Bandhan Bank Opening

[Mr. Rajesh Dixit]

Forwarding the openings available at Bandhan Bank. The JD is given below.

 

Designation: Manager/Sr Manager-1 Credit & Trade Operations

Department: Credit Operations Department (COD)

Location: Delhi

Job Description

1. Managing the daily administration for loan documentation in full compliance with the internal standards and external regulatory requirements along with Pre disbursement compliance.
2. Review loan documents and liaise with internal and external parties to ensure proper and efficient delivery of credit administration duties
3. Act as the representative in signing deeds and bank guarantee.
4. Assisting in RBI and Nabard reporting. RBS (Risk based supervision) experience preferred.
5. Control the recording, deposit and withdrawal of the security documentations properly
6. Generate, review and maintain loan disbursement reports for presentation to various committees, and provide monthly reports on the same, in accordance to the credit policy and guidelines.
7. Checking and compliance of documentation for all non-fund based facilities including BG/LC/LCBD.
8. Issuance of BG/LC/LCBD and proper monitoring of same as per Bank`s internal guidelines.
9. Ensure all lending Documentation is complete as per the Company Policy and Procedures with respect to amount of finance, terms and conditions, borrower's borrowing mandate, authorized signatory etc.
10. Ensure that there is a robust process for the safe custody and control of all security documents
11. Ensure compliance with the internal policy, credit approval terms and conditions regulatory ratio / policies etc., complete set of documentation Is complete and verification, thereof, before approving any new finance request
12. Responsible for collateral valuation, collateral monitoring and collateral reconciliation with original documents, weekly monitoring of any pledged shares value to ensure compliance of coverage ratio and advise Corporate Credit to request top up in case of depreciation of pledge share price.
13. Approval from relevant authorities is held for deferral / waiver of pre and post Compliance
14. Ensuring post disbursement compliance with approved terms and conditions, assignment of rights, review expiry of credits, progress payment insurance, post fact mortgage etc
15. Review daily system credit monitoring and management reports and identify non performing accounts with irregularities and proactively follow-up to ensure corrective action taken in line with credit policy.
16. Monitor all irregularities, past dues, documentation deficiencies, etc., and report to Senior Management

Desired Candidate Profile

1. MBA/CA /ICWA/Graduate/ with 4-8 years of experience in Credit/Trade Operations/Credit Administration
2. Excellent Skills in MS-Word and Excel required.
3. A proactive problem solver with excellent credit and analytical skills
4. Strong interpersonal and communication skills
5. Attention to detail and multitasking abilities
6. A result oriented team player, honest, and of high integrity Ability to work with minimum

 

Interested candidates may forward their resume to anwesha.c...@bandhanbank.com or adity...@bandhanbank.com  

With regards,

Rajesh