Hi,
Funnily enough we suffered a lot of damage* on Friday night (Friday 13th would you believe!) from a lightning strike, so the answer to #1 below is absolutely! I have ordered a Type 1+2 surge arrester which will be fitted ASAP. The cost of the surge arrester is significantly less than the damage (getting on for 10x less).
FWIW, all the circuits in the house were protected by RCDs and every one of them tripped, but clearly not in time to stop the surge (surge arresters allegedly have a much faster reaction time).
Robin
*Damaged gear - just to show it's rather random what gets hit.
- Miniserver (KNX/Ethernet dead).
- Daikin Altherma heat pump (water circulation pump had an exploded chip inside).
- All 5 of the EldoLED controllers installed.
- One of the motors in our HVAC system.
- Legrand Smart energy meter.
*Stuff that survived
- ADSL Modem.
- WiFi router (Miniserver & Smart energy meter were plugging in this but it's fine).
- KNX PSU (even though the KNX input on the Miniserver seems fried).
- All the rest of the KNX gear.
- Loxone extensions (1-Wire, ModBus, DMX).
- TV, HiFi, dishwasher, washing machine, etc, etc.