Medical Charges for Medical Test

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Tonmoy Roy

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Nov 25, 2013, 12:10:24 PM11/25/13
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Hi All,
        Please help me to get a Circular for the Medical Charges that is required for Conducting a Medical Test for a LIC Customer.

Ref : For a High value Jeevan Anand Policy the customer needs to undergo a Medical Test in New Delhi. TPA call the customer and demanded the fees for that medical test. Before we had referred many cases but the TPA never demanded money from the customer.

If there is any  such circulars, please forward and also please let us know that what if the customer pays for the test. Is there any process for refunding the money to the customer after the test.

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Thanks and Regards
Tonmoy Roy
Certified Financial Planner
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Manish Joshi

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Nov 26, 2013, 1:52:16 AM11/26/13
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I had similar case. The out station TPA charges the party and must issue receipt for the medical reports.LIC willrefund on proposal completion.
-Manish Joshi


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Manish B. Joshi
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Samit Mukherjee

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Nov 26, 2013, 9:44:52 AM11/26/13
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Tanmoyda,
                If the person is reviving the policy, then he will have to pay from his own pocket for this Medical Test. Otherwise
if he is going to purchase a new policy, then the TPA cannot charge anything from him.LIC will bear the cost of all the Medical Test.
                                                                                                                                           Thanks,
                                                                                                                                        SAMITDA.
                                                                                                                                     


Rajnish Bahuguna

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Nov 26, 2013, 10:03:00 AM11/26/13
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Dear Tonmoy Ji,

 

Fee for medical is demanded in revival cases & not NB cases, plz check which one is yours.

 

With Best Regards,

Rajnish Bahuguna

Wealth Manager

MDRT (USA)

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals, is an International, independent association of more than 39,000 members, or less than 1%, of the world’s most successful life insurance and financial services professionals from 491 companies in 87 nations and territories.  MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service.  MDRT membership is recognized internationally as the standard of sales excellence in the life insurance and financial services business.

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