Wager Insurance

[Mikey]

Mike Merrill believes that, regardless of the truth, the American
people are optimistic. As such, he believes that one year from now the
Dow Jones Industrial Average will be higher than it is now.

Mike Merrill has the opportunity to make a wager of $500.00 on the
future of the Dow Jones Industrial Average against Marcus Estes.

This proposal is to allow Mike Merrill to purchase Wager Insurance
from KmikeyM.com. Should Mike Merrill win the wager, all $500.00 that
he wins will become KmikeyM.com funds. Should Mike Merrill lose the
wager, KmikeyM.com will provide half the payment ($250.00) to be made
to shareholder Marcus Estes.

This proposal allows KmikeyM.com to essentially make the same bet, but
at odds of 2:1.

http://kmikeym.com/questions/32