I think some of the confusion around Safety MC in the LX environment is that I believe it was an add-on based on input from Ramy. So initially, the LX equipment did not have a concept of Safety MC. Your glide was simply calculated based on your current MC settings and Bugs. I think Ramy raised the Safety MC concept as an XCSoar user and eventually LX Implemented it as well as the Safety MC Offset option which is sort of a compromise between no padding or margin and the rigid Safety MC. So the fact that Safety MC and Safety MC Offset feel a bit wonky and their behavior catches people by surprise is not shocking to me.
With more and more time in the LX ecosystem I think more along the lines of the three options represent different stages of experience with XC soaring and with LX equipment.
Option A) Minimal XC experience: I push people towards using a fixed Safety MC value of 4 or 5+. This is for the person that maybe just barely understands MC theory and is spending a lot of mental energy on just exploring XC. They aren't really thinking about speed and may not even vary their MC setting much. So having a large static margin along with 1000ft arrival height will help them make it to landable options with minimal mental energy about the system.
Option B) Intermediate to Advanced XC but wanting built-in margins: Use Safety MC Offset and an arrival height commensurate to comfort. Maybe an offset of 2-3 depending on the terrain being flown over. But this type of pilot understands MC theory and changes their STF accordingly. Still wants a margin built in via an arrival height and some polar degradation.
Option C) Advanced XC - No safety MC, possibly no arrival height margin. The reality for this pilot type is that they are already doing all of the margin assessment continually. They probably have some L/D Required value that they are comfortable with and are monitoring that in addition to the arrival height. Adding in safety margins and arrival heights just complicates the mental load by performing math to achieve the "real" arrival height. +1000 means +1000 above the airfield not +1600 or some such padded amount.
Personally, I'm still flying Option B. But I've been trending towards Option C and ditching Safety MC Offset and Arrival heights because I'm already evaluating lots of other data and the MC Offset and Arrival height just end up costing more mental math than anything. If I'm trying to get final glide across generally unlandable terrain, I'm not really using the final glide advice from the glide computer. I'm looking at the margins and the L/D required and deciding if they are fat enough. The glide computer might think 32:1 is acceptable, but given my options I might be in a 20:1 mindset given terrain or anticipated winds.
A large reason I have stuck with arrival heights and offsets is that I still fly a lot of mentoring flights in a Duo and having the safety margins built in is something that sets a good example and probably requires less explanation. It prevents me from being in a "do as I say, not as I do" state. I've always felt and stated that whatever method you choose doesn't matter so long as you understand what your margins are and how they are configured. You don't want to think you have 1000ft arrival height built in and then find out it was zero.
No wrong answers I suppose. But I think generally whatever option people use, they still hopefully "do the math" and validate the assumptions. The flight computer never knows what air you are headed into or what terrain you are heading over, so we've all got to plan accordingly with that info.
Morgan