Do you also have other systems connected to your Loxone?
I had this problem before, and it was caused with my Openhab Loxone binding.
Since then, I split up all my accounts for each system (openhab, loxberry, ...).
I think the login-guard is shared across accounts, which is of course not correct.
But then you know where the problem comes from.
Updating your external systems (openhab e.g. for me resolved the issue) could be a good idea.
Also, when this problem occurred, my miniserver was very unresponsive.
But I found out why: I was getting a mini-DDoS attack on my miniserver, because the HTTPS port, 443, was exposed to my miniserver (V1).
When I removed this forward, because it also has no purpose, the external attack was blocked at the router and the miniserver functioned properly again.
Good luck