in desperate need
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Ravyn, Lady Heresy
Jun 22, 2007, 11:40:55 AM6/22/07
to jehovahs-witnesses
Friday, June 22, 2007-AM
Ok, well in February budget cuts cut my husband's salary by more than
40%--they put him on hourly wage. We were just making the bills on the
old salary. He took this job after changing careers at 39 years old
because of an accident at work--that is still in the courts 4 years
later, at a 50% reduction in income. So basically now he is making
just over 1/4 what he was making 5 years ago. None of our bills have
gotten any less, in fact the local electric power supplier has been
sued for illegally raising rates more than double. When he lost the
salary in February it meant no cell phone, no mileage and no medical
insurance. I am disabled. My income is SSI and Food Stamps. Gasoline
has of course gone up. We had to buy a car for this job and with the
mileage they were paying him it covered everything except the
insurance, now that is gone and we still have the car payments. I had
no way of getting in touch with him during the day in case of an
emergency, so he had to get his own cell phone which is now turned off
because we can't pay that bill. The insurance is over due this month,
the electricity is three months behind, the home phone is three months
behind (and we have no long distance) --everything is about to be cut
off. My husband has pawned everything he has to pawn. I sold
everything I had to sell. We have taken out 2 loans at those quickie
cash loan places just to shuffle against each other every paycheck. It
sounds pretty bad--but honestly $1000 would pay what needs to be paid
today and $2000 would totally clear us up and get us back on par. It
is not much money, but to us it is a fortune. He needs another job. He
has been searching for months. He is 41 now, not in the best health
and he has no finished college degree. He would love to go back to
school and finish his degree but unless we 'win the lottery' that is
completely out of the question. We are at the end of the rope. Any day
now the phone will be cut off and I will no longer have online access,
which I have been using for job searches and posting his resumes. We
can't afford to relocate--which would not be anything but a disruption
anyway--the job market around here is as good as it gets and the cost
of living is low. I have food in the house, but we have another week
to go before his next paycheck and the bank is overdrawn by one check
right now. Gas is still $3 a gallon and he has to drive 50-60 miles a
day round trip for work. He is making $10.25 an hour, after taxes that
is about $350 a week (he gets paid every two weeks.) I make $623 a
month and get $67 in Food Stamps. We do not qualify for any more help.
I have tried to cover all the bases. If anyone has any other ideas
that I might have missed I would appreciate the suggestions. I have
gone to the local Christian Ministry/Food Pantry for help and we do
not qualify because we have no children. When I went to our own Church
they suggested we go to the Christian Ministry. We would not be so far
in the hole except that we were still reeling from him having to
change careers in the first place. If this stupid settlement would
just come through and be enough to pay the bills it would not be so
bad. We have no family that can helps us--for years we have been
helping them and now they are also suffering because we can't do that
anymore. We do not know anyone well enough to ask for a loan or
financial help. My husband has pulled all the favors he was owed in
the business world to try and find a decent job and well, it is true
when you are down you are down alone it seems in that cut-throat
world.
So please, I am asking for prayers, suggestions, anything. If I am not
here all of a sudden, it is because we lost the phone (internet
service was paid up ahead of time). Jesus will come through, but not
knowing HOW or WHEN is my test of faith. Please pray for my husband's
faith in this too--he is not doing well with it all, it was a major
blow to his self-esteem and he has been very depressed. All I do is
pray and wait now. I don't know what else to do.
Sincerely,
Ravyn Guiliani
Bedford, Virginia
Ok, well in February budget cuts cut my husband's salary by more than
40%--they put him on hourly wage. We were just making the bills on the
old salary. He took this job after changing careers at 39 years old
because of an accident at work--that is still in the courts 4 years
later, at a 50% reduction in income. So basically now he is making
just over 1/4 what he was making 5 years ago. None of our bills have
gotten any less, in fact the local electric power supplier has been
sued for illegally raising rates more than double. When he lost the
salary in February it meant no cell phone, no mileage and no medical
insurance. I am disabled. My income is SSI and Food Stamps. Gasoline
has of course gone up. We had to buy a car for this job and with the
mileage they were paying him it covered everything except the
insurance, now that is gone and we still have the car payments. I had
no way of getting in touch with him during the day in case of an
emergency, so he had to get his own cell phone which is now turned off
because we can't pay that bill. The insurance is over due this month,
the electricity is three months behind, the home phone is three months
behind (and we have no long distance) --everything is about to be cut
off. My husband has pawned everything he has to pawn. I sold
everything I had to sell. We have taken out 2 loans at those quickie
cash loan places just to shuffle against each other every paycheck. It
sounds pretty bad--but honestly $1000 would pay what needs to be paid
today and $2000 would totally clear us up and get us back on par. It
is not much money, but to us it is a fortune. He needs another job. He
has been searching for months. He is 41 now, not in the best health
and he has no finished college degree. He would love to go back to
school and finish his degree but unless we 'win the lottery' that is
completely out of the question. We are at the end of the rope. Any day
now the phone will be cut off and I will no longer have online access,
which I have been using for job searches and posting his resumes. We
can't afford to relocate--which would not be anything but a disruption
anyway--the job market around here is as good as it gets and the cost
of living is low. I have food in the house, but we have another week
to go before his next paycheck and the bank is overdrawn by one check
right now. Gas is still $3 a gallon and he has to drive 50-60 miles a
day round trip for work. He is making $10.25 an hour, after taxes that
is about $350 a week (he gets paid every two weeks.) I make $623 a
month and get $67 in Food Stamps. We do not qualify for any more help.
I have tried to cover all the bases. If anyone has any other ideas
that I might have missed I would appreciate the suggestions. I have
gone to the local Christian Ministry/Food Pantry for help and we do
not qualify because we have no children. When I went to our own Church
they suggested we go to the Christian Ministry. We would not be so far
in the hole except that we were still reeling from him having to
change careers in the first place. If this stupid settlement would
just come through and be enough to pay the bills it would not be so
bad. We have no family that can helps us--for years we have been
helping them and now they are also suffering because we can't do that
anymore. We do not know anyone well enough to ask for a loan or
financial help. My husband has pulled all the favors he was owed in
the business world to try and find a decent job and well, it is true
when you are down you are down alone it seems in that cut-throat
world.
So please, I am asking for prayers, suggestions, anything. If I am not
here all of a sudden, it is because we lost the phone (internet
service was paid up ahead of time). Jesus will come through, but not
knowing HOW or WHEN is my test of faith. Please pray for my husband's
faith in this too--he is not doing well with it all, it was a major
blow to his self-esteem and he has been very depressed. All I do is
pray and wait now. I don't know what else to do.
Sincerely,
Ravyn Guiliani
Bedford, Virginia
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