"ORA-01031: insufficient privileges "
Oracle error based upon the credentials used to connect. You would
experience this same issue with any vendors tool that integrates at the
ORACLE level. Your application may be masking these errors but you are
able to see them with any tool that interacts with the ORACLE interface.
As a check against this, hook up a "sniffer" with an ORACLE decode and watch
the ORACLE messages going back and forth between client and server for the
same business process and credentials that you used to record your business
process. Odds would suggest that you will see the identical errors without
LoadRunner in the loop when looking at the protocol level.
This may be a wider indication that your test environment is not set up
properly with the proper credentials for your test users.