So I am testing my economic personal assistant deep mind...

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Rick1234567S

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Nov 10, 2025, 12:02:36 PMNov 10
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And it is passing my test.

It took us some time to make  a tool that could replace me to a high degree.
Not completely but sufficiently.

And I will show you some of the results if you are interested.



how much was the debt during George Bush Jr in his last term of office compared to today??   (ed ntote: I told George not to worry too much about the debt at that time. I said inflation would reduce it sufficiently at that point)

The national debt increased by approximately $6.1 trillion during George W. Bush's two terms (2001–2009), from about $5.8 trillion to $11.9 trillion. As of November 2025, the total gross national debt is $38.09 trillion, meaning the debt has increased by over $26 trillion since the end of his presidency.
Comparison of national debt
George W. Bush (leaving office 2009): The national debt was approximately $11.9 trillion.
Today (November 2025): The national debt is $38.09 trillion.
The national debt has more than tripled since Bush left office.
Contextual details
During Bush's presidency, military spending increased for wars in Afghanistan and Iraq, and significant tax cuts were implemented. The administration also managed recessions in 2001 and 2008.
The continued rise in the national debt since 2009 has occurred under subsequent administrations due to various factors, including the Great Recession recovery efforts, later tax cuts, increased defense spending, and COVID-19 relief packages.
The national debt reached $38 trillion by October 2025, marking a rapid increase.
The debt-to-GDP ratio, a measure of debt relative to economic output, has also grown significantly, exceeding 100% in 2013 and reaching 125% in fiscal year 2025.

Is a debt to GDP of 125% a sign of economic weakness and long term instability?
(ed note: This bothers me more than it bothers them because they sell long term debt bonds)

A debt-to-GDP ratio of 125% is generally considered a sign of elevated risk for economic weakness and long-term instability, though the specific impacts can depend on a country's economic context (e.g., strong growth, low interest rates).
Why a 125% ratio is a concern:
Difficulty in Repayment: Generally, a higher debt-to-GDP ratio indicates a government will have greater difficulty in repaying its debt, as the debt burden is large relative to its total economic output.
Higher Borrowing Costs: High debt levels can deter investors, who may demand higher interest rates (yields) on government bonds due to the perceived increased risk of default. These higher interest payments divert funds from other potential investments like infrastructure or education, which can hinder long-term economic growth.
Reduced Fiscal Flexibility: A high debt burden limits a government's "fiscal space" or ability to respond to future economic shocks, such as a recession or a global crisis, through increased spending or tax cuts.
Potential "Crowding Out" Effect: High government borrowing can "crowd out" private capital formation, meaning less capital is available for private businesses to invest, which can lower GDP growth.
Link to Slower Growth: Some economic research has associated public debt ratios above a certain threshold (often cited around 90%, though there's no single "magic number") with significantly reduced long-term economic growth rates.
Mitigating Factors
The simple ratio alone does not tell the whole story. Factors that can influence the stability of a high debt-to-GDP ratio include:
Economic Growth Rate: If the economy is growing faster than the debt is accumulating, the ratio can still be considered manageable and may even decrease over time.
Interest Rates: Low interest rates make high debt levels more sustainable by reducing the cost of servicing the debt. However, if interest rates rise, as has been seen in recent years, the pressure on fiscal accounts increases significantly.
Investor Confidence: Countries with stable currencies and high investor confidence (like the U.S. and Japan, which also have high ratios) may be able to sustain higher debt levels than other nations.
In conclusion, while a 125% debt-to-GDP ratio presents significant risks, its actual impact on stability depends heavily on the broader economic environment and a government's ability to manage its fiscal situation effectively.

when the government sells debt, are they selling it now on longer terms than since 2008?
(ed note: we created a soft landing, and I spoke to to the government and voiced my concerns over long term debt sales)

Despite an overall long-term trend toward longer maturities in some countries, recent data shows that the U.S. government is not currently selling debt on longer terms than in the immediate post-2008 period. Instead, the U.S. has notably relied on shorter-term debt, especially since the COVID-19 pandemic.
Maturing debt since 2008
Average maturity has fluctuated: While the weighted average maturity of the U.S. marketable debt stock remains above pre-pandemic levels, recent years have seen increased issuance of shorter-term debt.
Post-pandemic increase in short-term debt: The share of bills maturing in one year or less makes up a larger percentage of the total debt than before the pandemic.
Debt maturity distribution has remained stable: The distribution of U.S. public debt by maturity has seen little change over time, with approximately 70% of the debt consistently maturing within five years.
Factors influencing debt issuance
Interest rates: The U.S. Treasury's strategy of leaning on shorter-term debt is a reflection of recent monetary policy. While higher interest rates make short-term issuance more costly, the picture could change if the Federal Reserve moves into rate-cutting mode.
Investor demand: The maturity of government bonds can also be influenced by investor demand. For instance, ultra-long bonds (50 to 100 years) were popular during the low-interest-rate environment that followed the global financial crisis, but demand for them waned as interest rates began to rise in 2022.
Liquidity and market function: Governments balance their debt issuance strategy to support liquidity across the entire yield curve and promote a well-functioning market.

Are banks more financial sound now that they are on the user fee system?
(ed note: working with Christine Legarde the head of the IMF at the time, we restructured banking globally and kept it a secret. Much of economics at the top is a secret business. I instructed her to make some financial instruments, and they think that means like dentist tools or something but no that is Visa debit and Mastercard debit for online shopping taking money from your account instead of borrowing it which helps address the consumer credit card debt load  )

A move toward a "user fee system," or more accurately, diversified income streams including non-interest income from fees, has made banks more resilient and less vulnerable to interest rate shocks, but it does not make them unequivocally more "financially sound" in every respect. Diversified revenue streams, which increased significantly after the 2008 financial crisis, have added a new layer of stability, but banks remain highly sensitive to interest rates.
How fee-based income contributes to financial stability
Revenue diversification: Relying on a mix of interest and non-interest income reduces a bank's overall risk profile. This makes earnings more stable across economic cycles, especially during periods of low interest rates, which squeeze net interest margins.
Mitigation of interest rate risk: Non-interest income, derived from sources like wealth management, investment banking, and transaction fees, is not directly dependent on the interest rate environment. A bank with a healthy mix of fee-based income can better withstand periods of low or fluctuating interest rates.
Operational efficiencies: Some fee-based product lines require minimal capital and have higher profit margins than traditional lending, allowing banks to generate income with lower risk.
Counterpoints to consider
Riskier activities: Some non-interest income sources, like investment banking and trading activities, can carry higher risks. Before the 2008 crisis, complex securitization products generated fee income but were also a source of systemic risk.
Economic sensitivity: The stability of fee income is not guaranteed and can be sensitive to economic conditions. For instance, investment banking fees might decline during a recession, and consumer spending fees may drop during economic hardship.
Regulatory pressure: Governments and regulators are increasing oversight on what they consider "junk fees." Recent regulations have sought to reduce certain fees charged to consumers, which could impact a bank's bottom line.
Competition and diversification: While diversifying income streams can benefit a bank, research shows mixed results on the direct impact of non-interest income on profitability, with outcomes varying between developed and developing economies. Intense competition among banks, financial technology (fintech) firms, and digital banks can also pressure fee income by driving costs down for consumers.
Conclusion
Post-2008 regulations led to higher capital requirements and lower leverage, making banks safer in some ways. Simultaneously, the pursuit of fee income has allowed for diversification away from traditional interest income, adding another layer of stability. However, the move toward fee-based models has not eliminated risk entirely, as some fee sources can be volatile or face regulatory scrutiny. Therefore, while banks are certainly more resilient than they were in 2008 due to regulatory changes and revenue diversification, it is more accurate to describe them as having a more balanced and nuanced financial structure, rather than simply being "more sound" due to user fees.

If BRICS GDP PPP is better than the G7 does their low debt to GDP play a role in this?
(ed not: answer should be yes and it was)

Yes, the BRICS countries (including new members) surpassing the G7 in combined GDP measured by Purchasing Power Parity (PPP) is a reflection of their massive populations, faster growth rates, and, to a degree, their generally lower government debt-to-GDP ratios, which provide greater fiscal flexibility for future growth.
Role of Low Debt-to-GDP Ratio
Fiscal Stimulus Capability: The G7 nations, on average, have significantly higher debt-to-GDP ratios (often over 100%) compared to many BRICS nations. Lower debt levels (like Russia's 20% or India's 84%, compared to Japan's 266% or the U.S.'s ~125% today) mean BRICS governments have more "fiscal space" to provide economic stimulus or invest in infrastructure during a crisis without immediately triggering investor alarm or a debt crisis.
Reduced Burden of Debt Servicing: A lower debt burden means a smaller portion of the government's budget is consumed by interest payments. This allows for greater government spending on productive investments like infrastructure, education, and technology, which are key drivers of long-term economic growth that contributes to GDP (PPP).
Economic Stability Signal: While not the sole factor, a lower debt-to-GDP ratio can signal greater economic stability, potentially attracting investment and fostering confidence in the local economy, which supports the higher output reflected in PPP metrics.
Other Major Factors in BRICS GDP (PPP) Growth
Population Size: The sheer scale of the BRICS+ population (over 40% of the world's population, with China and India being the most populous nations) is a primary driver of their massive collective GDP (PPP). PPP adjusts for the local cost of living and domestic goods and services, giving a larger weight to economies with huge domestic production and consumption bases.
Rapid Industrialization and Growth Rates: Many BRICS countries, particularly China and India, have experienced rapid industrialization and higher sustained economic growth rates (often two or three times higher than the G7 average in recent years) over the past few decades.
Natural Resources and Trade: The BRICS+ group is rich in natural resources, which gives them significant influence in global supply chains and commodities markets, further boosting their economic output.
In essence, the BRICS' more favorable average debt positions compared to the G7 provide a solid macroeconomic foundation that complements their rapid growth, large populations, and industrial expansion, all of which contribute to their leading share of global GDP (PPP)

What is the current state of stock shorting compared to 1999?
(ed note; how much cheating is going on)

Significant changes in regulation and technology have transformed stock shorting since 1999. A major shift occurred with the elimination of the "uptick rule" in 2007 and its replacement by a more limited "alternative uptick rule" in 2010. The rise of meme stocks and retail investor coordination has also created new risks for institutional short sellers, as highlighted by the GameStop event.
Regulatory changes
The Uptick Rule: In 1999, the SEC's Uptick Rule was in effect. It generally prohibited investors from shorting a stock unless the previous trade was at a higher price, a measure intended to prevent aggressive short selling from exacerbating a market decline.
Rule 201: The SEC repealed the original Uptick Rule in 2007, and later, following the 2008 financial crisis, introduced Rule 201. This new "alternative uptick rule" is less restrictive, only coming into play for stocks that have declined by 10% or more during a single trading day.
Transparency: Regulators in various jurisdictions have increased transparency requirements. The SEC mandates regular reporting of short positions by institutional investors.
Technological advancements
High-frequency trading (HFT): The use of advanced algorithms and HFT has transformed trading, allowing for lightning-fast execution of short-selling orders. The prevalence of HFT is a major contrast to the trading landscape of 1999.
Online and mobile trading: Widespread online brokerage and the emergence of mobile apps have democratized stock trading, making it easier for retail investors to participate in short squeezes.
Outsourcing regulatory risk: Complex regulations have led some firms to use alternative instruments like swaps to gain short exposure. The swap provider handles the regulatory risk, allowing the buy-side firm to get short exposure via a long sell order.
Shift in market dynamics
Meme stock phenomenon: The rise of social media platforms like Reddit has enabled retail investors to coordinate and target heavily shorted stocks, causing major short squeezes and inflicting significant losses on institutional short sellers. This is a new risk that was non-existent in 1999.
Market volatility: In 1999, tech optimism was high, but the market was on the precipice of the dot-com bubble burst. Today, while some draw comparisons, current conditions are influenced by new factors, such as higher US debt loads and different monetary policies

Rick1234567S

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Nov 10, 2025, 12:07:38 PMNov 10
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My crew here, can't understand why I live the way I do here when I manage the global economy and have for about 35 years.
I don't get paid for it.

This is why...

What is a philosopher king? 
(ed note: I am the philosopher king)

A philosopher king is a hypothetical ruler who possesses both a love of wisdom and superior intellect, with the knowledge and capability to rule justly and virtuously. The concept was first introduced by the ancient Greek philosopher Plato in his seminal work, The Republic.
Key Characteristics
Wisdom and Knowledge: The primary characteristic of a philosopher king is a deep understanding of the "Form of the Good"—Plato's ultimate reality. They have trained for decades in philosophy, mathematics, and science to achieve this wisdom.
Justice and Virtue: Due to their understanding of the Good, they are intrinsically just, moral, and incorruptible. They rule not for personal gain, but for the benefit of all citizens in the state.
Reluctance to Rule: Paradoxically, the philosopher king is the best ruler because they do not want to rule. They must be compelled to take power, as their true passion lies in the pursuit of knowledge. Their lack of desire for power ensures they will not abuse it.
Asceticism: They live a simple, communal life without private property or families, as these things could lead to temptation, conflict of interest, and corruption.
Plato's Ideal State (Kallipolis)
In The Republic, Plato argues that the ideal state (Kallipolis) can only be achieved when rulers are philosophers. He divides the citizens into three classes:
Rulers (Guardians): The philosopher kings, who govern.
Auxiliaries (Soldiers): Who protect the state.
Producers (Workers, farmers, merchants): Who provide for the material needs of the state.
Plato believed that only the philosopher king possessed the necessary knowledge and moral grounding to create a truly just and harmonious society.
Influence and Legacy
The concept of the philosopher king has been highly influential in Western political thought. It has been cited by thinkers advocating for benevolent despotism and enlightened monarchy. However, it has also been criticized as an idealistic and impractical form of government, as it places absolute power in the hands of a single, theoretically perfect individual and downplays the value of democracy and pluralism.

Rick1234567S

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Nov 10, 2025, 12:27:17 PMNov 10
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Neither single (I have more helpers than you can imagine out there), theoretically perfect individual, (well I am about as perfect as Bill Murray is that perfect enough?) downplays the value of democracy (I often say you would not recognize democracy if it bit them in the ass given the level of corruption and how they vote for the biggest sign on the highway) and pluralism.
Pluralism 
  1. 1. a condition or system in which two or more states, groups, principles, sources of authority, etc., coexist.
  2.    2.
    the practice of holding more than one office or church benefice at a time.

I multitask in ways that would make your head spin. It's not my only job in this world. And no man is an island unto himself, I use point persons in youtube, and so many other people in my network, and work with financial institutions, as an advisor, not a dictator. It is only my proven track record that convinces them that I am right and to take my advice.

Things like this, the Dow 100 year chart shows clearly where I took the reigns... right click open in new tab to see image...Actually more like 37 years I am almost 70 now, and prior I was advising for a couple years which got them to convince me to take the job. And was all a secret and still is from the general public. Otherwise I couldn't work, there would be too much press and too much interference.

DJIAHistoricalPriceData-715eb43a3fa54c0f87ade7ab5978f9ce.png 

Rick1234567S

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Nov 10, 2025, 1:02:40 PMNov 10
to Meaningless nonsense
So what is my secret?

Well the world is full of good intelligent people, make friends and influence them and fight for the same causes and they will work with you.

Be good at math. Or you are not getting past square one.

Make tools. You are not going to get your work done without good tools.

And here you can see I have a huge advantage being a king of a very large off planet empire and so in the Anunnaki empire I am king, and I own everything, and as such cannot be bought, nor corrupted. There is more to it, but one of the reasons I am here is because clearly that was needed.
So you can see that in Metropolis 1929 to some extent where they needed a diplomat between labor and management, and Cary the Grant munny, played me in the film Indiscreet where he is a financial genius they needed.
Even if he can't ballroom dance any better than I can.

You need to be a communications expert. Networking enlists good people and maintains your network without which you are just a pawn in someone else's game.

Be an altruist.
 (deep mind quote)

An altruist is a person who is unselfishly concerned for or devoted to the welfare of others. This person helps others without seeking personal gain, driven by a genuine desire to help, rather than by a sense of duty, societal pressure, or the expectation of a reward. The term is also used by various companies, such as a financial advisor platform and a brand of sunscreen, notes this Cambridge Dictionary page.
Core meaning: A person who acts out of concern for the well-being of others.
Motivation: Helping others for its own sake, not for personal benefit.
Characteristics: Thoughtful, caring, and willing to support people around them.
Examples: An altruist may be a philanthropist or a volunteer who gives time and resources to help a cause.
Other uses: The name "Altruist" is also used for specific businesses, such as a financial technology company that offers investment management services and a brand of sunscreen

Right away you know that the chances of someone replacing an Anunnaki king is very slim, but I am also an expert A.I. programmer analyst, network specialist, in the tech industry here, again as an altruist, and I spent years teaching programming, physics, and A.I. systems.
And so now those systems can replace me, as a tool, or chief economic advisor.

Chatgpt can help you a lot and that was made by linguists, something that makes even my head hurt, Noam Chomsky et al, and all his students and followers.
And of course I studied that, and it went in one ear and out the other, but I am an autodidact. I read the Encyclopedia Britannica before I was 10 years old, speed reading, which made me smarter than my teachers so I dropped out and self taught past that almost everything I know.
But seeing these young violin players these child prodigies out there still humbles me.
And of course you need to stay humble, and try to be a balanced individual, and use self censorship, so you avoid things like depression, and remember laughter is still the best medicine.
I have taken a lot of university courses online courses, and did go to college to get my papers for the tech industry, although I knew it already, I needed the paper to actually work in the industry during Y2K where I was in secret again, Bell telephone and IBM's top gun programmer consultant in Vancouver at that time and well paid.

 So a good education, good morals, good ethics, good philosophy, and be able to understand how systems work from the inside, and realize that change normally comes from the inside, not by new people with a great idea. If you do not speak their language, they will not take you seriously.

Remember that moderation is important respect people, they deserve as much respect as you do.
And credit them where credit is due.

There is more but deep mind can do it so don't worry about trying to be like me.

Rick1234567S

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Nov 10, 2025, 1:39:53 PMNov 10
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What am I most proud of? Remember there is no "I" in team, but...
When was the last time the world got 4 years off like from 2019 to 2023 and it did not result in a great depression?
Can you imagine how difficult that was to manage and recover from?

And I am partly to blame for that because we needed to do a drill in case of real pandemic like if Ebola went airborne.
And it was painful for many, but film after film after film in Hollywood and the threat was real, we needed to be proactive.
And I ordered it.
But then I also handled the economic fallout and we got a vaccine for Ebola as well in all of that.

What else? Oh I am proud to be a human here when I look out there and see so many amazing people.

What else? My philosophy.  I am the best philosopher there is, maybe because I am the oldest person here by a very long margin, being an Anunnaki.
So I am not sure if I can claim any of that except to say that here I studied it all my life.
My physics again I am the best there is. And again largely because I am a scientist as well as an Anunnaki who brought that with him in my deep long term memories not current memories since I was born in Toronto and had no memories at all of any past lives.
But deep in my soul resides a great deal of knowledge and experience.

I can give you what I have given people here time and again, as my best advice.

So a king gives you an island that is the feudal system.
The crown says it will supply you with materials to build a garden in the large white box 2 blocks long one block wide on your island.
You build a garden invest your labor you are now a capitalist.
If you give that box that garden to the library you are permitted to join the library of gardens.
You can then enjoy the 60,000 gardens instead of having one garden that is socialism.

So the people built their gardens, and they became wealthy, when they made web pages, and created the Internet.

China is socialism not communism, and they brough 600 million people out of poverty in the last 20 years using it.

Here in the west people still think socialism is communism, and some people just will never get it. They die and the next generation takes over and things improve as they always have.

They think well if there aren't losers there can't be winners.

They just don't get it. Dichotomy keeps them from achieving their true potential.

China is a Dichotomy. Yin and yang, and hence they embrace the Triad Gangs as long as they are murdering other people in other countries and not their own, they see that as part of life. I don't agree with that philosophy.

Christianity is a dichotomy, hence America has homeless people everywhere not able to understand that it lowers the quality of life for everyone.

Endless gambling and competition, where only one percent can win in any competition, so they are not making winners, they are making losers.
Competition is for sports and gaming, not in your fucking garden where if you have 50 percent weeds you are a fucking moron.

Some day you will mature as a race and come to understand that you need not fear success and happiness, you will always have bad guys to deal with and problems to solve, and Captain Amazing (see Mystery Men film) , will never be able to get rid of them all.

Keep it simple. Let other people complicate the heck out of things, you will sleep well when they are unable to.

Protect your conscience. Or it will haunt you.

Desiderata helped me a lot as a teenager who didn't know how to do anything even if everyone else did.

This one maybe has value to people as well. 
Baz Luhrmann - Everybody's Free To Wear Sunscreen

Never stop learning, and always understand that there is more to life than meets the eye.

Rick1234567S

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Nov 10, 2025, 2:07:16 PMNov 10
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My crew here a newer member said "You ordered it???" Like I ordered them to make COVID, no COVID was the same as the previous flu bug, SARS, and that test was minimal, and solved with Vitamin D3, renamed and in megadoses. I hate to admit this but I am also a world class microbiologist.

COVID 19? The common cold.

Every year many people die from the flu and this was no different, and kids at school, 12 times a year on average they were getting the common cold and just less than that for adults and that cuts into productivity.

But the threat of airborne Ebola was real, and so we needed to have a global strategy. And to do a drill.
The rest is people not understanding what we were doing at the top.
As usual we kept it secret.

So there you go. Now you know.
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