ABHISHEK BACHCHAN KE POLICY NO.

[PREM SINGH JAIN]

SIR, ABHISHEK BACHCHAN-POLICY NO.-903774804 ABHISHEK BACHCHAN-POLICY NO.-903774803 SHAHRUKH KHAN       -POLICY NO.-115753493   YE APNE LIC KE CUSTOMER HAI SABKO BATAYE OR APNE N.B. BADAYE PREM SINGH JAIN

[Neeraj Chauhan]

Dear Mr jain,

Greetings of the day!!!

Though your intentions were good when you shared these policy numbers but I think this is unprofessional and against the ethical conduct of a professional.

please follow your fiduciary responsibility and avoid putting such personal finance of client in public domain.

i hope you will understand that it will create negative  image of LIC as well its workforce and clients may stop sharing their personal details or doing business which will affect all of us.

these information are very very sensitive and demands secrecy.

Regards

Neeraj Chauhan

--
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[Tarun Verma]

HELLO ALL Tarun Verma  Family Welfare Consultant 9811774360 INSURANCE --- On Sun, 18/9/11, PREM SINGH JAIN <premsin...@yahoo.com> wrote:

[Albert Desouza]

Dear Agents 

there is no secrecy in LIC . I usally do not like to disclose the details of my policy holders. One of my policy holder had received SB  cheque of ten thousand rupees. The cheque got stale and this matter was known to me and the staff of LIC. I got the new cheque in lieu of the stale cheque .When i phoned the wife of the policy holder that a new cheque has been issued in lieu of the stale cheque in the name of her husband and it is with me I was surprised to hear from her that one agent from Panjim branch visited her home to inform her of the stale cheque and gave her some forms and wanted to know how that particular agent got this information. That means some agents have access to knowledge of most of the thing happening in other branches. Could someone explain to me this ? The stale cheque was issued by lic 91 F Mapuca. Albert 

---

From: thefinan...@gmail.com
Date: Sun, 18 Sep 2011 10:40:51 +0530
Subject: Re: (LIAFICHARY:5430) ABHISHEK BACHCHAN KE POLICY NO.
To: liafis...@googlegroups.com

[Neeraj Chauhan]

Dear Albert,

I can understand your pain and grievance.

This happens to many of us bcoz of greed, unprofessional and unethical behavior by very few agents who are short sighted.

Please understand that we can't change others but we can certainly control our behavior and actions.

if we change ourselves the entire system will change.

i hope one day it will change for better.

Regards

Neeraj Chauhan

[devasani balchander]

Dear Albert Desouza Great Greetings to you   You raised one good question in our group. your straight question is how that panjim agent got information of that stale cheque.   What I observed, LIC started the new marketing channel that is DSC (Direct Sales Channel) This Direct Sales Excutives fellows are getting information from their whole division branches information regarding    1) SB Payments made but returned to LIC not yet claimed. 2) Maturities not claimed 3) Orphan policy holders means those agents terminated 4) Now recenty every Division started their own  CRM Center offices in every City. Prospects or Customers Called to them for any enquiry regarding new products or any service, the CRM people sending the DSE's to attend the same.     Its may be your case also.   Regards     D BALCHANDER CII , (CFP) Inusrance & Investment Advisor Award in Financial Planning - U.K. Cell.No: 98854 56388 Address: H.No.2-23-8 Chilka nagar, Uppal HYDERABAD - 500039. --- On Sun, 18/9/11, Albert Desouza <alizad...@hotmail.com> wrote:

[Albert Desouza]

Dear Sir

Thanks for your letter. That has solved lots of misunderstanding in my mind and also my policy holders. Though I have been in this field for more than two decades I feel ashamed that we are not aware as to what is going on in LIC. If our division had to take a little interest and have a monthly magazine briefing the latest invention in LIC it would give us a new life. this magazine should give us latest circulars, latest  development etc. If they cannot give us a magazine at least the branch should have a notice board where all these things are highlighted .Can someone do this ? Like I read in newspaper that from october 1st LIC will directly transfer the SB maturity cheques to the accounts. Since an advertisment has appeared we are aware of this fact or else I would be the first one to argue with the concern officer and then come back dissappointed. Albert de souza 

Albert

---

Date: Sun, 18 Sep 2011 11:56:01 +0530
From: licbal...@yahoo.co.in
Subject: RE: (LIAFICHARY:5435) ABHISHEK BACHCHAN KE POLICY NO.

[Anand Jathan]

Dear SB Chary and the Group.

This liafis...@googlegroups.com might have been started with good intentions to share information with each other concerning our profession.  It might also help each other in exchanging ideas, alleviate difficulties and find solutions to the problems faced by our fellow Agents while conducting our day-to-day business in the insurance offices, vis-à-vis-customers.

 

Having said that it is painful to know that, of late, certain information being shared is not in the interest of our customers.  Sharing the personal portfolios and profiles of clients, be it petty and small clients or high profile HNI Category, going public with specific details of Policies, do not augur well in the industry, and I expect our Advisors to follow the Code of Ethics of the Profession.  Our Agents should be ever mindful of complete compliance and observance of the Code of Ethics and serve our customers with highest quality standards, which is beneficial to the Public and the insurance and Financial services profession at large.  One of the Ethics an Agent must practice and follow is :

 

“Hold in strictest confidence, and consider as priviledged, all business and personal information pertaining to your clients’ affair.”

 

I belong to MDRT, so must be some of you.  Please desist from indulging unethical practices and conduct your practice professionally for the good of our clients and industry.

 

Attached please find “Code of Ethics” of the Million Dollar Round Table (MDRT), to place it prominently before you.

 

Regards,   

ANAND  A  JATHAN, RFC, CII(Award) UK

Chief Life Insurance Advisor

Member of Chairman's Club

Qualifying & Life Member MDRT (USA) 

LIC OF INDIA, MDO III/Branch 893

Divisional Vice President, MDRT Best Practices 3 Division 

Task Force Member : MDRT 2012 Experience Bangkok (Thailand)

Member : MDRT Leadership and Volunteer Dev. Committee

Immdediate Past Zone Chair, MDRT Zone # 4

MDRT Honour Roll Member

K-3/104, Kishor Darshan       

N. Dutta Marg, Four Bungalows   

Andheri (West), Mumbai - 400 053             

Mobile : 09820056466

Tel. No. 022 - 26371286/26371210         

Telefax : 022 – 26373156

Email: anand....@gmail.com, jatha...@rediffmail.com                                                                                                                 

Website : www.jathananand.com                                                 

                             

 On Sun, Sep 18, 2011 at 9:22 AM, PREM SINGH JAIN <premsin...@yahoo.com> wrote:

--

[Rajnish Bahuguna]

Dear Anand Ji,

 

I totally agree with you. Those people who think that they would show it to get some weightage from their clients in terms of sales should know that it would actually shake their confidence in us & our organization that we cannot protect their personal financial information neither our company. This would give a bad image to our company & our community. So friends, keep in the mind the ethics & code of conduction not just of MDRT but of this profession. We can show our policies to clients for which we are authorized or maximum our family members policies / information but revealing one client’s information to other mean a breach of trust with your client.

 

With Best Regards,

Rajnish Bahuguna

Wealth Manager

MDRT (USA)

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals, is an International, independent association of more than 39,000 members, or less than 1%, of the world’s most successful life insurance and financial services professionals from 491 companies in 87 nations and territories.  MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service.  MDRT membership is recognized internationally as the standard of sales excellence in the life insurance and financial services business.

Specialist: Children's & Retirement Planning 

Dedicated to Customer Delight

Mob.:-9911440170 / 9818519868.

Office:         Shop No. 9, Local Shopping Complex,

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                         Near Rajiv Chowk, Gurgaon, Haryana-122001

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Delhi:         31B, First Floor, Jeevan Pravah Bldg,

                         District Centre, Janak Puri, New Delhi - 110058

 

[chary sbs]

To 

All the agents and members of LIAFI Google Group

Dear Friends,

We would like to inform you that this Platform has been created by LIAFI with an intention to share the experience and knowledge with regards to the Insurance.

It is observed that some of the unwanted information also exchanging by some of the agents.This is not good sign for all of us.

As Mr Anand Jathan has rightly said and  enlightened the members of  group by giving the Ethics of Insurance professionals.It is necessary to follow such kind of Ethics in improving our skills

.We hope the particular agent does not aware the consequences of disclosing the  details of his VIP client. It seems that he had an intention and anxiety to share among our own family members.But this is not advisable.

According to the CODE OF CONDUCT  every insurance agent has to respect his own  clients, maintain confidence and hold in  trust personal information.

Therefore, we humbly request and sincerely appeals to all of you not to repeat any kind of unwanted matters and ensure that  this platform should be utilized only for the benefit of professional agents.

We wish and confident that everyone would extend their cooperation in achieving the main object of educating and enlightening the agent's community of Insurance Industry.

Wish you all the best

Your's In LIAFI

S.B.SREENIVASA CHARY SHYAMAL CHAKRABORTY

President, LIAFI Secretary General, LIAFI

---

From: Anand Jathan <anand....@gmail.com>
To: premsin...@yahoo.com
Cc: char...@rediffmail.com; liafis...@googlegroups.com
Sent: Tue, 20 September, 2011 1:24:04 PM
Subject: Re: (LIAFICHARY:5447) ABHISHEK BACHCHAN KE POLICY NO.

[ashul...@gmail.com]

Thanks Shyamal Dada,

Sent from BlackBerry® on Airtel

---

From: chary sbs <char...@yahoo.co.in>

Sender: liafis...@googlegroups.com

Date: Wed, 21 Sep 2011 08:43:29 +0530 (IST)

To: <liafis...@googlegroups.com>

ReplyTo: liafis...@googlegroups.com

Subject: Re: (LIAFICHARY:5462) ABHISHEK BACHCHAN KE POLICY NO.

[Anand Jathan]

Thank you, Rajnish.

Regards,

ANAND  A.  JATHAN 

--

A Candle looses nothing by lightening another!
 
Join us on SMS Gupshup, Facebook, YouTube, LinkedIn & Twitter. Visit us at www.liafi.org.
 
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--

ANAND  A   JATHAN, RFC, CII(Award) UK   

MDRT Zone Chair (2010-2011)
Zone # 4 (India, Pakistan & Sri Lanka)

Qualifying & Life Member MDRT (USA)

K-3/104, Kishor Darshan
N. Dutta Marg, Four Bungalows   
Andheri (West), Mumbai - 400 053   
Mobile : 09820056466
Tel. No. 022 - 26371286/26371210   
Telefax : 022 – 26373156
Email: anand....@gmail.com, jatha...@rediffmail.com    
Website : www.jathananand.com                        
   

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals, is an international, independent association of more than 31,500 members, or less than 1 percent, of the world's Life Insurance and Financial Services Professionals in more than 80 nations and territories.
 
MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. MDRT Membership is recognized internationally as the standard of sales excellence in the Life Insurance and Financial Services business.
 
Future Meetings:                                
 
Annual Meetings    
2011 - June 5-8,      Atlanta, Georgia, USA
2012 - June 10-14,  Anaheim, California, USA
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2012 – February 9-11, Bangkok, Thailand

Visit www.mdrt.org or contact MDRT at +1 847.692.6378 for meeting information or for exhibitor and partnership opportunities.

[KRISHNA N]

dear friends,
i agree with what Rajnish Bahuguna's views.

with regards,
krishna
chintamani


On Thu, 22 Sep 2011 09:54:34 +0530 wrote

>Thank you, Rajnish.
Regards,
ANAND �A. �JATHAN�

& Retirement Planning�

Treat yourself at a restaurant, spa, resort and much more with Rediff Deal ho jaye!

[Albert Desouza]

Dear Friends

The premium paid on lic policy cannot exceed 20% of sum assured to get benefits for the income tax. In Bhima bachat policy if one takes a policy of one lakh and pays seventy thousand and something he gets only twenty thousand as tax rebate. Those who say that Bhima bachat premium does not have tax benefits is wrong. Please check the same with a Chartd. Account in your neightbourhood. albert de souza 

---

Date: Thu, 22 Sep 2011 05:02:45 +0000ne 
To: liafis...@googlegroups.comLISubject: Re: Re: (LIAFICHARY:5471) ABHISHEK BACHCHAN KE POLICY NO.
From: licon...@rediffmail.com

[vivek verma]

Dear Mr Albert.

All CA's are clear. No tax rebate in bima bachat. Kindly cross-check. If your CA has any other opinion, I request you to kndly ask the circular. The limit of 20000/- is limited only in case of revivals.

Rgds

Vivek

Regards

Vivek Verma
Associate Financial Planner
AWP - C.I.I. (London) - Delhi Topper of the Batch
In your service since 1996...
0-92120-43404

"Success or failure begins with belief."

[Alka Bhutada]

market + single prem.tax rebate ?

On 9/22/11, vivek verma <vivekve...@gmail.com> wrote:
> Dear Mr Albert.
>
> All CA's are clear. No tax rebate in bima bachat. Kindly cross-check. If
> your CA has any other opinion, I request you to kndly ask the circular. The
> limit of 20000/- is limited only in case of revivals.
>
> Rgds
> Vivek
>
> On Thu, Sep 22, 2011 at 1:18 AM, Albert Desouza
> <alizad...@hotmail.com>wrote:
>
>> Dear Friends
>> The premium paid on lic policy cannot exceed 20% of sum assured to get
>> benefits for the income tax. In Bhima bachat policy if one takes a policy
>> of
>> one lakh and pays seventy thousand and something he gets only twenty
>> thousand as tax rebate. Those who say that Bhima bachat premium does not
>> have tax benefits is wrong. Please check the same with a Chartd. Account
>> in
>> your neightbourhood. albert de souza
>>

>> ------------------------------

>> <http://sigads.rediff.com/RealMedia/ads/click_nx.ads/www.rediffmail.com/signatureline.htm%40Middle?>
>> Treat yourself at a restaurant, spa, resort and much more with *Rediff
>> Deal ho
>> jaye!<http://track.rediff.com/click?url=___http://dealhojaye.rediff.com?sc_cid=mailsignature___&cmp=signature&lnk=rediffmailsignature&newservice=deals>
>> *

[subramanyam naidu]

Dear friend the premium paying in BIMA BACHAT is single premium for 9,12,15 years terms. so premium which paid is applicable for 9,12,15 years so the tax rebate is obiviously there. no doubt at all. pl check with experts in accountancy. gsnaidu chief Advisor LIC Tirupati. 9849241097  --- On Fri, 23/9/11, Alka Bhutada <alkab...@gmail.com> wrote:

>> liafisbschary+unsub...@googlegroups.com

>> liafisbschary+unsub...@googlegroups.com

>> > >> For more options, visit this group at >> > >> http://groups.google.com/group/liafisbschary?hl=en-GB >> > >> >> >> <http://sigads.rediff.com/RealMedia/ads/click_nx.ads/www.rediffmail.com/signatureline.htm%40Middle?> >> Treat yourself at a restaurant, spa, resort and much more with *Rediff >> Deal ho >> jaye!<http://track.rediff.com/click?url=___http://dealhojaye.rediff.com?sc_cid=mailsignature___&cmp=signature&lnk=rediffmailsignature&newservice=deals> >> * >> -- >> A Candle looses nothing by lightening another! >> >> Join us on SMS Gupshup, Facebook, YouTube, LinkedIn & Twitter. Visit us at >> www.liafi.org. >> >> Members are requested to restrict mails related to our profession only. >> Since we are a family, pl avoid Thanks Mails, instead try to increase the >> membership of the Group by writing to prol...@gmail.com. Members >> generating spam will be unsubscribed without notice. >> >> You recieved this message because you are a member of Google Group >> LIAFICHARY.To post to this group, send email to >> liafis...@googlegroups.com >> To unsubscribe from this group, send email to

>> liafisbschary+unsub...@googlegroups.com

>> For more options, visit this group at >> http://groups.google.com/group/liafisbschary?hl=en-GB >> >> -- >> A Candle looses nothing by lightening another! >> >> Join us on SMS Gupshup, Facebook, YouTube, LinkedIn & Twitter. Visit us at >> www.liafi.org. >> >> Members are requested to restrict mails related to our profession only. >> Since we are a family, pl avoid Thanks Mails, instead try to increase the >> membership of the Group by writing to prol...@gmail.com. Members >> generating spam will be unsubscribed without notice. >> >> You recieved this message because you are a member of Google Group >> LIAFICHARY.To post to this group, send email to >> liafis...@googlegroups.com >> To unsubscribe from this group, send email to

>> liafisbschary+unsub...@googlegroups.com

>> For more options, visit this group at >> http://groups.google.com/group/liafisbschary?hl=en-GB >> > > > > -- > Regards > > Vivek Verma > Associate Financial Planner > AWP - C.I.I. (London) - Delhi Topper of the Batch > In your service since 1996... > 0-92120-43404 > > "Success or failure begins with belief." > > -- > A Candle looses nothing by lightening another! > > Join us on SMS Gupshup, Facebook, YouTube, LinkedIn & Twitter. Visit us at > www.liafi.org. > > Members are requested to restrict mails related to our profession only. > Since we are a family, pl avoid Thanks Mails, instead try to increase the > membership of the Group by writing to prol...@gmail.com. Members generating > spam will be unsubscribed without notice. > > You recieved this message because you are a member of Google Group > LIAFICHARY.To post to this group, send email to > liafis...@googlegroups.com > To unsubscribe from this group, send email to

> liafisbschary+unsub...@googlegroups.com

> For more options, visit this group at > http://groups.google.com/group/liafisbschary?hl=en-GB > -- A Candle looses nothing by lightening another! Join us on SMS Gupshup, Facebook, YouTube, LinkedIn & Twitter. Visit us at www.liafi.org. Members are requested to restrict mails related to our profession only. Since we are a family, pl avoid Thanks Mails, instead try to increase the membership of the Group by writing to prol...@gmail.com. Members generating spam will be unsubscribed without notice. You recieved this message because you are a member of Google Group LIAFICHARY.To post to this group, send email to liafis...@googlegroups.com To unsubscribe from this group, send email to

liafisbschary+unsub...@googlegroups.com

[Albert Desouza]

Dear agent

The tax rebate at the rate of 20 % of sum assured is allowed only for one year that is at the commencement of the policy. albert

---

Date: Fri, 23 Sep 2011 20:56:52 +0530
From: gorant...@yahoo.co.in
Subject: Re: (LIAFICHARY:5489) ABHISHEK BACHCHAN KE POLICY NO.

liafisbschar...@googlegroups.com