Hi Rebecca -
To help you out of your dilemma, I think you need to ask a different
question. Asking "how to avoid multi-collinearity" in your predictor
variables has a straightforward, statistical answer which you have
found, more or less. But you have also found that this is rather
unstatisfying from an ecological or process perspective.
If you ask "what are the most appropriate variables to use in my
model?". Then multi-collearity becomes only part of the question, and
you are then free to weigh other criteria (e.g., ecological relevance)
as you see fit. I don't think statistical independence of predictors
is a requirement for Maxent, and even many of the advanced regression
methods are robust to it - certainly the question of spatial auto-
correlation among grid cells is at least as big an issue.
So my advice would be to not dwell too much on the statistics, do what
makes sense ecologically, and most importantly, examine your response
curves because, in my experience, Maxent has a tendency to overfit the
data, leading to pretty unrealistic (ecologically) response curves
using the default settings.
And how you use your dependent data depends on your question. Are you
goals to predict or understand? Its not hard to get our models to
outperform 'null' models, so I find this is often a rather pointless
exercise. You are often better splitting your data and using some kind
of cross-validation approach.
You are not being naive. This is not exactly easy, especially if you
stop to consider what you are doing instead of just pushing buttons.
good luck!
ed.