I do intentionally paint offscreen because I have one of my three monitors in portrait orientation, so it makes the canvas much taller than it would normally be and offscreen for the other two monitors.
It's also a little taller than it needs to be to force the clock off the screen as well... But that's a matter of a few pixels in height.
I'd post my settings, but am not anywhere near my computer right now.
All that said, in my case I'm pretty sure it is a Windows 10 issue, as the exact same hardware with the exact same screen saver settings had zero issues on Windows 7.
So I've chosen to just live with it, but if a good fix were found I'd definitely like to reap those benefits.
Thanks!