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It’s estimated that there are over 50 million pensioners—in the United States alone. Like the United States, the United Kingdom, Japan, Italy, Germany and many other countries around the world are all in big trouble when it comes to the solvency of their pension funds. Who Stole My Pension? was written to give them guidance, resources, and tools so they can take action… and stop the looting. We are in the early stages of the greatest retirement crisis in the history of our nation and, indeed, the entire world. According to the World Health Organization, nearly two billion people around the world are expected to be over age 60 by 2050, a figure that’s more than triple what it was in 2000. For better or for worse, never before have there been more elderly people living on planet Earth. One thing is. certain: Doing nothing—sitting back, confident your pension check is “in the mail”—is not an option. That’s a risk you can’t afford to take.According to Edward Siedle, a former attorney with the United States Securities and Exchange Commission and America’s leading expert in pension looting, “In the decades to come, we will witness hundreds of millions of elders worldwide, including America’s Baby Boomers, slipping into poverty. Too frail to work, too poor to retire will become the “new normal” for many of the aged.” Kiyosaki, who like Siedle saw this crisis looming years ago, complements the facts and stats Siedle puts forth with strategies on how retirees can take control—not only their pensions, but their financial futures. Kiyosaki writes about the fact that his father, a highly educated man he calls his poor dad, wasn’t poor until he lost his job, his paycheck—and his pension. “His PHD couldn’t save him,” says Kiyosaki, who has dedicated his life to teaching and financial literacy advocacy. In Who Stole My Pension? the authors focus on the most misunderstood and ignored cause of the pension crisis: mismanagement of pensions and investments. The culprits that are looting the pensions of public school teachers, firefighters, police, as well as private sector workers, are on Wall Street. The Wall Street casinos charging high fees for gambling in risky hedge funds and other speculative investments, outrageous investment-industry conflicts of interest, and outright violations of the law. Who Stole My Pension? is an in-depth assessment of the pension crisis that the world is facing today and what millions around the world—employees who expected to have pension income at retirement—can do about it.The authors recount a history of pension failures, inexperienced boards, gambling, looting and other horror stories—with a focus on action steps workers and retirees can take to quickly determine if a pension is being mismanaged as well as the concrete steps they can take to end decades of pension mismanagement. They detail critical questions retirees can ask—and guidance regarding how to act on what they learn.



Robert Toru Kiyosaki (born April 8, 1947) is an American businessman and author.[1] Kiyosaki is the founder of Rich Global LLC and the Rich Dad Company, a private financial education company that provides personal finance and business education to people through books and videos.[2] The company's main revenues come from Scaricare o Leggere Online Who Stole My Pension? Libri Gratis franchisees of the Rich Dad seminars that are conducted by independent individuals using Kiyosaki's brand name for a fee.[citation needed] He is also the creator of the Cashflow board and software games to educate adults and children about business and financial concepts.[3]


Kiyosaki's seminars in the United States and Canada Scaricare o Leggere Online Who Stole My Pension? Libri Gratis are conducted in collaboration with a company called Whitney Information Network and are contracted out to local companies as franchisees in other countries.[4] However, some attendees have sued Kiyosaki on claims that his high-priced seminars did not deliver anything special.[5]


Kiyosaki is the author of more than 26 books, including Scaricare o Leggere Online Who Stole My Pension? Libri Gratis the international self-published personal finance Rich Dad Poor Dad series
of books which has been translated into 51 languages and sold over 41 million copies worldwide.[6][7] He has been criticized for advocating practices of debatable legality perceived as "get rich quick" philosophy.[8] Kiyosaki is the subject of a class action Scaricare o Leggere Online Who Stole My Pension? Libri Gratis suit filed by people who attended his seminars and has been the subject of two investigative documentaries by CBC Canada and WTAE USA.[9][10] Kiyosaki's company, Rich Global LLC, filed for bankruptcy in 2012.[11]


Robert Toru Kiyosaki was born in 1947 in Hilo, then in the Territory of Hawaii.[12] A part Scaricare o Leggere Online Who Stole My Pension? Libri Gratis of the Yonsei generation of Japanese Americans, he was the eldest son of Ralph H. Kiyosaki (1919–1991), an academic educator, and Marjorie O. Kiyosaki (1921–1971), a registered nurse. Kiyosaki was followed by his three siblings — sisters Emi and Beth and his brother John.


Kiyosaki attended Hilo High School and Scaricare o Leggere Online Who Stole My Pension? Libri Gratis graduated in 1965. Thereafter, most information on Kiyosaki comes from speeches and talks he has made of his life. Per
Kiyosaki, he received congressional nominations from Senator Daniel K. Inouye for the U.S. Naval Academy and the U.S. Merchant Marine Academy.[13] He attended the United States Merchant Marine Academy in Scaricare o Leggere Online Who Stole My Pension? Libri Gratis New York and graduated in 1969 as a deck officer with a Bachelor of Science degree and a commission as a 2nd Lt. in the U.S. Marine Corps.[14] After graduating from college, Kiyosaki took a job with Standard Oil's tanker office as a third mate. Kiyosaki resigned after six months Scaricare o Leggere Online Who Stole My Pension? Libri Gratis to join the Marine Corps,[15][citation needed] serving as a helicopter gunship pilot during the Vietnam War in 1972, where he was awarded an Air Medal.[16][citation needed]


Per Kiyosaki, he enrolled in a two-year MBA program at the University of Hawaii at Hilo in 1973 while he still was in the Scaricare o Leggere Online Who Stole My Pension? Libri Gratis military.[17] He was honorably discharged from the Marine Corps in June 1974.


In 1974, Kiyosaki attended the Erhard EST seminars, which he says changed his life.[14][15]


In 1977, he started
a company called "Rippers".[18] The company brought to market the first nylon and velcro surfer wallets. Kiyosaki and his products Scaricare o Leggere Online Who Stole My Pension? Libri Gratis were featured in Runner's World, Gentleman's Quarterly, Success Magazine, Newsweek, and Playboy.[19] The company eventually went bankrupt.[18]


Kiyosaki took a job as a sales associate for Xerox until June 1978.


Kiyosaki then[clarify] started a retail business that made T-shirts, hats, wallets, and bags for heavy metal rock bands. The company Scaricare o Leggere Online Who Stole My Pension? Libri Gratis went bankrupt in 1980.[14]


In 1985, Kiyosaki cofounded the Excellerated Learning Institute, a business education company teaching entrepreneurship, investing, and so


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