Ushijima The Loan Shark Movie Subtitles Download
Scat Laboy
A Loan Shark is a stock villain who typically loans money at high interest rates and will stop at nothing to get it back. The loan shark may be only too eager to use violence if necessary, either to threaten borrowers, punish late payors, or set an example. He may also have mob connections, as money-lending is a time-honored means for organized crime to do money laundering with proceeds of crime, and the hounding of their victims for payment and interest is just another means of extortion. In some cases, a loan shark will be reluctant to kill a non-paying debtor because a corpse can't pay its dues, while other times the loan shark would be gleeful to cut them into pieces so they can put their rare, precious organs on the black market.
Loan sharks feature a lot in action movies, where they're usually tied to The Mafia, The Triads and the Tongs, the Yakuza or whatever other organized crime group features as the primary villain of the piece. Typically, the person being hounded by the loan sharks is someone who ran up a nasty gambling debt or needed money for some other reason and had nowhere else to turn, and now they are putting the heat on him to get their money back (with interest) and the borrower is unable to pay. Enter the hero, who is usually a friend of the borrower, who comes across the loan sharks doing their bit of nasty, beats the crap out of them and sends them packing. The loan sharks get pissed and the conflict ensues.
Unfortunately, this is Truth in Television (although some real-life Loan Sharks can be more flexible than others), and some high schools show videos warning students about the dangers of borrowing from loan sharks. Actual banks, within the United States and its allies at least, do not operate under this trope and will in fact often accept pennies on the dollar rather than have to repossess cars and houses. Bankers do not want to own your collateral because they tend to have trouble selling it to get their money (doing so was what caused the sub-prime mortgage crisis and subsequent "Great Recession" of 2008) and even in boom markets, owning property to sell is often costlier than most banks want to deal with. Also of note is payday lending, which, due to its legality in the US, does not involve violence but is less lenient than banks.
Fan Works
- New Game Plus (One Piece): Nami is no better than in canon; she agrees to cover the damage dealt by Luffy's demonstration of strength for "200% interest per week, with a bimonthly increase of 27% and a semi-annual fee of 2,500,000 Beri until completion." Buggy is appalled.
- In Harry Potter and the Champion's Champion, Gringotts acts like this to particularly pesky clients, with Section 48, Subsection A, Sub-Subsection 18, which, to be fair, are usually jerkasses like Lucius Malfoy or the publisher of the Daily Prophet. The interest, revealed in the fine print is compounded weekly, not annually, like Lucius thought. Lucius ends up forced to dig tunnels for the goblins with his bare hands to Work Off the Debt and is eventually released when he is more trouble than he's worth, dumped in the arctic at the age of over three hundred, and eventually eaten by a polar bear.
- In Ambience: A Fleet Symphony, a young Damon had a friend who got killed when these sorts came calling over her parents' debts.
- An Emerald Unearthed: The Big Bad, Randall Silva, was a loan shark who kept Emeralds father under his thumb when he couldn't pay back debts. Appropriately, he's also a Faunus with shark teeth.
- I Think We'll Be Okay: Kosuke finds out that her deceased father dealt with one, and now it's up to her to repay the debt he left behind. While being confronted, she realizes that not only was the interest rate on the loan much higher than what's legal, but that the shark had purposefully waited a while after Marti's death to rack up more money.
- The Daredevil (2015) fanfic The Sins of the Father is kicked off when Wilson Fisk hires Bullseye to assassinate Elektra Natchio's father Hugo (who he coerced into smuggling heroin into the United States) and Carl Hoffman (a corrupt cop who Fisk coerced into killing his own partner). Matt and Elektra are quick to figure out early on that Fisk had Hugo killed because Hugo didn't want to continue with the smuggling operation after Fisk was arrested. Eventually, they learn the whole truth at a party when they get a chance to talk to Eric Slaughter, Hugo's close friend and chief operating officer. It turns out that in the late 1970s, when Hugo started his company, no bank was willing to loan him the money he needed to purchase his first ship because, as a Greek immigrant, he had no property to his name to offer as collateral. In desperation, he borrowed from Don Rigoletto, a loan shark based out of Hell's Kitchen. At the time, Fisk was Rigoletto's henchman, and was responsible for collecting from Hugo after each shipment until the debts were repayed. Fisk later took over Rigoletto's operation after Rigoletto was sent to prison in the 1990s, and eventually had him killed after he got out in the early 2010s. In 2013, when Fisk began his partnerships with the Ranskahov brothers, Nobu, and Madame Gao, he needed a partner to transport Madame Gao's heroin from China to New York City. He leaned on his past acquaintance with Hugo, and blackmailed him into transporting the heroin by threatening to expose an import tax evasion scam that Hugo and his business partners at the docks had been running for years. Hugo was able to stop the operation after Fisk was arrested and Gao was forced to flee the country, but less than a year later, Fisk decided to resume the operation with a new local gang, the Enforcers, distributing. He had Vanessa approach Hugo to try and coerce him into restarting the pipeline. Rather than cave, Hugo tried to get out by offering to give up incriminating records he'd made of every one of Fisk's shipments, in exchange for Fisk giving up the dirt he had on Hugo. Fisk promptly had Hugo killed, and coerced Slaughter into resuming the operation by threatening to have his wife killed.
Radio
- In Bleak Expectations, Harry Biscuit borrows a swan from a "food lender" at 10% interest. Unfortunately, this turns out to mean 10% per second. Half an hour later, Harry owes 14 billion swans.note If you do the math, this interest rate actually results in an even more absurdly high number.
- Later on, Pip Bin, in dire need of cash after burning down parliament house, is approached by a "greaser of financial wheels, a servant of the fiscal hinterland". Or as the man eventually admits, a moneylender. Played with, in that he offers Pip the money he needs loan-free, but tricks him into signing a form for the grossly inflated interest, fluctuating wildly and randomly in the loan shark's favour. It eventually results in his sister and brother-in law getting sent to debtor's prison, and his getting married to a Miss Talula Not-A-Man (the series Big Bad in disguise).
- Linda Smith's A Brief History of Timewasting has a spoof "debt consolidation" advert for a firm called Loan Guppies.Customer: But how can I be sure you're not sharks?
Spokesman: Because we're called guppies.
Customer: I'm completely reassured.
Tabletop Games
- Shadowrun 4th Edition has a negative quality called "In Debt" that meant you start out owing a large sum of nuyen to a loan shark. If the debt isn't repaid in a certain amount of time, they send hitmen after you. It can be taken up to three times to increase just how much you owe. The problem with the quality is that it also gives you the money you'd borrowed to use in order to buy equipment during character creation. This means that you have extra character points to buy other traits with and serious extra cash for buying whatever gear you'd like, which meant that unless the GM screws you on runs you can easily earn enough to pay back the debt before it is due, making the quality a major Game-Breaker (it was also banned at league play for that reason).
Theatre
- Older Than Steam: William Shakespeare used this in The Merchant of Venice. The loan shark in question, Shylock, is in fact one of the Trope Codifiers, although he's a more tragic example, at least by later interpretations.
- A Doll's House deconstructs the trope by having the final payment and signing off of the loan cause more trouble than the loan itself ever did, and the "loan shark", Krogstad, isn't just an evil and unidimensional Jerkass stock character but a fully realised human being with his own flaws, virtues and motivations.
- In The Little Foxes, the Hubbards are said to have "made their money charging awful interest to poor, ignorant niggers and cheating them on what they bought," which is why Birdie's mother never trusted them.
- In The Miser, Cléante has to borrow 15,000 francs from a moneylender, and learns he will pays the interest rate for him and for the loan shark this moneylender borrowed this sum himself, for a final interest of 25.5%. Cléante later learns this moneylender was Harpagon, his father.
Web Videos
- Economy Watch: This trope is used in an interesting manner in the show. A Season 3 episode is a parody of shark movies such as Jaws or Sharknado, and the main subject is about loan sharks, thus making it pretty meta!
- In KateModern, Gavin and Tariq borrow money from a rather shady businessman named Terrence. When it becomes apparent that they have no means of paying him back, he becomes violent.
- The SuperMarioLogan series has The Loan Dolphin, a Dolphin whose job is a debt collector, though he's only an antagonist to those who don't repay their debts, as in "Bowser Junior's Lemonade Stand!", when Junior tries to get him to destroy Cody's lemonade stand, he doesn't do it because he thinks it looks nice.