Norton 360 With Lifelock Ultimate Plus Family Plan
Yiraika Daimaru
As you can see, the difference between the Standard LifeLock plan and the Ultimate Plus plan is monumental, yet there are some universal services offered in all plans that can be the difference to protecting your identity or getting you the help you need if your identity is compromised.
In addition to its individual plans, NortonLifeLock offers family plans. Quick note here: All NortonLifeLock family plans are bundled with Norton 360. They also offer the same features as their individual plan counterparts; the only difference is the number of people covered.
All of these services are available for the three Norton 360 with LifeLock plans. The Advantage and Ultimate plans have a number of additional features that are too much to cover here but include more robust, specialized identity protections for criminal and financial services. For example, the Ultimate plan includes 401(k) and investment account alerts as well as alerts on crimes committed in our name.
One of the things we like most about LifeLock is their confidence in their service; they really want to get you in the door with their plans and hope you stick around from there. LifeLock offers a free 30-day trial on all of their plans, which can be canceled within 30 days without incurring a charge. The cancellation process is relatively easy and can be done online or over the phone.
Based on our testing and industry knowledge, LifeLock is the best identity theft protection service that includes antivirus protection, while as a pure identity theft protection service, Identity Guard tops our list.
The first family plan is for couples, or any two individuals living within the same household, for that matter. The couples plan offers the same features as the individual plans, but for two people instead of one. Its pricing is as follows:
Given that the couples plans cost just a couple of dollars more than their individual plan counterparts, it makes a lot of sense to go for these plans. Not only will you save a lot of money, but you can ensure that the person living with you stays safe from identity theft. And since the potential financial effects of identity theft can be life-changing, both partners in a relationship need to be protected.
LifeLock's family plans cover up to two adult individuals and five children under the age of 18. Children under this plan don't get the same benefits as adults, however. For instance, instead of a $1,000,000 stolen funds reimbursement, each child only gets $25,000 covered. The same applies to personal expense compensations. But for legal fees coverage and expert identity restoration, each child is covered by a $1,000,000 policy.
Some features, like home title monitoring, credit report and scores, phone takeover monitoring, and others are not applicable to children, as well. Here's a complete list of features your children will get with the Ultimate Plus family plan, the highest level of protection from LifeLock:
If the family plans seem too much for you, it might make more sense to buy coverage for each individual child rather than go for the family plan that covers up to five children. (You won't get a discount even if you protect just one child with the family plan.) LifeLock has a Junior Plan, which is a child identity monitoring service.
*LifeLock does not monitor all transactions at all businesses.
**Terms apply to all LifeLock plans.
***The credit scores provided are VantageScore 3.0 credit scores based on data from Equifax, Experian and TransUnion respectively. Any one bureau VantageScore mentioned is based on Equifax data only. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.
****Reimbursement and Expense Compensation, each with limits of up to $1 million for Ultimate Plus, up to $100,000 for Advantage and up to $25,000 for Select, when purchased in Norton 360 with LifeLock plans. And up to $1 million for coverage for lawyers and experts if needed, for all plans. Benefits under the Master Policy are issued and covered by United Specialty Insurance Company (State National Insurance Company, Inc. for NY State members). Policy terms, conditions and exclusions at: LifeLock.com/legal.
Max Sheridan brings over two decades of writing experience to our team. He has spent 1,000-plus hours researching VPNs, identity theft protection, and various topics in cyber technology. Previously, Max was an investigative journalist, and he is also a published novelist. He earned a B.A. in Classics from the University of Virginia and an M.A. in Classics from the University of Illinois. He currently lives in Nicosia, Cyprus.
With three agency credit scores and reports as well as ID theft insurance and credit locks, Norton LifeLock Ultimate Plus covers just about everything and can include Norton 360 protection. Unfortunately, its protection can be overwhelming and expensive.
With a slew of options to choose from (with and without Norton 360 malware protection), LifeLock continues to have one of the widest assortments of plans. It allows fine-tuning of coverage that others lack but can come at the cost of frustration.
I looked at the top-of-the-line Ultimate Plus plan that costs $35 a month or $340 a year, one the most expensive plans available. It adds credit monitoring from all three agencies, daily reports from Equifax; TransUnion and Experian deliver annual reports. In the background, Norton LifeLock keeps an eye on your social media presence in a bid to prevent damage to your reputation in addition to monitoring of your bank and investment accounts for a take-over. There are also address- and home-title-change alerts. Finally, it keeps an eye on File Sharing Network searches for signs of your sensitive information. The Ultimate Plus plan ups the insurance to include $1 million for recovering stolen money due from identity theft for a total of $2 million.
There are also Family plans that can include a pair of adults, up to five or seven children (under 26 years old) that live with the family. These plans top out at a total insurance level of $3 million and can cost up to $680 per year.
Ultimate Plus checks for activity on your credit card, bank and investment accounts as well as action at the major payday loan companies. It includes a freeze on payday loans. It also works with people-search firms like Intellius and Spokeo to scan for your name.
In addition to watching for address and home title changes, the Ultimate Plus plan watches for your personal information on the dark web that might be an early indication of identity problems. The personal indicators include Social Security number, name, address; the system can piece together fragments from different sources.
In addition to a large amount of self help online, like videos, tips and downloads, Norton LifeLock has staff on call all-day and -night to answer questions and concerns; others limit the tech support phase to 10 or 12 hours a day, and often just weekdays.
Meanwhile the Privacy Monitor shows potential vulnerabilities and has contacts for remedying the problems. The items can be automatically fixed but only if you pay $125 a year for the Privacy Monitor Assistant.
Over my three months of using Norton LifeLock Ultimate Plus, the web interface forced me to log out in order to log in several times, a problem I encountered after an hour or so of inactivity. Other times, the entire service appeared unavailable with a note for me to try back later.
Brian Nadel is a freelance writer and editor who specializes in technology reporting and reviewing. He works out of the suburban New York City area and has covered topics from nuclear power plants and Wi-Fi routers to cars and tablets. The former editor-in-chief of Mobile Computing and Communications, Nadel is the recipient of the TransPacific Writing Award."}), " -0-10/js/authorBio.js"); } else console.error('%c FTE ','background: #9306F9; color: #ffffff','no lazy slice hydration function available'); Brian NadelSocial Links NavigationBrian Nadel is a freelance writer and editor who specializes in technology reporting and reviewing. He works out of the suburban New York City area and has covered topics from nuclear power plants and Wi-Fi routers to cars and tablets. The former editor-in-chief of Mobile Computing and Communications, Nadel is the recipient of the TransPacific Writing Award.
Multiple layers of protection for your devices, online privacy features including our Secure VPN, plus Dark Web Monitoring - all in a single solution with our 60 day money back guarantee.
Not all features are available on all devices and platforms.
Norton Family, Norton Parental Control, Norton Cloud Backup, and SafeCam are presently not supported on Mac OS or Windows 10 in S mode.
8 Video Supervision requires a browser extension on Windows and the in-app Norton Browser on iOS and Android. It monitors videos viewed on YouTube.com (but not YouTube videos embedded in other websites or blogs) and on Hulu.com (but only on Windows). It does not work with the YouTube or Hulu apps.
17 Social Media Monitoring is not available on all social media platforms and the features differ between platforms, for details go to norton.com/smm. Does not include monitoring of chats or direct messages. May not identify all cyberbullying, explicit or illegal content or hate speech.
19 Terms, conditions, exclusions and limitations apply. See the Identity Theft Insurance Australia Policy Information Booklet found on for details. Coverage provided by AIG Australia Limited AFSL 381686 (AIG). NortonLifeLock Australia Pty Ltd (Norton) act as a group purchasing body in acquiring and arranging the insurance coverage under a group policy issued by AIG to Norton.
Norton does not hold an Australian financial services licence. Please obtain your own financial product advice about our services and consider the policy information booklet to determine if the coverage is right for you.