As I mention above, you probably want to stick with a major version (but get automatic updates within that version). The way that MathJax is packaged can change with the major version, as it did between v2 and v3, so there is no guarantee that v5 will have tex-mml-chtml.js, or that the configuration options will be the same. Major versions can change such things.
One thing that you could use to help make it easier to update in the future would be to make a file called mathjax.js or some such thing that contains