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Speaking of new Ford vehicles, you have your pick of our showroom. Our local dealership keeps a great stock of used cars, trucks, and SUVs in inventory. With competitive prices offered on every pre-owned model for sale on our lot, you won't find a reason to visit any other dealership in Fremont.
At Advantage Ford Fremont, we aim to cater to all our customers' automotive needs. Drivers from Fremont, Tiffin and surrounding communities can count on our Ford dealership to deliver the latest new Ford vehicles, used cars, expert service and preferable financing plans.
If you're in the market for anew Ford car, truck or SUV, we're certain we have what you're looking for. Our team of Ford enthusiasts can direct you to the model you're most interested in, as well as help you narrow your choices if you're unsure of the best fit. We can quickly and easily get you behind the wheel of a new Ford Mustang, Ford Escape, Ford Explorer or Ford F-150. We also stock commercial vehicles like the Ford Transit Cargo and Connect.
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Hi, I'm new to the forum and am a bit concerned about Ford Credit's future. I have some savings in a Ford Interest Advantage which has been a Great high interest on-demand account for years but I am seeing trouble on the horizon from alot of sources. From what I gather, Ford Credit is on the hook for alot of sub-prime auto loans and the situation is beginning to rear an ugly head. Ford recently announced that Ford Credit is projected to make only 36 million this year compared to 150 or so million last year and even more in years prior and divedends to shareholders were done away a year or so ago which is a sign of trouble looming. High gas prices have squeezed borrowers and with many driving larger gas guzzling trucks and SUV's, they are simply not paying the loans forcing repossesion which costs Ford money and leaves them with a glut of gas guzzlers that have lost value. That must affects new truck sales... Seems similair to the sub prime mortgage mess. I know GM had floating rate on demand account for it's employees backed by GMAC and a whole lotta folks had a helluva time getting their money out with many not being able to withdraw their cash or having limits placed on how much and how often they could withdraw before the situation stabilized. Just wondering if anyone has any good info or an opinion that may be pertinent to this issue. Thanks.
In my opinion, If you can not offord to lose it, cash out. It was great when interest was hovering around 6%. I know I had a substantual amout of cash in my Interest Advantage account. But now the interest is down in the 3.5% range.
Thanks for the reply, 8A4RE, that's true, and I agree with you. Let me ponder options: Stock market and mutual funds are under capitalized, probably gonna head down and is lookin like a big pyramid scheme, real estate in most regions will be worth less than today for at least the next year or two, FDIC insured CD's - 1.5-3%. Seems like the dilution of the dollar thanks to The Fed's printing press on overtime for all the high class welfare for wall street will cause alot of inflation for all the imported items we buy. Gold is an option but who says the govt. won't ban private ownership like they did from 1935-1974. Time to fasten our seat belts for a rough ride and stock up on lots of ammo.
I have money in Ford Interest Advantage and actually have been adding to it lately. No it is not my "nest egg" but it is a sizable amount ! GM is in much worse condition with GMAC which still has a lot of home mortgage issues.
Hve your investment person find u some municipal bonds about the only show in town right now but u have to figure on leaving them in long term, your initial investment is guaranteed and they are getting about 4.8% no tax free which equates to about 6% if they were taxed. I personally would not want any money in the big 3 unless it is insured by some one. My 2 cents!!!
They are NOTES and they are lower on the pecking chain then bonds and stocks. They are rated JUNK by all of the rating services or damm near. I wouldn't keep more that 5% in this crap and only to give your fixed income portfolio just a little boost. Buy a couple of solid stocks that pay a good divi and watch em. Do not over pay for the stock, make sure their a leader in their sector with little competition or high cost to enter the biz.
I think finding safe havens that will leave your cash intact (never mind the investment even growing) is becoming tough. I see the stock market as increasingly just another pyramid sceme that pays the fat cats their neverending commission fees and the overvalued company (outstanding shares X price) is getting siphoned off at the top while most stockholders are holding overvalued stock just begging to come down in value eventually. I heard on MSNBC Squak Box this morning that at least 55 smaller banks will go under this year alone and FDIC only has 53 billion dollars to cover them. High Class welfare for wall street in the form of the federal reserve discount window letting every mismanaged investment bank holding those garbage troubled mortgage backed securities can get ca$h using that junk for collateral. I don't think any bank in the world would accept crap collateral to give out cold hard cash except the federal reserve who gives other people's (Us!!) money to imcompetant crooks. Looks like the mostly hurting taxpayer will back those loans to the wall street beggars and could get stuck with Worthless junk that us and our children will have to pay off in the future in the form of a higher national debt with interest. Bear Sterns, IndyMac (huge recent failure), Freddie Mac, Fannie Mae, the list goes on and on with these pencil-necked paper-pushers robbing us blind. Destruction of our currency that is being debased to help out the banks scared to death of having to re-set loans for all the ARM mortgages that will fail but at the same time, the bank's yield curve - their profits on those loans have gone up since they can now borrow money at the artifially low rate (since the fed has dropped interest rates to the beggars in suits and ties) and leave the ARM rate AND fixed rate (actually is rising!!)to their customers untouched. Since inflation has been rampant with much higher fuel costs, food, and just about everthing we buy, it stands to reason the fed should of raised interest rates to defend our currency, but I guess helping out wall street was more important than fulfilling their charter goal of using the fed rate to control infation. Weak dollar means Everything we buy Especially imported goods which is just about everything, will drive prices to unseen levels. Looks like a re-distribution of wealth is in full effect. Argh. Bottom 3 paragraphs raise an interesting question. _barrons An interesting article on the state of our banks-- -budgeting...Banks-Will-Fail
U are so right it is getting pretty tough to find safe investments, I also think interest rates will go up in Q1 &Q2 but will it hold for the rest of the year I sure hope so but it is anybodies guess????
Do you really know what the word liquidity means??? You sound like you have an MBA.By the way,i received my mailing where to report at DTP on sept 22. do you receive yours yet? I talk to Curtis; HE IS GOING TO THE LADDER LINE ON AFTERNOONS!!!!!!!and,well,i think,you are too.
I would Disagree with this statement: Liquidity is not the answer!! Liquidity is the answer and having cash, especially YOUR CASH available when you need it. Lots of people have gotten SCREWED by having their money in someone elses hands and having trust it will be there. Just ask the Enron investors, Bear Stearns, Original Kmart investors, bank depositors during depression who lost it all and thousands of other situations involving millions of people whose assets suddenly bemane non-liquid. Ford Interest Advantage is an on-demand account which means if you have $$ in it you want it liquid so you can access it.. If I wanted to stash cash in a (in hope of) higher yield, "I hope it will be there in 20 years or more scenario", I'd put it in a Roth and pray daily I would get my money some day if it's even around after all the thieving. I'll going back in September also on afternoons but just figure I'll be back in trim or the door line - no letter came my way yet. Good luck to you on the ladder line and maybe I'll be there too. Hope you are enjoying your summer - I am but I don't like the fact that ford is losing money while we sit.. Later
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