Re: Jeevan Anand Chart Pdf 15
Marcelo Eichel
What is Jeevan Anand Chart Pdf 15 and Why You Need It for LIC's New Jeevan Anand Plan
If you are looking for a life insurance plan that offers both protection and savings, you might have come across LIC's New Jeevan Anand Plan. This is a participating non-linked plan that provides financial protection against death throughout the lifetime of the policyholder, as well as a lump-sum payment at the end of the selected policy term in case of survival. This plan also participates in the profits of the corporation and is entitled to receive simple reversionary bonuses and final additional bonus, if any.
But how do you know how much benefit you will get from this plan? How do you calculate your returns on this plan? This is where Jeevan Anand Chart Pdf 15 comes in handy. This is a simple tool that helps you to estimate your benefits under this plan based on your age, policy term, premium amount and sum assured.
How to Download and Use Jeevan Anand Chart Pdf 15
Jeevan Anand Chart Pdf 15 is a document that contains a table of values for different combinations of age, policy term, premium amount and sum assured. You can download this document from the official website of LIC or from other online sources. To use this chart, you need to follow these steps:
- Find your age group in the first column of the chart.
- Select your desired policy term in the second column of the chart.
- Choose your preferred premium amount in the third column of the chart.
- Look for your corresponding sum assured in the fourth column of the chart.
- Check the values of simple reversionary bonus, final additional bonus and total benefit in the fifth, sixth and seventh columns of the chart respectively.
For example, if you are 30 years old and want to buy a policy for 20 years with a premium of Rs. 1000 per month and a sum assured of Rs. 2 lakhs, you can find your values in the chart as follows:
| Age | Policy Term | Premium Amount | Sum Assured | Simple Reversionary Bonus | Final Additional Bonus | Total Benefit |
|---|
| 30 | 20 | 1000 | 200000 | 800000 | 40000 | 1040000 |
This means that if you survive till the end of the policy term, you will get Rs. 10.4 lakhs as total benefit. If you die during the policy term, your nominee will get Rs. 10.4 lakhs plus Rs. 2 lakhs as death benefit.
Benefits of Using Jeevan Anand Chart Pdf 15
Jeevan Anand Chart Pdf 15 is a useful tool for anyone who wants to buy LIC's New Jeevan Anand Plan or compare it with other plans. Some of the benefits of using this chart are:
- You can easily estimate your benefits under this plan without any complex calculations.
- You can compare different options of policy term, premium amount and sum assured and choose the one that suits your needs and budget.
- You can plan your financial goals and savings accordingly based on your expected returns from this plan.
- You can also check how much bonus you will get from this plan based on the performance of the corporation.
Jeevan Anand Chart Pdf 15 is a simple and convenient way to understand and evaluate LIC's New Jeevan Anand Plan. However, it is important to note that this chart is only an indicative tool and not a guarantee of any benefits. The actual benefits may vary depending on various factors such as market conditions, mortality rates, taxes, etc. Therefore, it is advisable to consult a financial advisor before buying any insurance plan.
How to Buy LIC's New Jeevan Anand Plan
If you are interested in buying LIC's New Jeevan Anand Plan, you need to follow these steps:
- Contact your nearest LIC branch or agent and fill up the proposal form.
- Submit the required documents such as identity proof, address proof, income proof, etc.
- Pay the first premium amount as per your chosen mode of payment.
- Undergo a medical examination if required by the corporation.
- Receive your policy document and check the details carefully.
You can also buy this plan online through the official website of LIC or through other authorized platforms. You need to register yourself on the website and provide your personal and financial details. You can then choose your plan, sum assured, policy term and premium amount. You can pay the premium online using various modes such as net banking, credit card, debit card, etc. You will receive an e-policy document on your registered email id.
How to Claim Benefits Under LIC's New Jeevan Anand Plan
To claim benefits under LIC's New Jeevan Anand Plan, you need to follow these steps:
- In case of death of the policyholder during the policy term, the nominee or legal heir should inform the nearest LIC branch or agent and submit the original policy document along with the death certificate and other relevant documents.
- In case of survival of the policyholder till the end of the policy term, he/she should submit the original policy document along with a discharge voucher and other relevant documents to the nearest LIC branch or agent.
- In case of accidental death or disability of the policyholder during the policy term, he/she or the nominee should submit the original policy document along with a copy of FIR, post-mortem report, disability certificate and other relevant documents to the nearest LIC branch or agent.
- In case of loan facility availed by the policyholder during the policy term, he/she should repay the loan amount along with interest before claiming any benefits under this plan.
- The corporation will verify the documents and process the claim as per its terms and conditions.
You can also claim benefits online through the official website of LIC or through other authorized platforms. You need to login to your account and fill up the claim form. You need to upload scanned copies of the required documents and submit them online. You will receive a confirmation email and SMS on your registered email id and mobile number. The corporation will verify the documents and process the claim as per its terms and conditions.
FAQs About LIC's New Jeevan Anand Plan and Jeevan Anand Chart Pdf 15
If you have any questions or doubts about LIC's New Jeevan Anand Plan and Jeevan Anand Chart Pdf 15, you might find the answers in this section. Here are some of the frequently asked questions and their answers:
Q: What is the minimum and maximum age to buy LIC's New Jeevan Anand Plan?
A: The minimum age to buy this plan is 18 years completed and the maximum age is 50 years nearest birthday. The maximum maturity age is 75 years.
Q: What is the minimum and maximum sum assured under this plan?
A: The minimum sum assured under this plan is Rs. 1 lakh and the maximum sum assured is no limit, subject to underwriting.
Q: What are the policy term options under this plan?
A: The policy term options under this plan are 15 to 35 years.
Q: What are the premium payment modes under this plan?
A: The premium payment modes under this plan are yearly, half-yearly, quarterly or monthly.
Q: How can I check the status of my policy online?
A: You can check the status of your policy online by registering yourself on the customer portal of LIC's website. You can also use the SMS service by sending 'ASKLIC STATUS' to 9222492224.
Q: How can I download Jeevan Anand Chart Pdf 15 online?
A: You can download Jeevan Anand Chart Pdf 15 online from the official website of LIC or from other online sources. You can also request a copy from your nearest LIC branch or agent.
Pros and Cons of LIC's New Jeevan Anand Plan and Jeevan Anand Chart Pdf 15
LIC's New Jeevan Anand Plan and Jeevan Anand Chart Pdf 15 are popular among many people who want to secure their future and save for their goals. However, like any other insurance plan, they also have some advantages and disadvantages that you should be aware of before buying them. Here are some of the pros and cons of LIC's New Jeevan Anand Plan and Jeevan Anand Chart Pdf 15:
Pros
- LIC's New Jeevan Anand Plan offers a combination of endowment and whole life plan, which means you get both protection and savings benefits.
- LIC's New Jeevan Anand Plan provides a high death benefit during the policy term, which is higher than the basic sum assured. This ensures that your family is financially secure in case of your demise.
- LIC's New Jeevan Anand Plan also provides a lump-sum payment at the end of the policy term in case of your survival. This can help you to meet your financial goals such as retirement, education, marriage, etc.
- LIC's New Jeevan Anand Plan participates in the profits of the corporation and is entitled to receive simple reversionary bonuses and final additional bonus, if any. This enhances your returns on this plan.
- LIC's New Jeevan Anand Plan also offers a term insurance component after maturity without any premium or medical requirement. This means you get a basic sum assured as a life cover for the rest of your life after the policy term ends.
- LIC's New Jeevan Anand Plan also offers a loan facility during the policy term as well as after maturity. You can avail up to 90% of the surrender value as a loan in case of any emergency or liquidity needs.
- Jeevan Anand Chart Pdf 15 is a simple and convenient tool that helps you to estimate your benefits under LIC's New Jeevan Anand Plan based on your age, policy term, premium amount and sum assured. You can download it online or get it from your nearest LIC branch or agent.
- Jeevan Anand Chart Pdf 15 helps you to compare different options of policy term, premium amount and sum assured and choose the one that suits your needs and budget.
- Jeevan Anand Chart Pdf 15 also helps you to plan your financial goals and savings accordingly based on your expected returns from LIC's New Jeevan Anand Plan.
- Jeevan Anand Chart Pdf 15 also helps you to check how much bonus you will get from LIC's New Jeevan Anand Plan based on the performance of the corporation.
Cons
- LIC's New Jeevan Anand Plan has a high premium rate compared to other plans with similar benefits. This means you have to pay more for this plan than other plans.
- LIC's New Jeevan Anand Plan has a long policy term ranging from 15 to 35 years. This means you have to commit for a long period of time for this plan and pay premiums regularly.
- LIC's New Jeevan Anand Plan has a low surrender value compared to other plans with similar benefits. This means you will get less money if you surrender this plan before maturity.
- LIC's New Jeevan Anand Plan has a high loan interest rate compared to other plans with similar benefits. This means you will have to pay more interest if you avail a loan from this plan.
- Jeevan Anand Chart Pdf 15 is only an indicative tool and not a guarantee of any benefits. The actual benefits may vary depending on various factors such as market conditions, mortality rates, taxes, etc.
- Jeevan Anand Chart Pdf 15 may not be updated regularly with the latest bonus rates and other changes in LIC's New Jeevan Anand Plan. This means you may not get accurate information from this chart.
These are some of the pros and cons of LIC's New Jeevan Anand Plan and Jeevan Anand Chart Pdf 15 that you should consider before buying them. You should also consult a financial advisor before buying any insurance plan.
Conclusion
LIC's New Jeevan Anand Plan and Jeevan Anand Chart Pdf 15 are popular products that offer a combination of protection and savings benefits. They provide financial security to your family in case of your death as well as a lump-sum payment to you in case of your survival. They also participate in the profits of the corporation and offer a term insurance component after maturity. They also offer a loan facility during and after the policy term. Jeevan Anand Chart Pdf 15 is a simple tool that helps you to estimate your benefits under this plan based on your age, policy term, premium amount and sum assured. It also helps you to compare different options and plan your financial goals and savings accordingly. However, they also have some drawbacks such as high premium rate, long policy term, low surrender value, high loan interest rate and lack of accuracy. Therefore, you should weigh the pros and cons of these products before buying them. You should also consult a financial advisor before buying any insurance plan.
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