or Oakland County Resident.

July 12^th from 6:00-8:00 p.m. Debt Reduction Webinar.  If you are struggling with debt and would like to learn strategies to help you create a plan to reduce this debt, this is the class for you.  We will go over different options to address debt, and help you understand what information you need to have to create this plan. Start out the new year with strategies to improve your financial situation and improve your credit!  See the attached flyer for complete information.

 Register SOON at https://www.olhsa.org/events.  

Housing Counseling Team 

P 248-860-7845 | F 248.247.3168

Helping people.  Changing lives | OLHSA.Org

 

[Tammy Shire]

Please share with those who may benefit or be interested.  Must be a Livingston or Oakland County Resident.

October 20^th from 1:00-3:00 p.m. Debt Reduction Webinar.  If you are struggling with debt and would like to learn strategies to help you create a plan to reduce this debt, this is the class for you.  We will go over different options to address debt, and help you understand what information you need to have to create this plan. Start learning strategies to improve your financial situation and improve your credit!  See the attached flyer for complete information.

[Tammy Shire]

Please share with those who may benefit or be interested.  Must be a Livingston or Oakland County Resident.

If you are working on reducing and eliminating debt, one strategy might be debt settlement.  This is when you call the creditor and negotiate a pay off to close out the debt.

This can increase your credit score--which can increase your buying power in the future!  Not to mention, relieve some stress by getting creditors and bill collectors from calling........

This strategy is recommended if you have collections on your credit report--but you can attempt this strategy with many creditors.

https://www.olhsa.org/events

Stay safe, healthy, joyful, and HOPEFUL!!

Kindest regards,

The Housing Counseling Team

 

[Tammy Shire]

Please share with those who may benefit or be interested.  Must be a Livingston or Oakland County Resident.

February 17^th from 12:00-1:30 p.m. Debt Reduction Webinar.  If you are struggling with debt and would like to learn strategies to help you create a plan to reduce this debt, this is the class for you.  We will go over different options to address debt, and help you understand what information you need to have to create this plan. Start learning strategies to improve your financial situation and improve your credit!  See the attached flyer for complete information.

Register SOON at https://www.olhsa.org/events.  

[Tammy Shire]

I APOLOGIZE FOR THE INCORRECT DATE IN THE SUBJECT LINE OF THE EMAIL....

Please share with those who may benefit or be interested.  Must be a Livingston or Oakland County Resident.

February 17^th from 12:00-1:30 p.m. Debt Reduction Webinar.  If you are struggling with debt and would like to learn strategies to help you create a plan to reduce this debt, this is the class for you.  We will go over different options to address debt, and help you understand what information you need to have to create this plan. Start learning strategies to improve your financial situation and improve your credit!  See the attached flyer for complete information.

Register at https://www.olhsa.org/events.  

[Tammy Shire]

[Tammy Shire]

Please share with those who may benefit or be interested.  Must be a Livingston or Oakland County Resident.

Many homeowners are behind in their property taxes and are unaware of what to do.  Join OLHSA's HUD Certified Housing Counseling team for a great webinar to help homeowners understand what happens when they are unable to make their Property tax payments, and begin to make a plan to protect their home and financial investment.  

OLHSA is hosting a webinar for those homeowners who are behind on property taxes.  This informative webinar will help homeowners understand:

• Property tax foreclosure timeline
• Your rights and responsibilities
• Potential options available to you
• Resources for assistance

The informative webinar will be held May 11, 2023 at 11 am - 12:30 pm.

*********************************************************************************

See the attached flyer for our upcoming Improve Your Credit webinar at OLHSA to be presented May 18, 2023, from 9 - 10:30 am.  The Improve Your Credit webinar is an interactive webinar presented via ZOOM.

Join us for a free class to learn more about credit reports, and what you can do to improve your credit. (This class qualifies for Key To Own financial education.)

Topics include:

• Understand the basics of credit reporting agencies
• Learn about credit scoring and fair credit laws
• Identify ways to build and repair your credit history
• Recognize what to do in the event of identity theft.

Please register for our webinars at https://www.olhsa.org/events.

[Tammy Shire]

Please share with those who may benefit or be interested.  Must be a Livingston or Oakland County Resident.

If you are struggling with debt and would like to learn strategies to help you create a plan to reduce this debt, this is the class for you.  We will go over different options to address debt, and help you understand what information you need to have to create this plan. Start learning strategies to improve your financial situation and improve your credit!  See the attached flyer for complete information.

Register at https://www.olhsa.org/events

The Housing Counseling Team

[Tammy Shire]

[Tammy Shire]

[Tammy Shire]

Please share with anyone who may benefit from our Improve Your Credit webinar.

See the attached flyer for our upcoming Improve Your Credit webinar at OLHSA to be presented August 10, 2023, from 9 - 10:30 am.  The Improve Your Credit webinar is an interactive webinar presented via ZOOM.

[Tammy Shire]

Please share with those who may benefit or be interested.  Must be a Livingston or Oakland County Resident.

If you are struggling with debt and would like to learn strategies to help you create a plan to reduce this debt, this is the class for you.  We will go over different options to address debt, and help you understand what information you need to have to create this plan. Start learning strategies to improve your financial situation and improve your credit!  See the attached flyer for complete information.

Visit our website to register: https://www.olhsa.org/events

Stay safe, healthy, joyful, and HOPEFUL!!

Kindest regards,

The OLHSA Housing Counseling Team

 

[Tammy Shire]

[Tammy Shire]

Please share with anyone who may benefit from our Improve Your Credit webinar.

See the attached flyer for our upcoming Improve Your Credit webinar at OLHSA to be presented December 12, 2023, from 6 - 7:30 pm.  The Improve Your Credit webinar is an interactive webinar presented via ZOOM.

Join us for a free class to learn more about credit reports, and what you can do to improve your credit. (This class qualifies for Key To Own financial education.)

Topics include:

• Understand the basics of credit reporting agencies
• Learn about credit scoring and fair credit laws
• Identify ways to build and repair your credit history
• Recognize what to do in the event of identity theft.

Stay safe and healthy,

Tammy at OLHSA

 

[Tammy Shire]

Please share with anyone who may benefit from our Improve Your Credit webinar.

See the attached flyer for our upcoming Improve Your Credit webinar at OLHSA to be presented January 18, 2024 at 10 am.  The Improve Your Credit webinar is an interactive webinar presented via ZOOM.

[Tammy Shire]

Tammy S  (She/Her/Hers)

Wishing you health, safety, joy, and HOPE!!

Tammy S.|  Housing Counseling Intake Coordinator |  OLHSA, A Community Action Agency   

2300 E. Grand River Ave. |  Howell, MI 48843   |  248-860-7845 cell  |  248-247-3168 fax

Helping people. Changing lives.  |  olhsa.org  | https://linktr.ee/olhsa | facebook.com/OLHSA 

[Tammy Shire]

Please share with those who may benefit or be interested.  Must be a Livingston or Oakland County Resident, an OLHSA employee, or a current client of OLHSA.

[Tammy Shire]

Please share with anyone who may benefit from our Improve Your Credit webinar.

See the attached flyer for our upcoming Improve Your Credit webinar at OLHSA to be presented May 7, 2024 at 1 pm.  The Improve Your Credit webinar is an interactive webinar presented via ZOOM.

Join us for a free class to learn more about credit reports, and what you can do to improve your credit. 

Topics include:

• Understand the basics of credit reporting agencies
• Learn about credit scoring and fair credit laws
• Identify ways to build and repair your credit history
• Recognize what to do in the event of identity theft.

**This class qualifies for interest forgiveness for OLHSA Employee Loan Program participants.

**This class qualifies for Key To Own financial education.

[Tammy Shire]

**This class qualifies OLHSA employees for interest forgiveness if participating in the Employee Loan Program.

 

[Tammy Shire]

[Tammy Shire]

Please share with anyone who may benefit from our Improve Your Credit webinar.

See the attached flyer for our upcoming Improve Your Credit webinar at OLHSA to be presented 

March 13, 2025 at 6-7 PM.  The Improve Your Credit webinar is an interactive webinar presented via ZOOM.

[Tammy Shire]

Please share with anyone who may benefit from our Improve Your Credit webinar.

See the attached flyer for our upcoming Improve Your Credit webinar at OLHSA to be presented 

May 14, 2025 at 11am - 12:30 pm.  The Improve Your Credit webinar is an interactive webinar presented via ZOOM.

[ju...@healingcomplexkids.org]

Please help us share this special opportunity with the families you serve.

 

🚶‍♂️ Join Us Saturday, May 3rd! The Pathway to HOPE Wellness Walk is happening from 1-3 PM at Innovation Hills in Rochester Hills.

Healing Complex Kids is raising funds to provide much-needed information and resources to families with children who have special needs—including free copies of the Pathway to HOPE Resource Guide for Special Needs, quarterly webinars, and scholarships to create customized roadmaps for children on their healing journey.

Our interactive 1.05-mile walk brings families together with fun activities, exciting prize opportunities, and a chance for kids to engage with first responders in a welcoming environment. A fire engine and first responders will be present to help children feel comfortable around emergency personnel and will be distributing Carter Kits—sensory kits designed for individuals on the spectrum or with special needs—free of charge.

We are also thrilled to distribute 100 FREE copies of our bestselling book, the Pathway to HOPE Resource Guide for Special Needs, equipping families with critical tools and guidance. Additionally, our exclusive sponsors will be on-site at the event pavilion, engaging with families and sharing valuable resources.

Attached is a copy of our flyer. Families can sign up to walk or donate at www.HealingComplexKids.org

 

Thank you for sharing this with your community!

 

 

 

Julie Cadman

President & CEO

Healing Complex Kids
T: 248-370-8040
F: 248-370-8039

 

If you would like to welcome individuals into this group, have them contact:
chanel...@mccmh.net
---
You received this message because you are subscribed to the Google Groups "MIC" group.
To unsubscribe from this group and stop receiving emails from it, send an email to micommonwealt...@googlegroups.com.
To view this discussion visit https://groups.google.com/d/msgid/micommonwealth/SA2PR16MB416982F95DC132EB4C98F40CC8B62%40SA2PR16MB4169.namprd16.prod.outlook.com.

[Tammy Shire]

[Tammy Shire]

Please share with those who may benefit or be interested.

  

Debt Solutions: Practical Steps to Reduce What You Owe

 

Are monthly debt payments weighing you down? Do you feel stuck and unsure of how to move forward? In this SmartFinance Academy webinar, Virginia Wright, HUD Certified Housing Counselor at the Oakland Livingston Human Service Agency (OHLSA), will walk you through how to organize your debt, understand its impact, and explore strategies to reduce what you owe.

 

You’ll learn how to properly identify and track your debt, recognize the difference between healthy and harmful debt, and use proven tools to create a realistic plan for repayment. The session will also highlight practical approaches for reducing payments, prioritizing balances, and achieving long-term financial stability.

 

Whether you are managing credit cards, loans, or other obligations, this session will provide actionable steps to help you take control and start reducing your debt.

 

Learning Outcomes

 

• Understand different types of debt and the consequences of carrying each.
• Organize debt information to develop a clear and realistic repayment plan.
• Explore strategies and tools to reduce and pay off debt effectively.

 

Register Now HERE

 

Stay safe, healthy, joyful, and HOPEFUL!!

Kindest regards,

The OLHSA Housing Counseling Team

[Tammy Shire]

Please share with anyone who may benefit from our Improve Your Credit webinar.

See the attached flyer for our upcoming Improve Your Credit webinar at OLHSA to be presented 

November 6, 2025 at 5-6:30 pm.  The Improve Your Credit webinar is an interactive webinar presented via ZOOM.